Filling the need for trusted information on national health issues
Private Insurance
Coronavirus and Private Insurance
Five Things to Know about the Cost of COVID-19 Testing and Treatment
This brief answer key questions on affordability of COVID-19 testing and treatment for people insured through private coverage and the uninsured, as well as those with Medicare, and Medicaid.
INDIVIDUAL MARKET
Individual Insurance Market Performance in 2019
Data Note: 2020 Medical Loss Ratio Rebates
Insurer Participation on ACA Marketplaces, 2014-2020
Drew Altman: The ACA is Doing Fine Without a Mandate Penalty
employer BENEFITS
Latest Polling154M
People under age 65 across the country rely on employer-sponsored health coverage. (State Health Facts)
$1655
Average annual deductible for single coverage in employer-sponsored plans. (2019 Employer Health Benefits Survey)
57%
of employers offer health benefits, the same as last year and similar to a decade ago. (2019 Employer Health Benefits Survey)
66%
of those in employer health plans with high deductibles say they couldn’t pay a medical bill the size of their deductible without going into debt. (KFF/LATimes Poll)
the essentials
- EMPLOYER HEALTH
2019 Employer Health Benefits Survey
This benchmark survey finds annual family premiums for employer health insurance rose 5% to average $20,576 this year. It tracks what workers pay in premiums and deductibles over time. - Affordable Care ACt
Pre-Existing Condition Prevalence for Individuals and Families
This analysis estimates that almost 54 million people have pre-existing health conditions that would likely have made them uninsurable in the individual markets that existed in most states before the ACA..
- waivers
Tracking Section 1332 State Innovation Waivers
Through Section 1332 of the Affordable Care Act (ACA), states may apply for waivers to alter key ACA requirements in the individual and small group insurance markets.
Individual market
Latest Polling13.7M
Total enrollment in the individual market in early 2019, down 5% from previous year. (Data Note)
-3.5%
Average reduction in premiums nationally for the ACA marketplaces’ benchmark silver plans in 2020. (Brief)
Latest from Kaiser Health News
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