These are new “standardized” plans that insurers are required to offer on HealthCare.gov. The deductibles and copays that apply to each category of essential health benefits will be the same across all Easy Price Plans in the same metal level. For example, in 2024, the annual deductible for covered services under all Gold level Easy Price plans will be $1,500. In addition, all Gold level Easy Price plans will waive the deductible for visits to your primary care doctor and only require a $30 copay, instead. By contrast, other non-standardized gold level plans might have different deductible and copay amounts.
The Easy Price plans are supposed to be simpler for people to compare. Just keep in mind that other kinds of important plan features can still be very different, even when comparing Easy Price Plans – for example, two Easy Price plans might have a very different “networks” of doctors you can see. If you need help comparing plan choices, you can find a Navigator or assister to review them with you and answer questions.