I didn’t have health insurance this year because I couldn’t afford it. I don’t think I should have to pay a penalty. What should I do now?
For the 2018 tax year, you can claim a hardship exemption from the tax penalty if you experienced hardship that prevented you from getting coverage. You can claim the hardship exemption directly on your 2018 federal income tax return by checking the box on the front of Form 1040 You will not be required to submit documentation of the hardship with your return, though you should retain any documentation for your records.