Renewing Marketplace Coverage

Is there any reason the Marketplace wouldn’t automatically adjust and continue my premium tax credit at renewal time?

Yes.  In states, when you first applied for coverage, you had the opportunity to authorize the Marketplace to check online income data about you, including from your tax returns, for another 1 to 5 years.  If you did not authorize this (note that most people did give authorization), your financial assistance will NOT be automatically continued for next year.  You must re-apply for financial assistance if you want the APTC to continue for another year.

Note that the process for renewing financial assistance may vary in other states.  All state Marketplaces will send consumers notices prior to the start of Open Enrollment explaining the process for continuing or re-applying for financial assistance for the coming year.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

KFF Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270 | Email Alerts: | |

The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.