Help Paying Marketplace Premiums: Defining Income and Household

How much can I earn and qualify for premium tax credits in the Marketplace?

Premium tax credits are available to people who buy Marketplace coverage and whose income is between 100% and 400% of the federal poverty level.

For an individual, that means an income of $12,490 to $49,960 in 2020.

For a family of four, that means an income of $25,750 to $103,000 in 2020.

This Marketplace subsidy calculator can show you your eligibility for different income amounts and family sizes.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.