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Diminishing Offer and Coverage Rates Among Private Sector Employees

Appendix: Offer and Coverage Rates at Private Employers, 1996-2015
Year Firms that Offer Health Insurance All Firms Small Firms (Fewer than 50 Employees At All Locations)
Percent of Employees Eligible for Health Insurance Percent of Eligible Employees Enrolled in Health Insurance Percent of Employees in Firms that Offer Health Insurance to Any Worker

Percent of Employees Eligible for Health Insurance

(“Share Offered”)

Percent of Employees  Enrolled in Health Insurance

(“Share Covered”)

Percent of Employees in Firms that Offer Health Insurance to Any Worker

Percent of Employees Eligible for Health Insurance

(“Share Offered”)

Percent of Employees  Enrolled in Health Insurance

(“Share Covered”)

1996 81% 86% 87% 70% 60% 62% 51% 42%
1997 79% 84% 86% 68% 57% 62% 50% 40%
1998 78% 85% 87% 68% 58% 65% 49% 39%
1999 79% 82% 89% 70% 58% 68% 53% 43%
2000 79% 81% 89% 71% 57% 68% 53% 42%
2001 78% 80% 89% 69% 55% 65% 50% 39%
2002 77% 81% 88% 68% 55% 64% 50% 39%
2003 79% 80% 87% 68% 55% 62% 48% 37%
2004 78% 80% 87% 68% 54% 61% 48% 38%
2005 79% 80% 87% 68% 54% 62% 49% 37%
2006 78% 78% 87% 67% 53% 61% 48% 37%
2008 78% 79% 88% 68% 54% 62% 48% 37%
2009 80% 77% 88% 70% 54% 60% 47% 36%
2010 78% 77% 87% 68% 52% 58% 45% 34%
2011 78% 76% 85% 67% 51% 55% 43% 32%
2012 78% 76% 85% 66% 50% 53% 41% 31%
2013 78% 75% 85% 66% 49% 53% 41% 30%
2014 75% 77% 83% 63% 48% 50% 39% 28%
2015 76% 75% 84% 64% 48% 48% 38% 27%
NOTES: 2007 data were not collected for the MEPS-IC
SOURCE: Agency for Healthcare Research and Quality.  Medical Expenditure Panel Survey Insurance Component Tables.

 

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