What services do plans have to cover for pregnant women?
Although most employer plans were already required to cover maternity care prior to enactment of the ACA, most individual plans did not cover maternity care. Starting in 2014, new individual insurance plans, including those available through the Marketplaces, are required to cover maternity services including child birth and newborn care. All new private plans, including employer sponsored plans, must cover prenatal visits and screenings, folic acid supplements, tobacco cessation counseling and interventions, and breastfeeding services without any co-pay because they are considered preventive services. All state Medicaid programs cover maternity care without cost-sharing to low-income women who qualify for coverage.