In general, you can only enroll in non-group health plan coverage during the Open Enrollment period.

For 2023 coverage, the Open Enrollment period in HealthCare.gov states begins November 1, 2022 and closes at the end of the day on January 15, 2023 (Pacific Time). If you plan to sign up, be sure to complete your application and select your plan before Open Enrollment ends.  If you want coverage to take effect on January 1, 2023, be sure to sign up no later than December 15, 2022.  If you sign up after December 15, your 2023 coverage will take effect on February 1.

Once the Open Enrollment period is over, most individuals and families will not be able to enroll in Marketplace health plans until the next Open Enrollment period.  However, if you experience certain changes in circumstances during the year, you will have a special 60-day opportunity to enroll in Marketplace Health plans, outside of the Open Enrollment Period.

American Indians and Alaska Natives can enroll in Marketplace coverage throughout the year, not just during Open Enrollment.

In addition, in 2023, people with income up to 150% of the federal poverty level will be able to sign up throughout the year in HealthCare.gov states.

State-run Marketplaces can set their own dates, and several will have a longer Open Enrollment period for 2023 coverage, while in one state it will begin earlier.  The state-run Open Enrollment dates are as follows:

California                              November  1, 2022 – January 31, 2023

Colorado                               November 1, 2022 – January 15, 2023

Connecticut                          November 1, 2022 – January 15, 2023 

District of Columbia            November  1, 2023 – January 31, 2023

Idaho                                     October 15, 2022 – December 15, 2022 

Kentucky                               November 1, 2022 – January 15, 2023

Maine                                    November 1, 2022 – January 15, 2023

Maryland                              November 1, 2022 – January 15, 2023

Massachusetts                    November 1, 2022 – January 23, 2023

Minnesota                            November 1, 2022 – January 15, 2023 

Nevada                                  November 1, 2022 – January 15, 2023

New Jersey                            November  1, 2022 – January 31, 2023

New Mexico                          November 1, 2022 – January 15, 2023

New York                              November  1, 2022 – January 31, 2023

Pennsylvania                        November 1, 2022 – January 15, 2023

Rhode Island                        November  1, 2022 – January 31, 2023

Vermont                               November 1, 2022 – January 15, 2023

Washington                         November  1, 2022 – January 15, 2023