Medicaid and Other Low-Income Assistance

I turned 65 in 2022 but did not enroll in Medicare because my state kept me continuously enrolled in Medicaid through the end of the COVID-19 public health emergency. My Medicaid coverage was recently terminated, and I did not receive a notice from my state prior to my 65th birthday letting me know that I’m no longer eligible for Medicaid through the Affordable Care Act. Can I still enroll in Medicare?

There is a new Special Enrollment Period for people eligible for Medicare who lost their Medicaid eligibility starting in 2023. Under this Special Enrollment Period, Medicare-eligible individuals who lost their Medicaid eligibility may sign up for Medicare without paying a late enrollment penalty, as long as they enroll at any time from the date they are notified that their Medicaid eligibility will be terminated up to 6 months after Medicaid eligibility ends.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.