Marketplace Health Plans and Premiums

I notice something called “Easy Price Plans” on What are they?

These are new “standardized” plans that insurers are required to offer on The deductibles and copays that apply to each category of essential health benefits will be the same across all Easy Price Plans in the same metal level. For example, in 2024, the annual deductible for covered services under all Gold level Easy Price plans will be $1,500. In addition, all Gold level Easy Price plans will waive the deductible for visits to your primary care doctor and only require a $30 copay, instead. By contrast, other non-standardized gold level plans might have different deductible and copay amounts.

The Easy Price plans are supposed to be simpler for people to compare. Just keep in mind that other kinds of important plan features can still be very different, even when comparing Easy Price Plans – for example, two Easy Price plans might have a very different “networks” of doctors you can see. If you need help comparing plan choices, you can find a Navigator or assister to review them with you and answer questions.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

KFF Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270 | Email Alerts: | |

The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.