Health Affairs Article: Comparing the Assets of Uninsured Households to Cost Sharing Under High Deductible Health Plans March 31, 2008 Issue Brief Health Affairs Article: Comparing the Assets of Uninsured Households to Cost Sharing Under High Deductible Health Plans Relatively few uninsured households have enough financial assets to cover the cost-sharing in consumer-driven health plans tied to Health Savings Accounts (HSAs), according to this study by Kaiser Family Foundation researchers published as a Health…
How Trends in the Health Care System Affect Low-Income Adults: Identifying Access Problems and Financial Burdens December 1, 2007 Issue Brief As policymakers focus on strategies to improve health insurance coverage, this brief highlights findings from the Kaiser Low-Income Coverage and Access Survey on the current role that insurance plays in facilitating access to care for low-income adults and in protecting against financial burdens. Findings demonstrate that health insurance is a…
Role of Health Insurance Coverage in Women’s Access to Prescription Medicines November 29, 2007 Report This article presents findings from the 2004 Kaiser Women's Health Survey examining how health insurance coverage affects access to prescription medicines for non-elderly women. Results from the nationally representative telephone survey indicate that a lack of health insurance coverage is significantly associated with experiencing cost barriers to prescription medications, regardless…
The Burden of Out-of-Pocket Health Spending Among Older Versus Younger Adults: Analysis from the Consumer Expenditure Survey, 1998-2003 August 30, 2007 Issue Brief UPDATED: An updated version of this analysis is now available online. Recent policy debate has focused on the issue of rising health care costs and whether it might be possible to control costs by requiring consumers to pay a larger share of their health care costs out of pocket. While…
Medicare Prescription Drug Benefit Progress Report: Findings From A 2006 National Survey of Seniors August 1, 2007 Event The share of seniors without drug coverage dropped significantly under Medicare’s new drug benefit, according to this August 2007 Health Affairs Web Exclusive article based on a Kaiser Family Foundation, Commonwealth Fund and Tufts-New England Medical Center survey of more than 16,000 seniors. Seniors with drug coverage from any source…
Maternity Care and Consumer-Driven Health Plans May 31, 2007 Report Maternity Care and Consumer-Driven Health PlansThis report compares out-of-pocket costs of maternity care under 12 consumer-driven health plans (CDHP) from the group and individual markets to a traditional health insurance plan. CDHPs typically have lower premiums but higher deductible levels than traditional health plans, shifting more of the financial responsibility…
Maternity Care and Consumer Driven Health Plans May 31, 2007 Event Maternity Care and Consumer-Driven Health Plans With maternity care representing one of the most common and costly medical interventions that women experience, Kaiser and the March of Dimes co-hosted a forum to release new studies that analyze the costs of maternity care and assess coverage under consumer-driven health plans (CDHPs).…
Snapshots: Illustrating the Potential Impacts of Adverse Selection on Health Insurance Costs in Consumer Choice Models November 3, 2006 Issue Brief A current strategy for addressing the cost of health insurance involves consumer-directed health plans (CDHPs). These plans generally are less expensive than more traditional health plan designs, but it is not clear whether the lower costs derive entirely from the new benefit structure or whether some of the savings result…
National Survey of Enrollees in Consumer-Directed Health Plans November 1, 2006 Poll Finding This Kaiser survey looks at the views and experiences of people enrolled in consumer-directed health plans as compared to people with traditional health insurance. Consumer-directed plans, which involve high deductibles coupled with tax-preferred saving options that consumers can use to pay for their care out of pocket, are intended to…
Prescription Drugs: Advertising, Out-of-Pocket Costs, and Patient Safety from the Perspective of Doctors and Pharmacists October 30, 2006 Poll Finding Prescription Drugs: Advertising, Out-of-Pocket Costs, and Patient Safety from the Perspective of Doctors and Pharmacists This document highlights additional findings from separate surveys of pharmacists and physicians related to their views and experiences on a wide range of health care issues. Issue Brief (.pdf)