Total enrollment in the individual market in early 2019, down 5% from previous year. (Data Note)
Average reduction in premiums nationally for the ACA marketplaces’ benchmark silver plans in 2020. (Brief)
Estimated total rebates paid by insurers in 2019 due to the ACA’s medical-loss ratio requirements. (Brief)
Average gross margins per member per month for individual market insurers in first quarter of 2019. (Brief)
- Affordable Care ACtThis analysis estimates that almost 54 million people have pre-existing health conditions that would likely have made them uninsurable in the individual markets that existed in most states before the ACA.
- waiversThrough Section 1332 of the Affordable Care Act (ACA), states may apply for waivers to alter key ACA requirements in the individual and small group insurance markets.