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Pulling It Together: Changing the HIV Testing Message
In 2006 the CDC began recommending routine HIV testing in health care settings for everyone between the ages of 13 and 64. Annual testing is recommended for people at highest risk. Our 2011 survey of Americans and HIV released last week — our eighth comprehensive survey of its kind — …
Policy Insights Read PostAn Employer Health Benefits Balance Sheet
There seems to be growing interest in the question of how many employers will keep offering coverage to their full-time employees once the Affordable Care Act (ACA) is fully implemented in 2014, or instead will choose to stop offering coverage and pay a penalty. While there is some good analysis…
Policy Insights Read PostPulling It Together: Medicare, Medicaid, and The Multiplier Effect
We are witnessing a battle in Washington right now about the future of health care’s two big public programs, Medicare and Medicaid. It’s a budget battle, it’s an ideological battle, it’s a partisan political battle, and while it might not always be obvious following the debate, it’s a high stakes…
Policy Insights Read PostHealth Reform and the Art of Federalism
The U.S. Department of Health and Human Services (HHS) recently announced significant changes to the premiums charged in the Pre-existing Condition Insurance Plan (PCIP), aka the “high risk pool” created by the Affordable Care Act. Premiums will now be up to 40% lower depending on the state (in some states…
Policy Insights Read PostPeering Into the Black Box of Insurance Rating
Recently, the New York Times reported that private health insurers continue to seek large premium increases despite seeing lower than expected use of medical care and booking record profits. The story highlights a significant problem for health policy: the lack of good, public information about how health insurers manage health…
Policy Insights Read PostWho Will be the H&R Block and TurboTax for Health Insurance?
There’s been quite a bit of focus lately insofar as these issues go, anyway on health insurance agents and brokers (sometimes known in the industry as “producers”). They are pushing legislation that has been introduced in Congress and is now being studied by the National Association of Insurance Commissioners that…
Policy Insights Read Post