State Actions to Improve the Affordability of Health Insurance in the Individual Market

Issue Brief
  1. Fehr R, Cox C, Levitt L, and Claxton G, How Affordable are 2019 ACA Premiums for Middle-Income People? Kaiser Family Foundation, March 5, 2019. https://www.kff.org/health-reform/issue-brief/how-affordable-are-2019-aca-premiums-for-middle-income-people/

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  2. Kaiser Family Foundation, Web Briefing for Journalists: Key Issues Ahead of Marketplace Open Enrollment, October 26, 2018. https://www.kff.org/wp-content/uploads/2018/10/kff-key-issues-ahead-of-marketplace-open-enrollment-10-26-18.pdf

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  3. Giovannelli J, Lucia K, and Corlette S. “To Understand How Consumers Are Faring in the Individual Markets, Watch the States,” To the Point (blog), Commonwealth Fund, July 18, 2018. https://www.commonwealthfund.org/blog/2018/understand-how-consumers-are-faring-individual-health-insurance-markets-watch-states

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  4. Cox C, Fehr R, and Levitt L, Individual Insurance Market Performance in 2018, Kaiser Family Foundation, May 7, 2019. https://www.kff.org/private-insurance/issue-brief/individual-insurance-market-performance-in-2018/

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  5. Pollitz K and Claxton G, Proposals for Insurance Options That Don’t Comply with ACA Rules: Trade-offs in Cost and Regulation, Kaiser Family Foundation, April 18, 2018. https://www.kff.org/health-reform/issue-brief/proposals-for-insurance-options-that-dont-comply-with-aca-rules-trade-offs-in-cost-and-regulation/

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  6. Schwab R, Curran E, and Corlette S. “Addressing the Effectiveness of the State-Based Reinsurance: Case Studies of Three States’ Efforts to Bolster Their Individual Markets,” Georgetown University Health Policy Institute, Center on Health Insurance Reforms, Washington, DC: November 2018.  Accessed at https://georgetown.app.box.com/s/8gvwo4zjatasrz3ptkpwe2uqi0qnz04x

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  7. Kaiser Family Foundation, “Tracking Section 1332 State Innovation Waivers,” May 2019. https://www.kff.org/health-reform/fact-sheet/tracking-section-1332-state-innovation-waivers/

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  8. Pennsylvania H.B. 3, 2019 Session. https://legiscan.com/PA/bill/HB3/2019

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  9. Congressional Budget Office, Repealing the Individual Health Insurance Mandate: An Updated Estimate, November 2017.  https://www.cbo.gov/publication/53300

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  10. Ibid.

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  11. Palanker D, Schwab R and Giovannelli J, State Efforts to Pass Individual Mandate Requirements Aim to Stabilize Markets and Protect Consumers, The Commonwealth Fund: June 14, 2018: https://www.commonwealthfund.org/blog/2018/state-efforts-pass-individual-mandate-requirements-aim-stabilize-markets-and-protect

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  12. Bollag S and Ashton A, “Undocumented immigrants to get health care in Gavin Newsom’s California budget deal,” Sacramento Bee, June 9, 2019. https://www.sacbee.com/news/politics-government/capitol-alert/article231310348.html

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  13. An act relating to making appropriations in support of FY 2020, Rhode Island H. 5151 Substitute A, January Session AD 2019, http://webserver.rilin.state.ri.us/BillText19/HouseText19/H5151Aaa.pdf

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  14. California A.B. 74, 2019-2020 Regular Session. http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB74

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  15. Individual Health Insurance Market—Standardized and State-Procured Plans, Washington Senate Bill 5526, Chapter 364 (Laws of 2019). http://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/5526-S.SL.pdf

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  16. Ibid.

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  17. Pollitz K, Long M, Semanskee A, and Kamal R, Understanding Short-Term, Limited Duration Health Insurance, Kaiser Family Foundation, April 2018.  https://www.kff.org/health-reform/issue-brief/understanding-short-term-limited-duration-health-insurance/

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  18. Levitt L, Fehr R, Claxton G, Cox C, and Pollitz K, Why Do Short-Term Health Insurance Plans Have Lower Premiums Than Plans That Comply with the ACA? Kaiser Family Foundation, October 2018. https://www.kff.org/health-reform/issue-brief/why-do-short-term-health-insurance-plans-have-lower-premiums-than-plans-that-comply-with-the-aca/

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  19. Keith K. “Final Marketplace Data for 2019: CMS Extends ‘Grandmothered’ Policies Again,” Health Affairs Blog, March 26, 2019. https://www.healthaffairs.org/do/10.1377/hblog20190326.668201/full/

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  20. Giovannelli J, Lucia K, and Corlette S. “To Understand How Consumers Are Faring in the Individual Markets, Watch the States,” To the Point (blog), Commonwealth Fund, July 18, 2018. https://www.commonwealthfund.org/blog/2018/understand-how-consumers-are-faring-individual-health-insurance-markets-watch-states

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  21. Proposed Rule Governing Short-term Health Insurance Coverage, IDAPA 18.04.16 (July 3, 2019). https://doi.idaho.gov/DisplayPDF?id=2020%20Temp%20180416&cat=Laws

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  22. Pollitz K and Claxton G, 7

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  23. Farm Bureau Health Plans sold as Association Health Plans, which are subject to federal regulation of large group health plans, are available to small employers and self-employed individuals in a number of states.

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  24. Semanskee A, Cox C, and Levitt L, Data Note: Effect of State Decisions on State Risk Scores, Kaiser Family Foundation, October 7, 2016. https://www.kff.org/health-reform/issue-brief/data-note-effect-of-state-decisions-on-state-risk-scores/

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