Pre-ACA Market Practices Provide Lessons for ACA Replacement Approaches February 16, 2017 Issue Brief This brief examines insurance practices from before the Affordable Care Act (also known as Obamacare) and highlights challenges in providing access and stable coverage for people, along with issues that any ACA replacement plan will need to address.
Gaps in Coverage Among People With Pre-Existing Conditions May 17, 2017 Issue Brief The American Health Care Act (AHCA), which has passed the House of Representatives, contains a controversial provision that would allow states to waive community rating in the individual insurance market. In this brief we estimate the number of people with pre-existing conditions who might be affected by such a policy.
Analysis: 6.3 Million People with Pre-Existing Conditions Would Be at Risk for Higher Premiums under the House’s Health Bill May 17, 2017 News Release A new Kaiser Family Foundation analysis estimates that 6.3 million people — 23 percent of 27.4 million non-elderly adults with a gap of several months in insurance coverage in 2015 – could potentially face higher premiums under the House’s American Health Care Act (AHCA), due to pre-existing health conditions. The…
Would States Eliminate Key Benefits if AHCA Waivers are Enacted? June 14, 2017 Issue Brief This analysis offers a window into how insurers could respond if the Affordable Care Act’s essential health benefits requirement is rolled back, a change being considered by Congressional leaders and allowed through state waivers by the House-passed American Health Care Act as a potential way for lowering premiums.
State High-Risk Pools: An Overview January 25, 2010 Issue Brief Health reform bills passed in the House and Senate would create a national high-risk pool insurance program to offer health coverage to otherwise uninsurable individuals during the interim period between the enactment of legislation and the implementation of broader health care reform. This issue brief discusses the structure, operation, benefits…
Sen. Mark Pryor Spotlights the Health Law’s Rx for Pre-Existing Illnesses August 21, 2014 News Release In his latest column for The Wall Street Journal’s Think Tank, Drew Altman explains why Senator Mark Pryor’s new campaign ad features the Affordable Care Act’s protections for people with pre-existing medical conditions, the somewhat forgotten “mega provision” of the law. All previous columns by Drew Altman are available online.
Explaining Health Reform: Questions About the Temporary High-Risk Pool July 1, 2010 Issue Brief The health reform law creates a temporary national high-risk pool to provide health coverage to people with pre-existing medical conditions who have been uninsured for six months. It is a temporary measure designed to bridge the gap until the implementation of other coverage provisions in the law that will take…
Health Care and the Candidates in the 2018 Midterm Elections: Key Issues and Races October 22, 2018 Issue Brief
What Do They Mean When They Talk About Pre-Existing Health Conditions? October 19, 2012 Perspective One health care issue about which the presidential candidates acknowledge they have differences is how the health care system should treat people with pre-existing health conditions. People who have a health condition (such as an illness or pregnancy) or who are at higher than average risk of needing health care…
