New & Noteworthy
How the American Rescue Plan Act Affects Subsidies for Marketplace Shoppers and People Who Are UninsuredUnder the ARPA, the majority of uninsured people (63%) are now eligible for financial assistance through the Marketplaces, Medicaid, or Basic Health Plans. In fact, more than 4 out of 10 uninsured people are eligible for a free or nearly free health plan through one of these programs.
- Lowering the AgeLowering the age of Medicare eligibility to 60 could change eligibility for health coverage for up to 11.7 million people with employer insurance and 2.4 million people with non-group coverage who are 60 to 64. And 1.6 million uninsured adults could be eligible for Medicare via such a policy.
- Underserved PopulationsThe latest data show that people of color made up 64 percent of people receiving the first dose and 61 percent of people receiving the second/final dose of the COVID-19 vaccine at community health centers.
- CoronavirusThe Department of Health and Human Services program to pay for care for uninsured Americans with COVID-19 has been in place for about five months, but limits on who is eligible may be leaving some patients with large bills.
Who are The uninsured?
- DISPARITIESData on demographics; health coverage, access, and utilization; and health status by race and ethnicity provides insight into the status of health disparities and changes since implementation of the ACA.
- Key FactsThis issue brief describes how coverage has changed in recent years, examines the characteristics of the uninsured population, and summarizes the access and financial implications of not having coverage.
- Issue BriefA KFF analysis of administrative data suggests that relatively few Americans have lost job-based health insurance amid the economic chaos of the pandemic — and that many who did likely found a safety net in coverage through Medicaid or the Affordable Care Act’s individual market.
- Expanding MedicaidNationally, 2.2 million poor uninsured adults were in the ACA “coverage gap” in 2019 in states that had not expanded Medicaid. They earned too much to be eligible for Medicaid but not enough to qualify for Marketplace premium tax credits. Three-quarters of them reside in just four states: Texas, Florida, Georgia and North Carolina.
Percent of adults who reported being without insurance in 2017.
Percent of uninsured adults who report delaying and/or going without medical care due to costs, 2017.
Percent of uninsured adults who worry about paying medical bills for normal care, 2017.
Percent of all insured adults who report delaying and/or going without medical care due to costs, 2017.