New & Noteworthy
  • Health Reform

    The ACA Family Glitch and Affordability of Employer Coverage

    This analysis estimates that 5.1 million people fall into the Affordable Care Act’s “family glitch,” which occurs when a worker receives an offer of affordable employer coverage for themselves but not for their dependents, making them ineligible for financial assistance for marketplace coverage.

  • Consumer Protections

    Surprise Medical Bills: New Protections for Consumers Take Effect in 2022

    This summarizes key provisions of the No Surprises Act, enacted in December 2020 to address the problem of unexpected medical bills, and issues that could arise during implementation ahead of its Jan. 1, 2022 effective date.

  • Rebates

    Data Note: 2021 Medical Loss Ratio Rebates

    Private insurance companies are expecting to pay out $2.1 billion in rebates to consumers this fall, the second highest amount ever issued under the ACA. The rebates are roughly $400 million lower than last year’s record high of $2.5 billion, but more than 50 percent higher than the $1.4 billion insurers sent back to policy holders in 2019.
  • Health Costs

    2020 Employer Health Benefits Survey

    Annual family premiums for employer-sponsored health insurance rose 4% to average $21,342 in 2020, according to our annual Employer Health Benefits Survey. On average, workers were contributing $5,588 toward the cost of family coverage, with employers paying the rest.
the essentials

Individual market

Latest Polling
Total enrollment in the individual market in early 2019, down 5% from previous year. (Data Note)
Average reduction in premiums nationally for the ACA marketplaces’ benchmark silver plans in 2020. (Brief)
Estimated total rebates paid by insurers in 2019 due to the ACA’s medical-loss ratio requirements. (Brief)
Average gross margins per member per month for individual market insurers in first quarter of 2019. (Brief)

Browse the Latest from KFF

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.