My husband and I are retired. He just turned 65 and is now covered by Medicare, but I am 62 and I don’t have health insurance. Can I enroll in Medicare as his spouse?

No.  Although your husband now qualifies for Medicare, you will not qualify for Medicare until you turn 65.  If you do not have health insurance now, you can consider signing up for a Marketplace plan.  If your household income is at least 100% of the federal poverty level ($18,310 for a couple in 2023), you may qualify for premium tax credits to reduce your cost of a Marketplace policy.  If your household income is at or below 138% of poverty (about $2,100 per month for a couple in 2023), you might be eligible for Medicaid if you live in a state that has expanded its Medicaid program.


While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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