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Young Adults and Students

Do I have to live in my parents’ home to be covered as a dependent under their policy?

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No, living in your parents’ home is not a requirement for eligibility to be covered as a dependent under their policy.

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While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.