Marketplace Enrollment Periods

I will lose my coverage mid-month. Can my coverage start the same month when my old coverage is terminated?

As a general rule, coverage under SEPs in marketplace coverage typically takes effect the first day of the month after prior coverage terminates. However, if you know when your current coverage will terminate and you apply in advance for coverage, you can elect for new marketplace coverage to take effect on the first day of the month when prior coverage terminates.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.