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The Marketplace said I must submit additional information to document my eligibility for premium tax credits. I submitted the information, but kept getting more notices to send information. Now 90 days have passed and my tax credit has been reduced. What should I do?

You can appeal the Marketplace’s decision to reduce your tax credit.  Information on how to appeal will be included on the final determination notice.  If your appeal is successful, your tax credit will be restored retroactively.

I am covered in a Marketplace health plan now and want to renew that same policy for next year. Currently, though, I am behind on my premium payments. I haven’t paid the November premium; I know I have a grace period, through the end of January, to get caught up. Meanwhile, if I at least pay my January premium, will that ensure my coverage remains in effect for next year?

No.  When you are in a grace period that spans a calendar year, your insurance company will send you a bill for your January premium and will also bill you for your past-due premium debt.  If you only pay the January premium, the insurance company can apply that payment to…

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.