Private Insurance

This analysis uses government data to examine the burden of medical debt, including variations based on age, race and ethnicity, and health status . It estimates 9% of adults – or roughly 23 million people -owe medical debt, including 11 million who owe more than $2,000.

Premiums for ACA Marketplace benchmark silver plans are decreasing on average across the U.S. in 2022. However, premium changes vary widely by location and by metal level, including premium increases in a number of counties and plans.

Annual family premiums for employer-sponsored health insurance rose 4% to average $22,221, according to the 2021 benchmark KFF Employer Health Benefits Survey. Many employers also changed their offerings on telemedicine, mental health coverage and wellness programs in response to the pandemic.