Cost-Sharing Reductions

If I mis-estimate my income and end up earning more than 250% of the federal poverty level next year, will I have to pay back the cost sharing subsidies?

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No. Unlike premium tax credits, which are reconciled each year based on the income you actually earned, cost-sharing reductions are not reconciled.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.