A Closer Look at the Uninsured Marketplace Eligible Population Following the American Rescue Plan Act
This estimate includes people who are subsidy eligible and people who are ineligible for subsidies because their premiums are too low relative to their incomes. It excludes people who are eligible for Medicare, Medicaid, or affordable employer coverage, as well as those who are undocumented immigrants. People who fall into the Medicaid coverage gap are also excluded because Marketplace coverage is generally unaffordable for people with incomes below poverty. If we include people with affordable employer offers of coverage, there are approximately 15 million uninsured people who are eligible to purchase ACA Marketplace plans.