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Out-of-pocket spending on insulin among people with private insurance
This analysis of insurance claims data finds that Congressional proposals to set a $35 per month cap on what people pay out of pocket for insulin would provide financial relief to at least 1 out of 5 insulin users with different types of private health insurance.
Issue Brief Read MoreMany Privately Insured People with Diabetes Could Save Money if Congress Caps Insulin Costs
Several legislative proposals in Congress propose a $35 per month cap on what people with health insurance would have to pay out of pocket for insulin, a life-saving hormone taken regularly by many people with diabetes to maintain their health. Such a cap could provide financial relief to at least…
News Release Read MoreA Snapshot of Mental Health and Access to Care Among Nonelderly Adults in California
The COVID-19 pandemic has coincided with worsening mental health across the country, and California is no exception. This data note find that in California in 2020, many nonelderly adults experienced poor mental health and did not receive needed care.
Issue Brief Read MoreNo Surprises Act Quiz
A new federal law provides new consumer protections against “surprise” medical bills beginning this year. Test your knowledge about its provisions with this 12-question quiz.
Quiz Read MoreHalf of Admissions in the Large Group Market Are Paid Above 150% of Medicare Rates, Excluding Maternity Admissions
This analysis looks at in-network payment rates for inpatient hospital stays, other than maternity/newborn admissions, among large employer plans relative to Medicare payment rates. We find that a cap of 150% of Medicare rates would affect 52% of in-network admissions and 36% of in-network spending, while a cap of 300% of Medicare rates would affect 13% of in-network admissions and 13% of in-network spending, with variation across types of admissions.
Issue Brief Read More1 in 10 Adults Owe Medical Debt, With Millions Owing More Than $10,000
Americans Likely Owe Hundreds of Billions of Dollars in Total Medical Debt A new KFF analysis of government data estimates that nearly 1 in 10 adults (9%) – or roughly 23 million people – owe medical debt. This includes 11 million who owe more than $2,000 and 3 million people…
News Release Read MoreThe Burden of Medical Debt in the United States
This analysis uses government data to examine the burden of medical debt, including variations based on age, race and ethnicity, and health status . It estimates 9% of adults – or roughly 23 million people -owe medical debt, including 11 million who owe more than $2,000.
Issue Brief Read MoreHow Affordability of Health Care Varies by Income among People with Employer Coverage
This analysis looks at the share of working families’ income that is spent on premiums, deductibles and other cost-sharing for employer-sponsored care. It shows that lower-income families spend a greater share of their income on health costs than those with higher incomes.
Issue Brief Read MoreMany households do not have enough money to pay cost-sharing typical in private health plans
This analysis assesses whether people can afford to pay cost-sharing amounts common with private insurance plans. It finds that large shares of non-elderly households do not have enough liquid assets to meet typical plan cost-sharing amounts.
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