Part D

I decided not to sign up for a Part D drug plan when I first qualified for Medicare when I turned 65 last year, but now I want to enroll in a drug plan during the Medicare Open Enrollment period. Can I do that?

Yes, you can sign up for a Part D plan during the Medicare Open Enrollment period. However, you may also owe a late enrollment penalty because you didn’t sign up for Part D drug coverage when you first became eligible for Medicare. The penalty is equal to 1% of the national average premium amount for every month you didn’t have coverage as good as the standard Part D benefit.

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While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.