Marketplace Eligibility Among the Uninsured: Implications for a Broadened Enrollment Period and ACA Outreach

Appendix Tables

Appendix Table 1: Uninsured Marketplace Eligible Population by Tax Credit Eligibility, 2021
State Total Marketplace Eligible Uninsured Uninsured Eligible for Free Bronze Plan Uninsured Eligible for Partial Subsidies Uninsured Ineligible for Subsidies**
US Total 14,922,400 4,004,600 (27%) 4,945,300 (33%) 5,972,500 (40%)
Alabama 242,100 127,200 (53%) 40,800 (17%) 74,100 (31%)
Alaska 45,500 16,000 (35%) 11,800 (26%) 17,600 (39%)
Arizona 382,600 55,200 (14%) 169,700 (44%) 157,800 (41%)
Arkansas 122,600 13,100 (11%) 66,100 (54%) 43,500 (35%)
California* 1,307,900 160,500 (12%) 559,800 (43%) 587,500 (45%)
Colorado 245,700 13,300 (5%) 105,400 (43%) 126,900 (52%)
Connecticut 94,000 26,500 (28%) 19,200 (20%) 48,300 (51%)
Delaware 30,900 8,200 (27%) 9,000 (29%) 13,700 (44%)
D.C. 7,800 2,300 (29%) 5,500 (71%)
Florida 1,608,000 553,600 (34%) 500,700 (31%) 553,600 (34%)
Georgia 711,600 249,300 (35%) 229,500 (32%) 232,800 (33%)
Hawaii 23,600 4,000 (17%) 6,400 (27%) 13,200 (56%)
Idaho 94,700 30,000 (32%) 25,400 (27%) 39,300 (41%)
Illinois* 404,300 51,300 (13%) 158,800 (39%) 194,200 (48%)
Indiana 272,100 32,200 (12%) 127,400 (47%) 112,500 (41%)
Iowa 76,100 28,400 (37%) 13,400 (18%) 34,200 (45%)
Kansas 137,800 47,400 (34%) 41,900 (30%) 48,500 (35%)
Kentucky 143,600 37,800 (26%) 47,400 (33%) 58,500 (41%)
Louisiana 199,000 46,300 (23%) 69,800 (35%) 82,900 (42%)
Maine* 63,500 8,000 (13%) 28,700 (45%) 26,800 (42%)
Maryland 147,200 25,600 (17%) 39,800 (27%) 81,800 (56%)
Massachusetts 104,200 7,900 (8%) 38,700 (37%) 57,600 (55%)
Michigan 298,200 44,800 (15%) 130,700 (44%) 122,800 (41%)
Minnesota 125,900 1,000 (1%) 42,600 (34%) 82,300 (65%)
Mississippi 200,000 41,900 (21%) 96,500 (48%) 61,600 (31%)
Missouri 256,700 69,900 (27%) 84,600 (33%) 102,200 (40%)
Montana 53,000 13,000 (25%) 14,500 (27%) 25,500 (48%)
Nebraska 63,500 29,200 (46%) 11,300 (18%) 22,900 (36%)
Nevada 144,000 23,800 (17%) 54,000 (38%) 66,200 (46%)
New Hampshire 59,100 8,700 (15%) 21,000 (36%) 29,300 (50%)
New Jersey 304,300 37,400 (12%) 120,100 (39%) 146,800 (48%)
New Mexico 94,300 16,900 (18%) 36,700 (39%) 40,700 (43%)
New York* 389,800 26,700 (7%) 144,500 (37%) 218,700 (56%)
North Carolina 650,100 280,100 (43%) 149,100 (23%) 220,900 (34%)
North Dakota 32,000 9,800 (31%) 4,100 (13%) 18,100 (56%)
Ohio 412,800 60,500 (15%) 191,400 (46%) 160,900 (39%)
Oklahoma 255,700 96,500 (38%) 54,100 (21%) 105,100 (41%)
Oregon* 163,600 32,900 (20%) 57,700 (35%) 73,000 (45%)
Pennsylvania 348,900 96,200 (28%) 103,300 (30%) 149,500 (43%)
Rhode Island 20,500 2,800 (14%) 5,800 (28%) 11,800 (58%)
South Carolina 301,200 121,300 (40%) 77,900 (26%) 102,000 (34%)
South Dakota 47,300 22,100 (47%) 9,600 (20%) 15,600 (33%)
Tennessee 376,300 147,700 (39%) 115,800 (31%) 112,900 (30%)
Texas 2,808,000 1,031,400 (37%) 745,500 (27%) 1,031,100 (37%)
Utah 138,100 48,200 (35%) 32,200 (23%) 57,800 (42%)
Vermont 19,000 4,500 (24%) 6,000 (31%) 8,500 (45%)
Virginia 318,600 71,000 (22%) 116,800 (37%) 130,800 (41%)
Washington* 259,600 39,900 (15%) 95,000 (37%) 124,700 (48%)
West Virginia 60,400 4,100 (7%) 33,400 (55%) 22,900 (38%)
Wisconsin 205,800 55,800 (27%) 72,900 (35%) 77,100 (37%)
Wyoming 50,700 24,600 (49%) 6,100 (12%) 20,000 (39%)
NOTES: * CA, IL, NY, ME, OR, and WA require that most ACA plans include abortion coverage, which typically costs $1 per month and cannot be covered by subsidies. **The uninsured ineligible for financial assistance category includes people with incomes above 400% of poverty or who live in counties where the Benchmark plan costs less than the applicable premium cap for their household income (see here for more detail on the ACA subsidy structure). Counts are rounded to the nearest 100. This analysis does not include individuals who are over the age of 65, who are eligible for Medicaid, who have incomes below poverty, or are undocumented immigrants. DC is not included in the free bronze category due to an insufficient sample size in the ACS.
SOURCE: 2021 Premiums come from KFF analysis of premium data from Healthcare.gov and review of state rating filings. Data on population and eligibility for subsidies come from KFF analysis of the American Community Survey (ACS) for 2019.
Appendix Table 2:  Characteristics of the Uninsured Population Eligible for Tax Credits, by State, 2021
State Total Subsidy Eligible High School Education or Less* Hispanic Young Adults (Age 19-34) Construction, Arts, Entertainment, Recreation, Other Services* Non-Metro
US Total 8,949,900 4,164,200 (58%) 2,810,400 (31%) 3,901,300 (44%) 2,783,200 (37%) 1,442,800 (16%)
Alabama 168,000 91,200 (65%) 13,000 (8%) 77,400 (46%) 51,600 (36%) 44,100 (26%)
Alaska 27,900 11,500 (53%) 5,600 (20%) 17,900 (64%) 6,000 (24%) 5,100 (18%)
Arizona 224,900 98,000 (57%) 100,200 (45%) 90,200 (40%) 72,600 (39%) 11,900 (5%)
Arkansas 79,200 38,100 (58%) 8,900 (11%) 33,500 (42%) 23,100 (33%) 25,700 (32%)
California 720,400 332,000 (55%) 423,700 (59%) 315,200 (44%) 193,800 (33%) 19,800 (3%)
Colorado 118,700 45,100 (46%) 39,000 (33%) 53,000 (45%) 42,200 (41%) 16,200 (14%)
Connecticut 45,700 21,700 (55%) 13,400 (29%) 20,700 (45%) 13,800 (33%) 1,800 (4%)
Delaware 17,200 9,200 (61%) 2,000 (11%) 7,600 (44%) 5,700 (39%)
Florida 1,054,300 499,400 (57%) 366,300 (35%) 452,800 (43%) 359,300 (39%) 38,800 (4%)
Georgia 478,800 220,100 (57%) 67,700 (14%) 214,100 (45%) 134,300 (34%) 98,900 (21%)
Hawaii 10,400 4,100 (41%) 1,000 (9%) 3,800 (37%) 4,200 (44%)
Idaho 55,400 24,700 (54%) 11,400 (20%) 23,900 (43%) 19,200 (40%) 18,400 (33%)
Illinois 210,100 89,700 (50%) 59,400 (28%) 88,400 (42%) 63,100 (33%) 29,500 (14%)
Indiana 159,600 72,000 (56%) 16,000 (10%) 70,900 (44%) 51,400 (37%) 43,300 (27%)
Iowa 41,900 19,300 (57%) 4,600 (11%) 19,000 (45%) 10,400 (28%) 16,900 (40%)
Kansas 89,300 39,600 (56%) 19,700 (22%) 36,900 (41%) 28,400 (37%) 31,700 (35%)
Kentucky 85,100 42,400 (59%) 7,400 (9%) 36,000 (42%) 25,400 (33%) 31,700 (37%)
Louisiana 116,100 62,400 (61%) 12,700 (11%) 48,900 (42%) 41,200 (41%) 11,400 (10%)
Maine 36,700 18,200 (62%) 11,700 (32%) 13,300 (41%) 18,900 (52%)
Maryland 65,400 19,500 (50%) 11,500 (18%) 31,800 (49%) 16,500 (31%) 2,000 (3%)
Massachusetts 46,600 27,800 (51%) 7,900 (17%) 23,500 (51%) 14,000 (32%)
Michigan 175,500 77,000 (52%) 17,300 (10%) 70,100 (40%) 49,700 (32%) 45,000 (26%)
Minnesota 43,600 16,700 (47%) 1,900 (4%) 15,000 (34%) 10,100 (27%) 13,000 (30%)
Mississippi 138,400 66,900 (59%) 6,600 (5%) 59,300 (43%) 43,200 (37%) 81,000 (58%)
Missouri 154,500 72,900 (58%) 9,600 (6%) 68,500 (44%) 44,200 (32%) 45,100 (29%)
Montana 27,500 11,700 (50%) 1,100 (4%) 10,200 (37%) 8,700 (36%) 17,400 (63%)
Nebraska 40,600 14,100 (44%) 10,400 (26%) 17,700 (44%) 11,200 (34%) 12,800 (32%)
Nevada 77,800 33,600 (56%) 32,300 (42%) 29,800 (38%) 26,500 (43%) 7,400 (10%)
New Hampshire 29,800 14,300 (55%) 3,100 (10%) 12,400 (42%) 10,300 (39%) 12,200 (41%)
New Jersey 157,600 78,100 (59%) 63,800 (41%) 70,600 (45%) 42,900 (32%)
New Mexico 53,600 22,200 (50%) 25,000 (47%) 20,200 (38%) 15,400 (34%) 25,800 (48%)
New York 171,200 77,900 (51%) 53,700 (31%) 77,300 (45%) 53,500 (34%) 11,300 (7%)
North Carolina 429,200 194,300 (56%) 80,300 (19%) 184,500 (43%) 148,300 (40%) 102,600 (24%)
North Dakota 13,900 5,000 (52%) 1,100 (8%) 4,900 (35%) 2,900 (27%) 8,000 (57%)
Ohio 251,900 116,400 (58%) 15,200 (6%) 103,800 (41%) 68,300 (32%) 60,600 (24%)
Oklahoma 150,600 72,400 (60%) 24,000 (16%) 67,300 (45%) 46,200 (36%) 66,400 (44%)
Oregon 90,600 38,600 (51%) 21,100 (23%) 41,800 (46%) 29,100 (35%) 21,200 (23%)
Pennsylvania 199,400 102,700 (60%) 24,800 (12%) 88,800 (45%) 59,600 (33%) 25,300 (13%)
Rhode Island 8,600 3,900 (49%) 2,200 (25%) 4,200 (49%) 2,200 (26%)
South Carolina 199,200 101,500 (61%) 18,600 (9%) 84,300 (42%) 69,600 (41%) 21,700 (11%)
South Dakota 31,700 14,400 (57%) 2,900 (9%) 13,900 (44%) 12,300 (44%) 14,100 (45%)
Tennessee 263,400 137,300 (65%) 36,200 (14%) 111,600 (42%) 92,300 (41%) 55,800 (21%)
Texas 1,776,900 835,300 (63%) 1,034,300 (58%) 793,800 (45%) 545,700 (39%) 195,700 (11%)
Utah 80,400 25,300 (45%) 20,500 (26%) 34,800 (43%) 21,000 (34%) 13,400 (17%)
Vermont 10,500 6,400 (70%) 4,700 (45%) 4,100 (41%) 8,400 (80%)
Virginia 187,800 82,800 (56%) 45,100 (24%) 78,000 (42%) 69,500 (43%) 28,000 (15%)
Washington 134,900 60,000 (52%) 33,900 (25%) 63,900 (47%) 46,400 (38%) 9,500 (7%)
West Virginia 37,500 20,700 (62%) 14,300 (38%) 9,800 (29%) 11,600 (31%)
Wisconsin 128,600 64,000 (61%) 26,100 (20%) 63,600 (49%) 40,400 (35%) 40,600 (32%)
Wyoming 30,700 11,100 (48%) 5,700 (18%) 14,000 (45%) 9,800 (37%) 20,700 (67%)
NOTES: * Education category is among adults age 25 to 64. Industry category is among working adults age 18 to 64. Counts are rounded to the nearest 100. This analysis does not include individuals who are over the age of 65, who are eligible for Medicaid, who have incomes below poverty, or are undocumented immigrants. DC is not included due to an insufficient sample size in the ACS. Cells with less than 1,000 observations are suppressed.
SOURCE: 2021 Premiums come from KFF analysis of premium data from Healthcare.gov and review of state rating filings. Data on population and eligibility for subsidies come from KFF analysis of the American Community Survey (ACS) for 2019.
Appendix Table 3: Characteristics of the Uninsured Marketplace Eligible Population by Tax Credit Eligibility, 2021
Category Total U.S. Non-Elderly Population Total Marketplace Eligible Uninsured Uninsured Eligible for Free Bronze Plan Uninsured Eligible for Partial Subsidies Uninsured Ineligible for Subsidies
Race/Ethnicity
White NH 57% 50%* 46%* 48%* 55%*
Black NH 13% 13%* 16%* 14%* 11%*
Hispanic 20% 29%* 32% 31% 25%
Asian, Native Hawaiian, Other Pacific Islander 6% 4%* 3%* 4%* 5%*
American Indian or Alaska Native 1% 1%* 2%* 1%* 1%*
Multiple Races 3% 2%* 2%* 2%* 2%*
Gender
Men 50% 56%* 53%* 58%* 56%*
Women 50% 44%* 47%* 42%* 44%*
Age Group
0-18 28% 9%* 2%* 7%* 15%*
19-25 10% 14%* 17%* 17%* 9%*
26-34 15% 24%* 22%* 30%* 21%*
35-54 31% 38%* 38%* 37%* 40%*
55-64 16% 15%* 21%* 9%* 15%
Household Income
100% – 200% FPL 16% 25%* 62%* 19%* 5%*
200% – 400% FPL 29% 47%* 32%* 69%* 38%*
400% or more 41% 28%* 6%* 12%* 57%*
Educational Attainment †
Less than HS 10% 17%* 23%* 17%* 13%*
HS Graduate 26% 36%* 38%* 37%* 32%*
Some College 29% 30%* 27%* 31%* 32%*
Bachelor’s or Higher 35% 17%* 11%* 15%* 23%*
Work Status**
Full-Time Worker 61% 62%* 51%* 65%* 66%*
Part-Time Worker 14% 14% 18%* 13%* 11%*
Non-Worker 26% 25%* 31%* 22%* 23%*
Industry**
Agriculture 1% 2%* 2%* 2%* 2%*
Construction 7% 14%* 13%* 14%* 14%*
Finance / Insurance / Real Estate 6% 4%* 3%* 4%* 6%*
Health and Social Services 14% 10%* 10%* 10%* 11%*
Information / Communications / Education 11% 5%* 4%* 5%* 6%*
Mining / Manufacturing 10% 9%* 8%* 9%* 9%*
Professionals 12% 12%* 11% 11% 12%*
Public Administration 4% 1%* 1%* 1%* 2%*
Arts / Entertainment / Recreation / Other Services 15% 21%* 25%* 22%* 18%*
Utilities and Transportation 6% 7%* 6% 7%* 7%*
Wholesale and Retail trade 14% 15%* 16%* 15%* 13%
Internet Access at Home
Yes 94% 90%* 86%* 91%* 93%*
No 6% 10%* 14%* 9%* 7%*
Children Below 18 Present in Household**
Children Under 18 in Home 41% 39%* 39%* 41% 38%*
No Children in Home 59% 61%* 61%* 59% 62%*
Metro/Non-Metro Residency
Metro 87% 84%* 81%* 87%* 85%*
Non-Metro 13% 16%* 19%* 13%* 15%*
Commute
Car, Motorcycle, Cab 86% 85%* 86% 86% 84%*
Bike or Walk 3% 3%* 4%* 3%* 3%
Public Transit 5% 4%* 3%* 4%* 4%*
Other or No Commute 6% 8%* 7%* 6% 9%*
Self-Employment Income**
No Self-Employment Income 94% 89%* 91%* 91%* 87%*
Self-Employment Income 6% 11%* 9%* 9%* 13%*
Supplemental Nutrition Assistance Received in Past Year
No 86% 89%* 84%* 89%* 93%*
Yes 14% 11%* 16%* 11%* 7%*
Home Ownership**
Own 65% 54%* 52%* 48%* 61%*
Rent 34% 44%* 45%* 50%* 38%*
Rent Free 1% 2%* 3%* 2%* 1%
Household Language
English 77% 68%* 66%* 66%* 70%*
Other 23% 32%* 34%* 34%* 30%*
Language Spoken at Home Among Household Where English is not the Primary Language
Spanish 63% 74%* 79%* 77%* 68%*
Other 37% 26%* 21%* 23%* 32%*
NOTE: * Estimate is significantly different from estimate for total U.S. non-elderly population (p<0.05). ** Categories include non-elderly adults between the ages of 18 and 64. † Categories include non-elderly adults between the age of 25 and 64. Industry is among non-elderly adults who are working. This analysis does not include individuals who are over the age of 65, who are eligible for Medicaid, who have incomes below poverty, or are undocumented immigrants.
SOURCES: 2021 Premiums come from KFF analysis of premium data from Healthcare.gov and review of state rating filings. Data on population and eligibility for subsidies come from KFF analysis of the American Community Survey (ACS) for 2019.
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