Private Insurance

This analysis of marketplace insurers’ early rate filings in 13 states and the District of Columbia finds that they are seeking higher premium increases than in recent years, largely due to rising prices paid to hospitals, doctors and drug companies and increased use of services by enrollees.

This post examines what would happen to ACA marketplace premiums for enrollees with incomes more than four times the federal policy level if the enhanced American Rescue Plan Act subsidies expire, including variations by state .

Annual family premiums for employer-sponsored health insurance rose 4% to average $22,221, according to the 2021 benchmark KFF Employer Health Benefits Survey. Many employers also changed their offerings on telemedicine, mental health coverage and wellness programs in response to the pandemic.