Young Adults and Students

I used to be covered on my parent’s health plan, but I dropped off last year when I found other coverage. Now I’ve lost that other coverage and want to get back on my parent’s policy. Can I do that?

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Yes, if you are under the age of 26, you are still eligible to be covered on your parent’s plan. Your parent’s plan must offer you a special opportunity to re-enroll because you lost your other coverage. If your parent gets their insurance through their employer, that must last at least 30 days from the date you lost other coverage. If they have Marketplace coverage, you should have at least 60 days.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.