Help Paying Marketplace Premiums: The Basics

Can states offer their own subsidies or cost sharing reductions?

Yes, nine states supplement marketplace subsidies and offer additional cost sharing reductions for their residents. 

•California: California pays $1 per month in premiums for every person enrolled in their exchange.

•Colorado: Colorado offers additional cost sharing reductions for consumers with income between 150-200% of the FPL if they select a Silver plan through their exchange. Colorado also established a new platform that undocumented immigrants can use to enroll in coverage.

•New Jersey:  Increased subsidies are offered to residents with income up to 600 percent of the FPL. 

•Massachusetts; In Massachusetts, subsidies are increased for residents with income up to 300 percent of poverty.  

•Maryland: Consumers between the ages of 18-34 are eligible for additional premium subsidies if their income is up to 400% of the FPL.

•New Mexico: New Mexico offers subsidies to consumers with incomes up to 400% of the FPL and additional cost sharing reductions for enrollees whose income is up to 300% of the FPL.

•Connecticut: Connecticut supplements premium and cost sharing subsidies for eligible families with income up to 175% of the poverty level if they choose a Silver plan. 

•Vermont: Vermont offers additional state-funded premium subsidies and cost-sharing reductions for enrollees with incomes up to 300% of the FPL.

•Washington: Washington offers premium subsidies for consumers whose income is up to 250% of the FPL.

Check these state marketplaces for more information. Browse more questions in the Immigrants, Medicare and Employer-Sponsored Health Coverage sections.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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