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Marketplace Health Plans and Premiums

What happens if I smoked when I enrolled in my health plan, but now I’ve successfully quit?

The insurer is not required to lower your premium until you renew your plan the following year.

View all questions about Marketplace Health Plans and Premiums

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While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.