Filling the need for trusted information on national health issues
Health Reform
Affordability in the ACA Marketplace Under a Proposal Like Joe Biden’s Health Plan
This KFF analysis finds that expanding Affordable Care Act (ACA) premium subsidies like Democratic presidential nominee Joe Biden has proposed would lower the cost of Marketplace coverage for nearly all potential enrollees, including the uninsured and others currently priced out of the Marketplace. Biden’s plan would, however, increase federal spending, which we do not attempt to estimate here.
- Explainer
If ACA is Struck Down, Nearly All Americans Would Be Affected
In 2018, a judge ruled the ACA individual mandate is unconstitutional and that the entire law should be struck down. Here’s the potential impact if the entire law was held to be invalid. - courts
Explaining Texas v. U.S.: A Guide to the Case Challenging the ACA
This issue brief answers key questions about Texas v. United States. The litigation challenges the Affordable Care Act’s minimum essential coverage provision (known as the individual mandate) and raises questions about whether the law can survive. - Coronavirus (COVID-19)
Eligibility for ACA Health Coverage Following Job Loss
As unemployment claims skyrocket amid the COVID-19 crisis, this analysis finds most people who lose their job-based coverage are likely eligible for subsidized coverage through the ACA marketplaces or Medicaid.
- Individual Market
Tracking Section 1332 State Innovation Waivers
This interactive map shows the status of all Section 1332 waivers requested by states to alter key ACA requirements in order to shore up fragile insurance markets, address unique state market issues, or experiment with alternative coverage models.
- Private Insurance
Individual Insurance Market Performance in Early 2020
Individual market insurers, on average, remained profitable through the first three months of 2020 as claims costs rose only slightly compared to the same period last year.
- FAQs
Health Insurance Marketplace and the ACA
Find answers to over 300 frequently asked questions about buying coverage on the health insurance marketplaces. Over 180 of our FAQs are now available in Spanish. - interactive
Estimate 2020 Consumer Premiums for ACA Marketplace
With this calculator, you can enter your income, age, and family size to estimate your eligibility for subsidies and how much you could spend on health insurance. - Health Reform
How Many of the Uninsured Can Purchase a Marketplace Plan for Free in 2020?
This analysis finds 28% of uninsured individuals who could shop on the ACA Marketplace could purchase a bronze plan in 2020 without paying a premium after tax credits.
