Filling the need for trusted information on national health issues…

How Many of the Uninsured in Your State Can Purchase a Marketplace Plan for Free?

  • 4.2M uninsured people could get a bronze plan with $0 premiums after tax credits.
  • That is 27% of the 15.9M uninsured who could shop in the ACA marketplaces, but the share varies widely by state.
  • High deductibles mean consumers still may be better off paying for a silver plan


A Generation of Health Care in the United States

  • Is the U.S. generating better value now than in the past?
  • Has the value of U.S. health care improved relative to other countries?
  • How do factors other than health care affect how health outcomes vary across countries?

Why 2019 ACA Marketplace Premiums Are More Expensive Than They Could Be

We analyze the impact of the repeal of the individual mandate penalty and the expansion of loosely-regulated plans.

Analysis: Why do short-term plans have lower premiums than ACA plans?

Short-term plans can charge premiums that are 54 percent lower by:

  • Excluding coverage of pre-existing conditions or denying insurance altogether to people with such conditions.
  • Limiting or not covering benefits such as prescription drugs, maternity care, mental health and substance use treatment.

Health Insurance Marketplace Calculator

Use this tool to estimate what your premiums and tax credits for 2019 Affordable Care Act marketplace coverage could be based on your zip code, income, family size and age.

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in Menlo Park, California.