- 4.2M uninsured people could get a bronze plan with $0 premiums after tax credits.
- That is 27% of the 15.9M uninsured who could shop in the ACA marketplaces, but the share varies widely by state.
- High deductibles mean consumers still may be better off paying for a silver plan
- Is the U.S. generating better value now than in the past?
- Has the value of U.S. health care improved relative to other countries?
- How do factors other than health care affect how health outcomes vary across countries?
We analyze the impact of the repeal of the individual mandate penalty and the expansion of loosely-regulated plans.
Short-term plans can charge premiums that are 54 percent lower by:
- Excluding coverage of pre-existing conditions or denying insurance altogether to people with such conditions.
- Limiting or not covering benefits such as prescription drugs, maternity care, mental health and substance use treatment.
With state-level data in the 34 affected states.
Use this tool to estimate what your premiums and tax credits for 2019 Affordable Care Act marketplace coverage could be based on your zip code, income, family size and age.