Financial Performance of Medicare Advantage, Individual, and Group Health Insurance Markets

Table 1: Average Medical Expenses as a Share of Total Premiums, 2016–2018
Year Medicare Advantage Market Individual Market Fully-Insured Group Market
2006 87% 76% 83%
2007 86% 82% 85%
2008 86% 83% 86%
2009 85% 84% 87%
2010 86% 82% 84%
2011 86% 85% 85%
2012 85% 86% 85%
2013 87% 87% 85%
2014 87% 98% 83%
2015 88% 102% 84%
2016 86% 96% 84%
2017 86% 83% 83%
2018 86% 75% 83%
Table 2: Average Annual Hospital Patient Days per 1,000 Enrollees, 2006–2018
Year Medicare Advantage Market Individual Market Fully-Insured Group Market
2006  2,090  200  286
2007  2,122  233  301
2008  2,104  226  287
2009  1,943  276  320
2010  1,938  257  296
2011  1,980  247  307
2012  1,885  256  307
2013  1,987  258  310
2014  2,113  289  475
2015  2,006  316  284
2016  1,894  308  298
2017  1,933  314  301
2018  1,856  304  294
Methods