Survey of Non-Group Health Insurance Enrollees, Wave 3
Findings
Throughout this report, “ACA-compliant plans” refers to plans purchased after January 1, 2014, while “non-ACA-compliant plans” are those purchased before that date.
For full methodological details for comparison data from Kaiser Health Tracking Polls, see: March 2016 (https://www.kff.org/report-section/kaiser-health-tracking-poll-march-2016-methodology/), March 2015 (https://www.kff.org/report-section/kaiser-health-tracking-poll-march-2015-methodology/), and May 2014 (https://www.kff.org/report-section/kaiser-health-tracking-poll-may-2014-methodology/)
Throughout this report, individuals in Marketplace plans are those who say they purchased their plan from a state or federal Marketplace, those who report purchasing a Marketplace plan from an insurance broker or agent or directly from an insurance company, and those who say they are receiving an advance premium tax credit or that their premium is reduced based on their income.
Sample size for those who report being in a pre-ACA, non-compliant plan is insufficient to analyze and report on.
M. Rae, L. Levitt, G. Claxton, et al., “Patient Cost-Sharing in Marketplace Plans, 2016,” Kaiser Family Foundation, November 2015. https://www.kff.org/health-costs/issue-brief/patient-cost-sharing-in-marketplace-plans-2016/
Among current Marketplace enrollees who had non-group coverage in 2015, 35 percent report switching plans in 2016. The Department of Health and Human Services (HHS) reports that 43 percent of consumers re-enrolling in Marketplace coverage in HealthCare.gov states switched plans. The difference between these two estimates is likely due to the fact that the survey data are self-reported while the HHS is using administrative records in reporting. See HHS Issue Brief: https://aspe.hhs.gov/pdf-report/health-insurance-marketplaces-2016-open-enrollment-period-final-enrollment-report
L. Levitt, G. Claxton, A. Damico, and C. Cox, “Assessing ACA Marketplace Enrollment,” Kaiser Family Foundation, March 2016. https://www.kff.org/health-reform/issue-brief/assessing-aca-marketplace-enrollment