Marketplace Enrollment Periods

When can I enroll in private health plan coverage through the Marketplace?

Ver en Español

In general, you can only enroll in non-group health plan coverage during the Open Enrollment period.

For 2022 coverage, the Open Enrollment period in HealthCare.gov states begins November 1, 2021 and closes at the end of the day on January 15, 2022 (Pacific Time). If you plan to sign up, be sure to complete your application and select your plan before Open Enrollment ends.  If you want coverage to take effect on January 1, 2022, be sure to sign up no later than December 15, 2021.  If you sign up after December 15, your 2022 coverage will take effect on February 1.

Once the Open Enrollment period is over, most individuals and families will not be able to enroll in Marketplace health plans until the next Open Enrollment period.  However, if you experience certain changes in circumstances during the year, you will have a special 60-day opportunity to enroll in Marketplace Health plans, outside of the Open Enrollment Period.

American Indians and Alaska Natives can enroll in Marketplace coverage throughout the year, not just during Open Enrollment.

In addition, in 2022, people with income up to 150% of the federal poverty level will be able to sign up throughout the year in HealthCare.gov states.

State-run Marketplaces can set their own dates, and several will have a longer Open Enrollment period for 2022 coverage, while in several others it will be shorter.  The state-run Open Enrollment dates are as follows:

California                              November  1, 2021 – January 31, 2022

Colorado                               November 1, 2021 – January 15, 2022

Connecticut                          November 1, 2021 – January 15, 2022 

District of Columbia            November  1, 2021 – January 31, 2022

Idaho                                     November 1, 2021 – December 15, 2021 

Kentucky                               November 1, 2021 – January 15, 2022

Maine                                    November 1, 2021 – January 15, 2022

Maryland                              November 1, 2021 – January 15, 2022

Massachusetts                    November 1, 2021 – January 23, 2022

Minnesota                            November 1, 2021 – December 15, 2021 

Nevada                                  November 1, 2021 – January 15, 2022

New Jersey                            November  1, 2021 – January 31, 2022

New Mexico                          November 1, 2021 – January 15, 2022

New York                              November  1, 2021 – January 31, 2022

Pennsylvania                        November 1, 2021 – January 15, 2022

Rhode Island                        November  1, 2021 – January 31, 2022

Vermont                               November 1, 2021 – January 15, 2022

Washington                         November  1, 2021 – January 31, 2022

 

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

www.kff.org | Email Alerts: kff.org/email | facebook.com/KaiserFamilyFoundation | twitter.com/kff

Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.