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I signed up for a stand-alone Part D plan early in the Medicare Open Enrollment period, but then I changed my mind. Can I switch to a different plan if the Medicare Open Enrollment period hasn’t ended?

You can submit a new application for a plan other than the one to which you initially applied during the Medicare Open Enrollment period. Keep in mind that the last plan application you submit before the Medicare Open Enrollment period ends on December 7 is the coverage that will take…

I have drug coverage from the VA. Do I need to sign up for a Part D plan?

No. Drug coverage from the VA (Veterans Affairs) is considered creditable prescription drug coverage, which means the coverage is at least as good as what Medicare drug plans provide, so you do not need to enroll in a Medicare Part D plan. Other sources of creditable drug coverage include the…

What is Medigap?

Medicare supplemental insurance policies, or Medigap policies, help to pay the copayments, coinsurance, and deductibles for Medicare-covered benefits under traditional Medicare (Part A and Part B services). Some Medigap policies also cover services that traditional Medicare does not cover, such as medical care when you travel outside the country. Medigap…

Can I get information about Medigap policies on the Medicare Plan Finder?

Yes, you can find some information about Medigap policies on the Medicare Plan Finder, by going to the link to view and compare Medigap plans under “Additional Tools.” This tool produces a list of companies in your area that offer each type of Medigap plan. You can find more information…

Can I use the Medicare Plan Finder to sign up for a Medigap policy?

No. The Medicare Plan Finder, a searchable tool on the Medicare.gov website, provides basic information about insurance companies in your area and the Medigap policies they offer, but you will need to contact the insurance companies directly to get more information and purchase a Medigap policy. You can find more…

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