I have Medigap Plan C. I heard there were changes made to this plan. What are those changes and how will they affect me?

Prior to January 2020, Medigap Plan C (and Plan F) offered full coverage of the Part B deductible, along with other benefits, but these policies are no longer permitted to cover the Part B deductible for new policyholders. Anyone who signed up for Plan C or Plan F prior to 2020 is permitted to keep their policy (with coverage of the Part B deductible) but their premiums may rise more rapidly than other Medigap plans since new, younger Medicare beneficiaries are not permitted to purchase these policies. Plan D and Plan G have similar benefits to Plan C and Plan F, respectively, other than coverage of the Part B deductible. If you are signing up for a Medigap policy, or considering switching to a different Medigap policy, you may want to take this into consideration.


While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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