Current Trends and Future Outlook for Retiree Health Benefits: Findings from the Kaiser/Hewitt 2004 Survey on Retiree Health Benefits November 30, 2004 Report This survey documents the increasing costs of retiree benefits for both large private-sector employers and their retirees. It also provides an early look at the response of large employers to the Medicare prescription drug law and the subsidies it provides for maintaining retiree drug coverage. Download Full Report (.pdf) Chartpack (.pdf)
2003 Health Insurance Survey October 30, 2004 Poll Finding The 2003 Kaiser Family Foundation Health Insurance Survey examines the public’s level of satisfaction with their insurance coverage, their expectations of health insurance, the role of costs and other factors in health insurance decision-making, and attitudes toward employer-sponsored coverage. It also explores people’s opinions about several alternative health insurance plans…
2003 Health Insurance Survey – Toplines October 30, 2004 Poll Finding The 2003 Kaiser Family Foundation Health Insurance Survey examines the public’s level of satisfaction with their insurance coverage, their expectations of health insurance, the role of costs and other factors in health insurance decision-making, and attitudes toward employer-sponsored coverage. It also explores people’s opinions about several alternative health insurance plans…
2003 Health Insurance Survey – Summary and Chartpack October 30, 2004 Report The 2003 Kaiser Family Foundation Health Insurance Survey examines the public's level of satisfaction with their insurance coverage, their expectations of health insurance, the role of costs and other factors in health insurance decision-making, and attitudes toward employer-sponsored coverage. It also explores people's opinions about several alternative health insurance plans…
Section 12: Employer Opinions and Health Management Programs (continued) August 27, 2004 Report Exhibit 12.1Exhibit 12.6Exhibit 12.2Exhibit 12.7Exhibit 12.3Exhibit 12.8Exhibit 12.4Exhibit 12.9Exhibit 12.5
Section 12: Employer Opinions and Health Management Programs August 27, 2004 Report Exhibit 12.1Exhibit 12.6Exhibit 12.2Exhibit 12.7Exhibit 12.3Exhibit 12.8Exhibit 12.4Exhibit 12.9Exhibit 12.5 12 Kaiser Family Foundation, Kaiser Commission on Medicaid and the Uninsured. Health Insurance Coverage in America, 2002 Data Update, December 2003.13 These answers are not exclusive: 11% of firms that shopped switched both carrier and type of health plan offered.
Section 11: Retiree Health Benefits August 27, 2004 Report Exhibit 11.1Exhibit 11.4Exhibit 11.2Exhibit 11.5Exhibit 11.3 11 Twenty-eight percent of Medicare beneficiaries receive prescription drug coverage from an employer, a far higher number than receive coverage through a Medicare HMO (15%), Medigap (7%) or Medicaid (10%). Laschober et. al., Health Affairs, February 2002.
Section 10: Plan Funding August 27, 2004 Report Exhibit 10.1Exhibit 10.5Exhibit 10.2Exhibit 10.6Exhibit 10.3Exhibit 10.7Exhibit 10.4 10 A self-funded plan is one in which the employer assumes direct responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan.
Section 9: Prescription Drugs and Mental Health Benefits August 27, 2004 Report Exhibit 9.1Exhibit 9.5Exhibit 9.2Exhibit 9.6Exhibit 9.3Exhibit 9.7Exhibit 9.4Exhibit 9.89 There are fewer observations for estimating the average copayment for four-tier drugs compared to other drug types.
Section 8: Health Benefits August 27, 2004 Report Exhibit 8.1Exhibit 8.4Exhibit 8.2Exhibit 8.5Exhibit 8.3
