Help Paying Marketplace Premiums: Defining Income and Household

How much can I earn and qualify for premium tax credits in the Marketplace?

Premium tax credits are available to people who buy Marketplace coverage and whose income is between 100% and 400% of the federal poverty level.

For an individual, that means an income of $12,760 to $51,040 in 2021.

For a family of four, that means an income of $26,200 to $104,800 in 2021.

This Marketplace subsidy calculator can show you your eligibility for different income amounts and family sizes.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.