Help Paying Marketplace Premiums: Defining Income and Household

I’m raising my grandchild and claim her as a dependent. If I apply for Marketplace subsidies, will we be considered one household?

Yes, you will be considered as one household when you apply for premium tax credits. Note, however, your grandchild may be eligible for Medicaid or CHIP and not eligible for premium tax credits for coverage in the Marketplace. You could of course purchase coverage for her in the Marketplace, but you would not be eligible for a premium tax credit to help pay for her plan if she is eligible for CHIP. For more information, review this guide or check with a Marketplace Navigator for assistance.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

KFF Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

www.kff.org | Email Alerts: kff.org/email | facebook.com/KFF | twitter.com/kff

The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.