Help Paying Marketplace Premiums: Defining Income and Household

How much can I earn and qualify for premium tax credits in the Marketplace?

Premium tax credits are available to people who buy Marketplace coverage and whose income is at least as high as the federal poverty level.

For an individual, that means an income of at least $13,590 in 2023.

For a family of four, that means an income of at least $27,750 in 2023.

This Marketplace subsidy calculator can show you your eligibility for different income amounts and family sizes.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.