I am covered by Medicare. Can I keep my Medicare coverage even though these Marketplace plans are available, or do I need to make a change?
Yes, you can keep your Medicare and you do not need to make any changes to your coverage because of the ACA. You may have heard about the requirement that all adults need to have health insurance coverage (known as the “individual mandate”) or have to pay a penalty if they go without health insurance, but your Medicare coverage satisfies this requirement. If you have Medicare Part A, or Part A and Part B, this penalty won’t apply to you. Having Part B only doesn’t satisfy this requirement.