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2014 Employer Health Benefits Survey

    Section Three: Employee Coverage, Eligibility, and Participation
    View Exhibits
    1. Exhibit 3.1: Percentage of All Workers Covered by Their Employers’ Health Benefits, in Firms Both Offering and Not Offering Health Benefits, by Firm Size, 1999-2014
    2. Exhibit 3.2: Eligibility, Take-Up Rate, and Coverage in Firms Offering Health Benefits, by Firm Size, Region, and Industry, 2014
    3. Exhibit 3.3: Among Workers in Firms Offering Health Benefits, Percentage of Workers Eligible for Health Benefits Offered by Their Firm, by Firm Characteristics, 2014
    4. Exhibit 3.4: Among Workers in Firms Offering Health Benefits, Percentage of Eligible Workers Who Take Up Health Benefits Offered by Their Firm, by Firm Characteristics, 2014
    5. Exhibit 3.5: Among Workers in Firms Offering Health Benefits, Percentage of Workers Covered by Health Benefits Offered by Their Firm, by Firm Characteristics, 2014
    6. Exhibit 3.6: Eligibility, Take-Up Rate, and Coverage for Workers in Firms Offering Health Benefits, by Firm Size, 1999-2014
    7. Exhibit 3.7: Among Firms Offering Health Benefits, the Percent of Firms that Changed their Eligibility Criteria for Coverage in the Last Year, by Firm Size, Region, and Industry, 2014
    8. Exhibit 3.8: Percentage of Covered Workers in Firms with a Waiting Period for Coverage and Average Waiting Period in Months, by Firm Size, Region, and Industry, 2014
    9. Exhibit 3.9: Distribution of Covered Workers with the Following Waiting Periods for Coverage, 2014
    10. Exhibit 3.10: Among Firms with a Waiting Period the Percentage of Firms who Changed the Length of their Waiting Period During the Last Year, 2014
    11. Exhibit 3.11: Percentage of Covered Workers in Firms with a Waiting Period for Coverage and Average Waiting Period in Months, by Firm Size, Region, and Industry, 2002-2014
    Section Six: Worker and Employer Contributions for Premiums
    View Exhibits
    1. Exhibit 6.1: Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 1999-2014
    2. Exhibit 6.2: Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, 1999-2014
    3. Exhibit 6.3: Average Annual Worker and Employer Contributions to Premiums and Total Premiums for Single Coverage, 1999-2014
    4. Exhibit 6.4: Average Annual Worker and Employer Contributions to Premiums and Total Premiums for Family Coverage, 1999-2014
    5. Exhibit 6.5: Average Annual Firm and Worker Premium Contributions and Total Premiums for Covered Workers for Single and Family Coverage, by Plan Type, 2014
    6. Exhibit 6.6: Average Annual Worker Contributions for Covered Workers with Single Coverage, by Firm Size, 1999-2014
    7. Exhibit 6.7: Average Annual Worker Contributions for Covered Workers with Family Coverage, by Firm Size, 1999-2014
    8. Exhibit 6.8: Average Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Firm Size, 1999-2014
    9. Exhibit 6.9: Average Annual Firm and Worker Premium Contributions and Total Premiums for Covered Workers for Single Coverage, by Plan Type and Firm Size, 2014
    10. Exhibit 6.10: Average Annual Firm and Worker Premium Contributions and Total Premiums for Covered Workers for Family Coverage, by Plan Type and Firm Size, 2014
    11. Exhibit 6.11: Average Monthly and Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2014
    12. Exhibit 6.12: Average Monthly and Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type and Region, 2014
    13. Exhibit 6.13: Average Premium Contribution Paid by Covered Workers for Single and Family Coverage, by Firm Characteristics, 2014
    14. Exhibit 6.14: Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type, 1999-2014
    15. Exhibit 6.15: Distribution of Worker Premium Contributions for Single and Family Coverage Relative to the Average Annual Worker Premium Contribution, 2014
    16. Exhibit 6.16: Distribution of Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 2002-2014
    17. Exhibit 6.17: Distribution of Percentage of Premium Paid by Covered Workers for Single Coverage, by Firm Size, 2002-2014
    18. Exhibit 6.18: Distribution of Percentage of Premium Paid by Covered Workers for Family Coverage, by Firm Size, 2002-2014
    19. Exhibit 6.19: Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Wage Level, 2014
    20. Exhibit 6.20: Average Percentage of Premium Paid by Covered Workers for Single Coverage, by Firm Characteristics and Size, 2014
    21. Exhibit 6.21: Average Percentage of Premium Paid by Covered Workers for Family Coverage, by Firm Characteristics and Size, 2014
    22. Exhibit 6.22: Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2014
    23. Exhibit 6.23: Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type, 1999-2014
    24. Exhibit 6.24: Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type and Region, 2014
    25. Exhibit 6.25: Average Percentage of Premium Paid by Covered Workers, by Plan Type and Industry, 2014
    26. Exhibit 6.26: Among Firms Offering Health Benefits with Fewer Than 20 Employees, Variations in Premiums and Firm Premium Contributions for Single Coverage, 2014
    27. Exhibit 6.27: Among Firms Offer Health Benefits, Percentage of Firms with a Policy Where Lower-Wage Workers Contribute a Lower Percentage of the Premium than Higher-Wage Workers, 2014
    28. Exhibit 6.28: Average Annual Worker Contributions for Covered Workers with Family Coverage, by Income Level, 1999-2014
    Section Nine: Prescription Drug Benefits
    View Exhibits
    1. Exhibit 9.1: Distribution of Covered Workers Facing Different Cost-Sharing Formulas for Prescription Drug Benefits, 2000-2014
    2. Exhibit 9.2: Distribution of Covered Workers Facing Different Cost-Sharing Formulas for Prescription Drug Benefits, by Plan Type, 2014
    3. Exhibit 9.3: Among Workers with Three, Four, or More Tiers of Cost Sharing, Distribution of Covered Workers with the Following Types of Cost Sharing for Prescription Drugs, by Drug Tier and Plan Type, 2014
    4. Exhibit 9.4: Among Covered Workers with Three, Four, or More Tiers of Prescription Cost Sharing, Average Copayments and Average Coinsurance by Drug Type, 2000-2014
    5. Exhibit 9.5: Among Workers with Two Tiers of Cost Sharing for Prescription Drugs, Distribution of Covered Workers with the Following Types of Cost Sharing for Prescription Drugs, by Drug and Plan Type, 2014
    6. Exhibit 9.6: Among Covered Workers with Two Tiers of Prescription Cost Sharing, Average Copayments and Average Coinsurance, by Drug Type, 2000-2014
    7. Exhibit 9.7: Among Workers with the Same Cost Sharing Regardless of Type of Drug, Distribution of Covered Workers with the Following Types of Cost Sharing for Prescription Drugs, by Plan Type, 2014
    8. Exhibit 9.8: Among Covered Workers with the Same Cost Sharing Regardless of Type of Drug, Average Copayments and Average Coinsurance, 2000-2014
    9. Exhibit 9.9: Distribution of Coinsurance Structures for Covered Workers Facing a Coinsurance for Prescription Drugs, by Drug Tier, 2014
    x

    Exhibit 3.1

    Percentage of All Workers Covered by Their Employers’ Health Benefits, in Firms Both Offering and Not Offering Health Benefits, by Firm Size, 1999-2014
    x

    Exhibit 3.2

    Eligibility, Take-Up Rate, and Coverage in Firms Offering Health Benefits, by Firm Size, Region, and Industry, 2014
    x

    Exhibit 3.3

    Among Workers in Firms Offering Health Benefits, Percentage of Workers Eligible for Health Benefits Offered by Their Firm, by Firm Characteristics, 2014
    x

    Exhibit 3.4

    Among Workers in Firms Offering Health Benefits, Percentage of Eligible Workers Who Take Up Health Benefits Offered by Their Firm, by Firm Characteristics, 2014
    x

    Exhibit 3.5

    Among Workers in Firms Offering Health Benefits, Percentage of Workers Covered by Health Benefits Offered by Their Firm, by Firm Characteristics, 2014
    x

    Exhibit 3.6

    Eligibility, Take-Up Rate, and Coverage for Workers in Firms Offering Health Benefits, by Firm Size, 1999-2014
    x

    Exhibit 3.7

    Among Firms Offering Health Benefits, the Percent of Firms that Changed their Eligibility Criteria for Coverage in the Last Year, by Firm Size, Region, and Industry, 2014
    x

    Exhibit 3.8

    Percentage of Covered Workers in Firms with a Waiting Period for Coverage and Average Waiting Period in Months, by Firm Size, Region, and Industry, 2014
    x

    Exhibit 3.9

    Distribution of Covered Workers with the Following Waiting Periods for Coverage, 2014
    x

    Exhibit 3.10

    Among Firms with a Waiting Period the Percentage of Firms who Changed the Length of their Waiting Period During the Last Year, 2014
    x

    Exhibit 3.11

    Percentage of Covered Workers in Firms with a Waiting Period for Coverage and Average Waiting Period in Months, by Firm Size, Region, and Industry, 2002-2014
    x

    Exhibit 4.1

    Among Firms Offering Health Benefits, Percentage of Firms That Offer One, Two, or Three or More Plan Types, by Firm Size, 2014
    x

    Exhibit 4.2

    Percentage of Covered Workers in Firms Offering One, Two, or Three or More Plan Types, by Firm Size, 2014
    x

    Exhibit 4.3

    Among Firms Offering Health Benefits, Percentage of Firms That Offer the Following Plan Types, by Firm Size, 2014
    x

    Exhibit 4.4

    Among Firms Offering Health Benefits, Percentage of Covered Workers in Firms That Offer the Following Plan Types, by Firm Size, 2014
    x

    Exhibit 4.5

    Among Firms Offering Only One Type of Health Plan, Percentage of Covered Workers in Firms That Offer the Following Plan Type, by Firm Size, 2014
    x

    Exhibit 6.1

    Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 1999-2014
    x

    Exhibit 6.2

    Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, 1999-2014
    x

    Exhibit 6.3

    Average Annual Worker and Employer Contributions to Premiums and Total Premiums for Single Coverage, 1999-2014
    x

    Exhibit 6.4

    Average Annual Worker and Employer Contributions to Premiums and Total Premiums for Family Coverage, 1999-2014
    x

    Exhibit 6.5

    Average Annual Firm and Worker Premium Contributions and Total Premiums for Covered Workers for Single and Family Coverage, by Plan Type, 2014
    x

    Exhibit 6.6

    Average Annual Worker Contributions for Covered Workers with Single Coverage, by Firm Size, 1999-2014
    x

    Exhibit 6.7

    Average Annual Worker Contributions for Covered Workers with Family Coverage, by Firm Size, 1999-2014
    x

    Exhibit 6.8

    Average Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Firm Size, 1999-2014
    x

    Exhibit 6.9

    Average Annual Firm and Worker Premium Contributions and Total Premiums for Covered Workers for Single Coverage, by Plan Type and Firm Size, 2014
    x

    Exhibit 6.10

    Average Annual Firm and Worker Premium Contributions and Total Premiums for Covered Workers for Family Coverage, by Plan Type and Firm Size, 2014
    x

    Exhibit 6.11

    Average Monthly and Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2014
    x

    Exhibit 6.12

    Average Monthly and Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type and Region, 2014
    x

    Exhibit 6.13

    Average Premium Contribution Paid by Covered Workers for Single and Family Coverage, by Firm Characteristics, 2014
    x

    Exhibit 6.14

    Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type, 1999-2014
    x

    Exhibit 6.15

    Distribution of Worker Premium Contributions for Single and Family Coverage Relative to the Average Annual Worker Premium Contribution, 2014
    x

    Exhibit 6.16

    Distribution of Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 2002-2014
    x

    Exhibit 6.17

    Distribution of Percentage of Premium Paid by Covered Workers for Single Coverage, by Firm Size, 2002-2014
    x

    Exhibit 6.18

    Distribution of Percentage of Premium Paid by Covered Workers for Family Coverage, by Firm Size, 2002-2014
    x

    Exhibit 6.19

    Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Wage Level, 2014
    x

    Exhibit 6.20

    Average Percentage of Premium Paid by Covered Workers for Single Coverage, by Firm Characteristics and Size, 2014
    x

    Exhibit 6.21

    Average Percentage of Premium Paid by Covered Workers for Family Coverage, by Firm Characteristics and Size, 2014
    x

    Exhibit 6.22

    Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2014
    x

    Exhibit 6.23

    Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type, 1999-2014
    x

    Exhibit 6.24

    Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type and Region, 2014
    x

    Exhibit 6.25

    Average Percentage of Premium Paid by Covered Workers, by Plan Type and Industry, 2014
    x

    Exhibit 6.26

    Among Firms Offering Health Benefits with Fewer Than 20 Employees, Variations in Premiums and Firm Premium Contributions for Single Coverage, 2014
    x

    Exhibit 6.27

    Among Firms Offer Health Benefits, Percentage of Firms with a Policy Where Lower-Wage Workers Contribute a Lower Percentage of the Premium than Higher-Wage Workers, 2014
    x

    Exhibit 6.28

    Average Annual Worker Contributions for Covered Workers with Family Coverage, by Income Level, 1999-2014
    x

    Exhibit 9.1

    Distribution of Covered Workers Facing Different Cost-Sharing Formulas for Prescription Drug Benefits, 2000-2014
    x

    Exhibit 9.2

    Distribution of Covered Workers Facing Different Cost-Sharing Formulas for Prescription Drug Benefits, by Plan Type, 2014
    x

    Exhibit 9.3

    Among Workers with Three, Four, or More Tiers of Cost Sharing, Distribution of Covered Workers with the Following Types of Cost Sharing for Prescription Drugs, by Drug Tier and Plan Type, 2014
    x

    Exhibit 9.4

    Among Covered Workers with Three, Four, or More Tiers of Prescription Cost Sharing, Average Copayments and Average Coinsurance by Drug Type, 2000-2014
    x

    Exhibit 9.5

    Among Workers with Two Tiers of Cost Sharing for Prescription Drugs, Distribution of Covered Workers with the Following Types of Cost Sharing for Prescription Drugs, by Drug and Plan Type, 2014
    x

    Exhibit 9.6

    Among Covered Workers with Two Tiers of Prescription Cost Sharing, Average Copayments and Average Coinsurance, by Drug Type, 2000-2014
    x

    Exhibit 9.7

    Among Workers with the Same Cost Sharing Regardless of Type of Drug, Distribution of Covered Workers with the Following Types of Cost Sharing for Prescription Drugs, by Plan Type, 2014
    x

    Exhibit 9.8

    Among Covered Workers with the Same Cost Sharing Regardless of Type of Drug, Average Copayments and Average Coinsurance, 2000-2014
    x

    Exhibit 9.9

    Distribution of Coinsurance Structures for Covered Workers Facing a Coinsurance for Prescription Drugs, by Drug Tier, 2014
    x

    Exhibit 13.1

    Percentage of Firms with At Least One Plan Grandfathered under the Affordable Care Act (ACA), by Size, Region and Industry, 2014
    x

    Exhibit 13.2

    Percentage of Covered Workers Enrolled in Plans Grandfathered under the Affordable Care Act (ACA), by Size, Region, and Industry, 2014
    x

    Exhibit 13.3

    Percentage of Covered Workers Enrolled in Plans Grandfathered under the Affordable Care Act (ACA), by Firm Size, 2011 to 2014