Filling the need for trusted information on national health issues
If you are not a U.S. citizen, a U.S. national, or an alien lawfully present in the U.S., you are not eligible to buy a plan on the health insurance Marketplace. However, you can shop for health insurance outside of the Marketplace in the non-group market. Insurers outside of the…
Generally, you should buy coverage in Marketplace in the state where you live.
You should buy coverage in the state where you officially reside. Most states consider you a resident if you intend to make that state your permanent home. So-called “snowbirds” may own a second home and live part of the year in another state, but their official state of residence is…
Yes, you can. One key consideration, though, will be whether he can access in-network services while he is away at school. Some insurers sell coverage in many states and offer a regional or national provider network. In addition, some health plans may have agreements with insurers in other states to cover…
You should buy group coverage through the SHOP Marketplace in State B, where your business is located. If your business is located in a HealthCare.gov state, there is no SHOP Marketplace website. Instead, you should contact insurers directly or work directly with a broker to buy a small group policy. …
Yes. You can switch to a different plan at any time during Open Enrollment.
It is important that you contact both the Marketplace and the health plan and let them know you no longer need coverage. In HealthCare.gov states, you can log into your Marketplace account, select the “terminate coverage” option, and enter the required information. If you have a family policy and want…
You can enroll in Medicaid or CHIP at any time during the year, not just during Open Enrollment.
Small employers can buy coverage for their employees through the SHOP Marketplace at any time during the year. HealthCare.gov no longer operates a SHOP Marketplace website for small employers, however. If you want to sponsor small group coverage through the Marketplace for your employees, you can contact insurance companies directly…
Yes, in most states. The federal Marketplace (HealthCare.gov) requires people to provide documentation of eligibility for special enrollment before you can enroll in coverage. Pre-enrollment verification is required for the following qualifying events: Loss of minimum essential coverage Permanent move Marriage Adoption, placement for adoption, placement for foster care, or…
