How Can Medicaid Enhance State Capacity to Respond to COVID-19?

Authors: Samantha Artiga, Robin Rudowitz, and MaryBeth Musumeci
Published: Mar 17, 2020

Issue Brief

As a source of coverage for 1 in 5 Americans, Medicaid can play a key role in connecting individuals to testing and treatment for COVID-19. Through Medicaid, states can provide enrollees access to comprehensive benefits with limited out-of-pocket cost and receive federal funding with no pre-set limit to support coverage. States have options available under existing rules to expand access to coverage and facilitate enrollment in coverage for eligible individuals. Further, states can seek federal approval for additional flexibility to expedite access to coverage and care, as has occurred in response to previous disasters and emergencies. Moreover, the federal government could take a range of administrative and legislative actions to enhance state capacity to connect individuals to care through Medicaid.

This brief describes a range of steps states and the federal government could take to use Medicaid to expand coverage and access to care in the context of responding to COVID-19 as a public health crisis. The Appendix lists specific examples of Medicaid authorities available to states in emergencies. The strategies included here are not an exhaustive list of options, and, as with any such efforts, they could involve tradeoffs and may run counter to efforts by the Trump administration and some states to restrict eligibility, limit government spending, promote program integrity, and curb immigrant use of public programs. The Medicaid and CHIP Disaster Preparedness Toolkit for state agencies also specifies strategies states can implement to respond to emergencies and disasters. Moreover, on March 12, 2020, the Centers for Medicare and Medicaid Services (CMS) posted Frequently Asked Questions (FAQs) to aid state Medicaid and Children’s Health Insurance Program agencies in their response to the COVID-19 outbreak.

Medicaid’s existing coverage and financing structure enables states to provide access to comprehensive care.

Broad source of coverage for the low-income population. As the nation’s public health insurance program for people with low income, Medicaid can be a primary vehicle through which states can connect individuals to testing and treatment for COVID-19, particularly those with significant health needs who are at high risk for experiencing complications from the virus. While most adults on Medicaid are working, the vast majority of enrollees lack access to other affordable health insurance. Medicaid plays a particularly significant role for populations with complex health needs, covering 47% of children with special health care needs, 45% of nonelderly adults with disabilities, and more than six in ten nursing home residents. Unlike other types of insurance, there are no set open enrollment periods for Medicaid, meaning that people can enroll at any time they become eligible, for example, if they experience a decrease in income due to a decline in the economy. Moreover, under law, the program provides retroactive coverage for covered services incurred up to three months prior to an enrollee’s application date if the individual would have been eligible at the time they received the service.

Comprehensive benefits. Through Medicaid, states can provide enrollees access to a broad array of services to address testing and treatment needs. States determine their Medicaid benefit package within a set of federal minimum standards and state options. All states offer at least some optional benefits, including prescription drugs. States can choose to add optional services to expand the scope of covered services to address emerging health needs. For example, in recent years, states have added an array of behavioral health and substance use disorder treatment services to address the opioid crisis. In its FAQs, CMS notes that states could expand coverage for telehealth and other services to provide care for individuals who are quarantined or self-isolated. For children, the federal minimum Medicaid benefit package offers access to all necessary services (regardless of whether these services are optional for adults) through the Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) benefit, which includes regular screenings, vision, dental, and hearing services and any other medically necessary care. For adults, minimum benefits include physician, inpatient and outpatient hospital, as well as laboratory services. In its FAQs, CMS clarifies that testing for COVID-19 is covered as mandatory laboratory service as long as it is provided in an office or similar facility other than a hospital outpatient department or clinic and furnished by a lab meeting specified standards. It further notes that tests that do not meet these criteria may still be covered under the optional diagnostic benefit.

No or limited out-of-pocket costs. Medicaid provides enrollees access to services with no or limited out of pocket costs. Federal rules do not require states to charge any premiums or cost sharing for Medicaid, and limit the amounts that state can charge given enrollees’ limited ability to pay out of pocket costs. As of January 2019, only two states charged copayments for children in Medicaid, but most states charged cost sharing for parents and other adults. Some states have indicated that they are waiving cost sharing associated with COVID-19 testing and/or treatment.1  States could also broadly eliminate cost sharing for categories of services or eligibility groups. In public statements, federal officials have indicated insurance companies who provide coverage through Medicaid have agreed to cover all COVID-19 testing without cost sharing and to ensure treatment is full covered. However, to date, there is no official guidance on how these policies will be implemented or documenting insurers’ agreement to this statement.

Financing structure. Medicaid provides states a guarantee of federal matching payments for covered benefits provided to enrollees with no pre-set limit. The statute sets a formula to determine the share paid by the federal government (that varies based on states’ relative per capita income). Special enhanced match rates also are provided for the ACA Medicaid expansion, administration, and other services. This matching structure provides states with resources that automatically adjust for demographic and economic shifts, health care costs, public health emergencies, natural disasters and changing state priorities. As such, federal resources will automatically increase if demands for the program grow in response to COVID-19, for example, if enrollment increases due to income decreases amid an economic decline and/or if additional eligible individuals enroll in the program to access services. Medicaid also provides “disproportionate share hospital” (DSH) payments to hospitals serving many Medicaid and uninsured patients.

States can expand Medicaid eligibility to broaden access to care.

Medicaid expansion. To date, 37 states, including DC, have adopted the ACA Medicaid expansion to adults with incomes up to 138% FPL. In the remaining 14 non-expansion states, eligibility levels for parents remain very low, often below half of poverty, and, with the exception of Wisconsin, other adults are not eligible regardless of their incomes. In these non-expansion states, 2.3 million poor uninsured adults fall into a “coverage gap”, with incomes above Medicaid eligibility limits but below the 100% FPL level at which Marketplace premium tax credits become available. Non-expansion states could significantly expand access to care for low-income adults by implementing the expansion and would receive enhanced federal matching dollars (currently at 90%) for this coverage. A substantial body of research shows that the ACA Medicaid expansion has expanded coverage, increased access to care and utilization, and improved various economic measures.

Optional eligibility expansions. Beyond the ACA Medicaid expansion to low-income adults, states have options available under federal rules to increase Medicaid eligibility above the federal minimum income limit of 138% FPL, at regular state match. For example, nearly all states (49) cover children with incomes up to at least 200% FPL through Medicaid and CHIP as of January 2019, including 19 states that cover children at or above 300% FPL. Similarly, the majority of states (47) extend eligibility to pregnant women beyond the federal minimum, including nearly half (22) who extend eligibility to above 200% FPL.

Optional coverage for legal immigrant children and pregnant women. Lawfully residing immigrants may qualify for Medicaid and CHIP but are subject to eligibility restrictions that require many to wait five years before they can enroll. States have an option to eliminate the five-year wait for lawfully residing immigrant children and pregnant women. Over half of states had adopted this option for children or pregnant women in Medicaid and/or CHIP. States also have the option to provide prenatal care to women regardless of immigration status by extending CHIP coverage to the unborn child, which 16 states had taken up as of January 2019.

Waivers of eligibility provisions. Currently, a number of states have received approval for and implemented waivers that allow them to operate their programs in way federal rules do not otherwise allow, for example, by charging premiums, imposing coverage lockouts periods, and/or not providing retroactive coverage. Given that such policies may restrict enrollment and access to care, states could suspend these waivers to facilitate access to services to address increased needs arising from COVID-19.

States can conduct outreach and adopt policy options to help get and keep eligible people enrolled in coverage.

Outreach and enrollment assistance. Nationwide, nearly a quarter (24%) of the 27.9 million nonelderly individuals who were uninsured as of 2018 were eligible for Medicaid or CHIP coverage but not enrolled. Previous state experience has illustrated that states can promote enrollment of eligible individuals through a combination of broad mass media outreach campaigns to raise awareness of coverage options as well as targeted local efforts, often in collaboration with community based organizations and/or safety-net providers, to provide direct enrollment assistance.

Presumptive eligibility and eligibility verification. Presumptive eligibility allows states to expedite connections to coverage by authorizing certain qualified entities, like community health centers or schools, to enroll individuals who appear likely eligible for coverage while the state processes the full application. Prior to the ACA, states could utilize this option for children and pregnant women. The ACA allowed states to adopt this option for other eligibility groups. The ACA also required states to allow hospitals to conduct presumptive eligibility determinations regardless of whether the state had otherwise adopted the policy. While most states have adopted this option for pregnant women and children, only a few currently utilize it for parents and other adults. In addition, under existing rules, states can allow for self-attestation for all eligibility criteria, excluding citizenship and immigration status, including on a case-by-case for individuals subject to a disaster when documentation is not available.

12-month continuous eligibility for children. States who elect to use this option can allow a child to remain enrolled for a full year unless the child ages out of coverage, moves out of state, voluntarily withdraws, or does not make premium payments. As such, 12-month continuous eligibility eliminates coverage gaps due to fluctuations in income over the course of the year, promoting stable and continuous access to care. As of January 2019, 32 states provide 12-month continuous eligibility to children in either Medicaid or CHIP. States do not have an option under federal rules to extend 12-month continuous eligibility to groups other than children, but two states (New York and Montana) have obtained waivers to provide 12-month continuous eligibility to adults.

Suspend or delay renewals. Under federal rules, states renew coverage every twelve months. States have existing authority to extend redetermination timelines for current enrollees subject to a disaster to maintain continuity of coverage. Some states have previously delayed or suspended renewals through 1115 waivers in response to emergencies. Moreover, CMS allowed states to delay or suspend renewals as a mitigation strategy when states were implementing the ACA and addressing system challenges and processing a large number of new enrollments under the Medicaid expansion.

Suspend periodic data checks between renewals. Between annual renewal periods, enrollees are required to report changes in circumstances that may affect eligibility, and states may conduct periodic electronic data matches to identify potential changes in circumstances. If a state identifies a change that may affect eligibility, it may request information or documentation from the individual to continue coverage. If the individual does not respond to a request within the required timeframe, the state will disenroll the individual from coverage. Recent reports suggest that these periodic data checks may be leading to coverage losses among eligible individuals because they do not receive or are not able to respond to information requests within required timeframes, which are limited to 10 days in many states conducting these checks. As such, suspending these data checks could help keep enrollees connected to coverage.

States can seek federal approval for additional flexibility to connect people to coverage and care.

Section 1135 waivers. If the President has declared an emergency or disaster and the Secretary of Health and Human Services (HHS) has declared a public health emergency, the Secretary can use Section 1135 authority to waive or modify certain Medicare, Medicaid, and CHIP requirements to ensure that sufficient health care items and services are available to meet the needs of Medicaid enrollees in affected areas. Examples of items that can be waived through Section 1135 authority include: conditions of participation or other certification requirements for providers; program participation and preapproval requirements for providers; requirements that physicians and other health care professionals be licensed in the state in which they are providing services (as long as they have equivalent licensing in another state for Medicare, Medicaid, and CHIP reimbursement only); and the Emergency Medical Treatment and Labor Act. The Secretary used Section 1135 to provide hurricane relief to a number of areas affected by storms during 2017. On March 13, President Trump issued a proclamation that the COVID-19 outbreak in the United States constitutes a national emergency, beginning March 1, 2020.  With this declaration, the administration announced steps to take to address COVID-19 through 1135 waivers.

Section 1115 waivers. Section 1115 waiver authority allows the Secretary of HHS to test new approaches in Medicaid not otherwise allowed under current law, provided the demonstrations meet the objectives of the program. During past emergencies, states obtained Section 1115 waivers to expedite access to coverage and health care services for affected individuals. These included waivers to: expand coverage to individuals not otherwise eligible (including adults who were not eligible for Medicaid prior the ACA), streamline application and eligibility verification processes, temporarily suspend or delay renewals for existing enrollees, waive cost sharing and/or expand benefits for targeted population groups, and address needs for individuals within specific geographic areas of a state. For example:

  • Approximately 350,000 New Yorkers were covered by Disaster Relief Medicaid in a four-month time period following the September 11th attacks in 2001. DRM allowed for a simplified expedited application process, expanded income eligibility guidelines and adjusted immigrant eligibility rules to make more New Yorkers eligible for coverage in the immediate aftermath of the disaster. It also temporarily suspended annual renewals for many existing enrollees.
  • Following Hurricane Katrina, the Department of HHS released a waiver initiative to assist states in providing temporary coverage to certain groups of evacuees. Under these waivers, states could get expedited approval to provide up to five months of Medicaid or CHIP coverage to certain evacuees and receive authorization for an “uncompensated care pool” to reimburse providers for the costs of furnishing services to uninsured evacuees and services not otherwise covered under Medicaid or CHIP (including mental health counseling). Similar to Disaster Relief Medicaid in New York, these waivers also streamlined eligibility verification criteria for the temporary coverage period.
  • In 2016, Michigan received a waiver to expand Medicaid and CHIP eligibility for children and pregnant women affected by the Flint water crises and to waive cost sharing and premiums and expand targeted case management benefits and community support services for these enrollees.
  • Following Hurricane Harvey in 2017, Texas received approval to allow individuals in the affected service area to receive services beyond their renewal period, suspended certain eligibility verification requirements, and eliminated cost sharing for the waiver period.

The federal government could take action to enhance state capacity to provide access to care through Medicaid.

Administrative Options

Provide guidance and/or a template to facilitate state adoption of policy options. CMS posted a national fact sheet outlining coverage and benefits related to COVID-19 and posted the FAQs to aid states in determining steps they can take to enhance their response. CMS also could issue guidance and/or state plan amendment and waiver templates to facilitate states’ implementation of options to enhance access to coverage and care. For example, in 2016, CMS put out an informational bulletin with information related to optional Medicaid benefits states could adopt to help address the Zika virus. In addition, CMS recently issued a waiver template to encourage states to take up options tied to the new Healthy Adult Opportunity demonstrations.

Suspend pending regulations that would limit financing. CMS is currently reviewing comments related to the Medicaid Fiscal Accountability Rule. The rule would make changes to what funding states can use for the state share of Medicaid funding and to supplemental payments to providers. The changes could have significant implications for providers and state budgets. While the rule could reduce federal spending on Medicaid, it also creates significant uncertainty for states as they work to address COVID-19.

Suspend administrative actions focused on increasing eligibility verification requirements. As part of program integrity efforts, the Trump Administration has recently increased its focus on oversight of eligibility determinations. It has indicated plans to conduct new audits of state beneficiary eligibility determinations, promoted the use of periodic data matches between renewals, and indicated plans to issue regulatory changes to increase requirements around verification, monitoring of changes in beneficiary circumstances, and eligibility redeterminations. While current and planned administrative efforts might limit instances of ineligible people being enrolled in the program, they could also result in greater enrollment barriers and coverage losses for people who are eligible and add additional administrative burden for state agencies at a time when expediting enrollment in coverage for eligible individuals would help connect them to testing and treatment.

Suspend immigration policies that may be deterring immigrant families from enrolling in coverage and seeking care. Over the past several years, the Trump Administration has implemented a range of immigration policies focusing on restricting immigration, enhancing immigration enforcement, and restricting access to public programs, including Medicaid, for immigrant families. These include recent changes to public charge policies that newly take into account use of Medicaid by non-pregnant adults as part of the public charge test federal officials use to determine whether to grant certain individuals entry into the U.S. or adjustment to legal permanent resident (LPR) status (i.e., receive a green card). A growing set of evidence suggests that families have increased fears of enrolling themselves and their children, who are primarily U.S. citizens, in Medicaid and CHIP due to these policy changes and that some may be avoiding seeking care. The administration could take steps to alleviate these fears by suspending the changes to public charge policies. They also could take steps to assure families that they will not use any information shared to enroll in coverage for immigration enforcement purposes and that enrolling in coverage and/or seeking care will not have negative effects on their immigration status. U.S. Citizenship and Immigration Services issued an alert in March 2019, encouraging all individuals with symptoms that resemble COVID-19 to seek necessary medical treatment or preventive services and noted that such treatment or services will not negatively affect future public charge tests.2 

Legislative Options

Enhance federal financing. During economic downturns, more people qualify and enroll in Medicaid, increasing program spending at the same time that state tax revenues may be stagnating or falling. To mitigate these budget pressures, Congress has twice passed temporary increases in the federal match rate to help support states during economic downturns, most recently in 2009 as part of the American Recovery and Reinvestment Act (ARRA). To receive ARRA funds, states could not roll back Medicaid eligibility. These temporary increases in the Medicaid match rate provided states fiscal capacity to address health issues for vulnerable populations through an existing, efficient mechanism. Congress could use such a mechanism to provide additional fiscal capacity for states. In addition, as providers will likely serve individuals who are uninsured or underinsured, Congress could increase funding for Medicaid disproportionate share hospital (DSH) to help reimburse hospitals for increased uncompensated care costs.

Increase access to coverage for lawfully present immigrants. As noted, lawfully residing immigrants may qualify for Medicaid and CHIP but are subject to eligibility restrictions that subject many to a five-year waiting period before they may enroll in coverage. These eligibility restrictions have been in place since 1996 under the Personal Responsibility and Work Opportunity Act. The CHIP Reauthorization Act of 2009 provided states the option to cover lawfully residing immigrant pregnant women and children without a five-year waiting period, but not other groups. Congress could enact legislation to extend this option to parents and other adults.

Families First Coronavirus Response Act. Legislation enacted on March 19, 2020 will provide coverage for COVID-19 testing with no cost sharing under Medicaid and CHIP (as well as other insurers) and provide 100% federal funding through Medicaid for testing provided to uninsured individuals for the duration of the emergency period associated with COVID-19. The law will also provide states and territories a temporary 6.2 percentage point increase in the federal matching rate for the emergency period. To receive this increase, states will need to meet certain requirements including: not implementing more restrictive eligibility standards or higher premiums than those in place as of January 1, 2020; providing continuous eligibility for enrollees through the end of the month of the emergency period unless an individual asks to be disenrolled or ceases to be a state resident; and not charging any cost sharing for any testing services or treatments for COVID-19, including vaccines, specialized equipment or therapies. The law will also increase federal allotments to the territories.

Appendix

Table 1: Medicaid Authorities Available in Emergencies
Allowed by Existing Regulations
  • Allow self-attestation to verify eligibility for all criteria except citizenship and immigration status on a case-by-case basis; verify assets if financial institution unable to verify due to disaster; verify incurred medical expenses for spend down eligibility
  • Extend renewal timeframes
  • Exempt enrollees from premiums
  • Temporarily suspend periodic data checks on case-by-case basis
  • Temporarily delay acting on certain changes in circumstances affecting eligibility
  • Reinstate services or eligibility if discontinued because whereabouts unknown due to evacuation, after whereabouts become known and if still eligible
  • Consider people evacuated from state as temporarily absent to maintain enrollment
  • Treat Federally facilitated Marketplace assessments as eligibility determinations or fully delegate eligibility determination authority to Federally facilitated Marketplace
  • Expand application processing times
  • Suspend adverse actions for those in disaster area where state has completed determination but has not yet sent notice or state believes notice likely not received
  • Temporarily increase HCBS waiver service payment rates if no change to rate methodology and no impact on cost neutrality
Amended/Updated Verification Plan – No CMS Approval Required
  • Accept self-attestation and conduct post-enrollment verification for eligibility criteria other than citizenship and immigration status (beyond case-by-case basis)
  • Adopt or increase reasonable compatibility thresholds for income inconsistencies
  • Allow reasonable explanation of inconsistencies in lieu of paper documentation
  • Temporarily suspend periodic data checks (beyond case-by-case basis)
State Plan Amendment – Can be Retroactive to 1st Day of Quarter
Coverage:
  • Increase financial eligibility thresholds (e.g., adopt ACA expansion, cover nonelderly MAGI group above 138% FPL)
  • Cover non-residents or state-defined subset of non-residents such as those living temporarily in state due to disaster in home state
  • Apply host state’s asset limit, or if less restrictive, asset limit from state where individual evacuated (if statewide rule)
Enrollment & Renewal:
  • Adopt or extend presumptive eligibility for certain populations
  • Extend hospital presumptive eligibility to non-MAGI groups
  • Establish state as presumptive eligibility qualified entity to enroll individuals based on preliminary application information
  • Provide 12-month continuous eligibility for children
  • Develop simplified paper application for affected areas
  • Extend reasonable opportunity period to provide documentation for immigration status
Benefits:
  • Temporarily modify copayment requirements to support access to services (if rule applies statewide)
  • Offer additional benefits (if comparable for all categorically needy groups and statewide with free choice of provider, or via alternative benefit plan with free choice of provider)
  • Change amount, duration, or scope of covered benefits
  • Amend payment methodology to account for increased cost of personal protective equipment for home care workers
Health Plan Contract/Oversight
  • Temporarily suspend out of network requirements for managed care enrollees
  • Require health plans to expedite processing of new prior authorization requests and allow flexibility in documentation (e.g., physician signature)
Section 1115 Waiver – state is deemed to meet budget neutrality if federally declared disaster, waiver can be retroactive to date of Secretary-declared public health emergency, exemptions from public notice in emergencies
Coverage:
  • Increase eligibility limits for specific categories in specific geographic regions

Enrollment & Renewal:

  • Provide 12-month continuous eligibility for adults or for a subset of children
  • Allow self-attestation for citizenship and immigration status if unable to verify by data sources and individual unable to document due to disaster

Benefits:

  • Provide benefits to targeted group of enrollees impacted by disaster
  • Temporarily modify copayment requirements to support access to services (less than statewide)
  • Authorize off-island coverage for those in territories eligible for FEMA transitional shelter assistance who are temporarily relocated to a state

Long-Term Services and Supports:

  • Temporarily suspend requirement to be institutionalized at least 30 days and have income below 300% SSI to be eligible for special income group
  • Temporarily suspend asset transfer rules for those placed in nursing homes
  • Apply host state’s asset limit, or if less restrictive, asset limit from state where individual evacuated (if less than statewide)
  • Do not reduce institutional provider payments by post-eligibility treatment of income
Section 1135 Waiver – if President declares national emergency and HHS Secretary declares public health emergency
Benefits:
  • Temporarily suspend fee-for-service prior authorization requirements and/or require providers to extend prior authorization through the termination of emergency declaration
Covered Providers:
  • Temporarily waive requirements for out-of-state providers to be licensed in state where they are providing services if provider is licensed by another state Medicaid agency or Medicare
  • Temporarily waive provider screening requirements, such as application fees, criminal background checks, and site visits, to ensure sufficient number of providers
  • Temporarily cease revalidation of providers in state or who are otherwise directly impacted by disaster
  • Temporarily suspend pending enforcement or termination actions or payment denial sanction to specific provider
  • Allow facilities to provide services in alternative settings such as temporary shelters when provider facility is inaccessible
  • Temporarily allow non-emergency ambulance providers

Long-Term Services and Supports:

  • Provide nursing home care to evacuees in host state for less than 30 days if individual is Medicaid-eligible in home state
  • Temporarily suspend pre-admission screening and annual resident review assessments for 30 days
  • Extend minimum data set authorizations for nursing home and skilled nursing facility residents
  • Temporarily suspend requirement that home health agency aides be supervised for 2 weeks by registered nurse
  • Temporarily suspend requirement that hospice aides be supervised by registered nurse every 14 days
  • Modify or suspend certain state survey agency activities

Appeals:

  • Allow direct access to fair hearing without first exhausting managed care appeal
  • Extend timeframes for individuals to request managed care appeals or state fair hearings
Section 1915 (c) Home and Community-based Services Waiver Appendix K – can be submitted before or during emergency, can be retroactive to date of event
Eligibility:
  •  Increase number of unduplicated waiver enrollees
  • Temporarily increase individual cost limit to assure health and welfare
  • Modify eligibility targeting criteria to serve more enrollees and forestall institutionalization in emergency
  • Extend level of care authorizations for 12 months

Benefits:

  • Add covered services not expressly authorized in statute if necessary to assist waiver enrollees to avoid institutionalization
  • Modify scope of covered services and temporarily exceed individual service limits to ensure health and welfare
  • Institute or expand self-direction
  • Temporarily suspend prior authorization and extend medical necessity authorizations
  • Modify person-centered planning process, including qualifications of individuals required to develop plan

Providers:

  • Temporarily increase payment rates with a temporary change in rate methodology and/or impact on cost neutrality
  • Amend payment methodology to account for increased cost of personal protective equipment for home care workers
  • Allow payment for services provided by family caregivers or legally responsible relatives
  • Temporarily modify provider types, qualifications, and licensure or other setting requirements
  • Include retainer payments to personal care assistants when waiver enrollee is hospitalized or absent from home up to 30 days
  • Expand covered settings to include out-of-state
  • Temporarily allow payment for waiver services up to 30 days to support enrollees in acute care hospital or short-term institutional stay when services are required for communication and behavioral stabilization and not provided by institution
SOURCES: CMS, COVID-19 Frequently Asked Questions for State Medicaid and Children’s Health Insurance Program (CHIP) Agencies (March 12, 2020); Medicaid and CHIP Coverage Learning Collaborative, Disaster Preparedness Toolkit for State Medicaid Agencies (Aug. 20, 2018); Medicaid and CHIP Coverage Learning Collaborative, Inventory of Medicaid and CHIP Flexibilities and Authorities in the Event of a Disaster (Aug. 20, 2018); CMS, 1915 (c) Home and Community-Based Services Waiver Instructions and Technical GuidanceAPPENDIX K: Emergency Preparedness and Response.

Endnotes

  1. See for example: “Governor Murphy Announces Efforts to Support Consumer Access to COVID-19 Screening, Testing, and Testing-Related Services”, State of New Jersey, accessed March 12, 2020, https://www.nj.gov/governor/news/news/562020/20200310a.shtml; “Governor Cuomo Announces New Directive Requiring New York Insurers to Waive Cost-Sharing for Coronavirus Testing”, New York State, accessed March 12, 2020, https://www.governor.ny.gov/news/governor-cuomo-announces-new-directive-requiring-new-york-insurers-waive-cost-sharing; “Gov. Whitmer announces Michigan medicaid will waive co-pays for COVID-19 testing”, WZZM13, accessed March 12, 2020, https://www.wzzm13.com/article/news/health/coronavirus/governor-whitmer-announces-copay-price-waive-for-coronavirus-testing-in-michigan/69-9e7e7363-08a3-4d4d-98db-0687e442e8f7. ↩︎
  2. U.S. Citizenship and Immigration Services, “Public Charge,” https://www.uscis.gov/greencard/public-charge, accessed March 16, 2020. ↩︎
Poll Finding

KFF Coronavirus Poll: March 2020

Published: Mar 17, 2020

Findings

In the midst of the largest health crisis to hit the United States and the world in the current era, a new KFF poll finds that many U.S. residents have faced disruptions in their lives from the coronavirus pandemic, and large shares are worried about their own risk as well as the economic consequences. This is an incredibly fast-moving crisis, with guidance and policy decisions changing daily. The new survey finds major differences from the KFF February Health Tracking Poll, and even in the span of the 5-day period in which the new survey was fielded, there were changes in the public’s levels of concern and reported behaviors. KFF will continue tracking the public’s attitudes and experiences in the coming weeks and months as the crisis evolves.

Key findings:

  • Four in ten say their life has been disrupted “a lot” or “some” as a result of the coronavirus outbreak, and many worry that they or someone in their family will get sick (62%), that their retirement or college savings will be negatively impacted (51%), or that they won’t be able to afford testing or treatment for coronavirus if they need it (36%).
  • Among workers, about half (53%) are worried they will lose income due to a workplace closure or reduced hours, and four in ten (41%) worry they will put themselves at risk of coronavirus exposure because they can’t afford to stay home from work. These worries are particularly prevalent among workers in lower-income households (earning less than $40,000 a year), part-time workers, and hourly wage-earners, many of whom say their employer does not offer them paid sick leave or paid time off to care for a sick family member.
  • Parents of children under age 18 are disproportionately worried about someone in their family getting sick, and disproportionately likely to say their lives have been disrupted by the outbreak. Among parents facing school or daycare closures, two-thirds (66%) say their life has been disrupted. Lower-income parents and those who work non-salaried jobs are the most likely to say it would be difficult to find alternative childcare in the event of a school closure.
  • The survey was in the field as social distancing measures were being put in place across the country, and many adults report taking measures like changing or canceling travel (42%), canceling plans to attend large gatherings (40%), stocking up on food, supplies and medications (35%), staying home instead of going to work or other regular activities (26%), and buying or wearing a protective mask (12%). Although older adults and those with serious health conditions are at greater risk from serious complications if infected with coronavirus, these groups are not more likely than the general public to report taking these types of precautions.
  • Large shares of the public are aware of basic facts about the symptoms of coronavirus infection, as well as methods of transmission and recommended ways to slow the spread of the disease. While most also recognize that someone who thinks they are experiencing symptoms of coronavirus infection should stay and home and call a medical provider, one-quarter think they should seek care immediately at an emergency room or urgent care facility, rising to about four in ten (38%) among those with lower incomes.
  • Large shares trust the U.S. Centers for Disease Control and Prevention and the World Health Organization to provide reliable information about coronavirus. About half (46%) trust President Trump, with sharp divides along partisan lines. Partisans are also divided on other attitudes and behaviors, with larger shares of Democrats than Republicans expressing worry, saying their lives have been disrupted, and to report taking various precautionary measures.

Precautions and Preparations

many report taking various measures to prepare FOR or protect against coronavirus, with few differences across age and health status but large partisan differences

About two-thirds of people report taking some type of precaution or making some type of preparation in reaction to the coronavirus outbreak. Most commonly, 42% say they decided not to travel or changed travel plans (up from 13% in the February KFF Health Tracking Poll), 40% say they canceled plans to attend large gatherings, and 35% say they stocked up on items like food, household supplies, or medications. One quarter (26%) say they stayed home instead of going to work, school, or other activities. Twelve percent say they bought or wore a protective mask, which is currently recommended only for those who are sick.

Figure 1: Many Report Various Measures In Reaction To Coronavirus Outbreak

The survey was in the field over a period of five days (March 11-15), during which social distancing measures were being put into place across the country. Some of these precautions were more commonly reported among those who took the survey later in the field period. For example, among those who took the survey between March 13-15, 49% say they canceled plans to attend large gatherings, 47% say they changed travel plans, and 33% say they stayed home instead of going to work or regular activities.

Some people report being unable to get different types of supplies as a result of the outbreak, including about four in ten (42%) who say they were unable to get cleaning supplies or hand sanitizer, 19% who were unable to get groceries (rising to 30% among those who took the survey between March 13-15), and 4% who were unable to get prescription medications.

Figure 2: Many Report Being Unable To Get Supplies Due To Coronavirus

Older people and those who live in a household where someone has a serious health condition are not more likely than other groups to report taking various precautions, even though they are among the groups most at risk of developing serious complications if infected with coronavirus1 .

Instead, there is a large partisan difference in the share who report taking precautions, with Democrats more likely than Republicans to say they changed travel plans (53% vs. 29%) or canceled plans to attend large gatherings (49% vs. 28%). Overall, eight in ten Democrats and about half of Republicans (53%) report taking at least one of these precautions.

Figure 3: Similar Shares Report Taking Precautions Regardless Of Age Or Chronic Condition Status In Household
Figure 4: Democrats More Likely Than Republicans To Report Taking Coronavirus Precautions

Despite widespread reports of the limited availability of testing for coronavirus, two-thirds of adults think they would be able to get a test if they needed one. Just over half of Democrats (53%) think they would be able to get a test if needed, compared to about two-thirds of independents (65%) and nearly three-fourths of Republicans (73%).

Figure 5: About Half Of Democrats Think They Would Be Able To Get Test For Coronavirus, Compared To Three In Four Republicans

Experiences and Worries

FOUR in ten say their life has been disrupted by the outbreak

Overall, 40% of the public says their life has been disrupted at least “some” by the coronavirus outbreak, including 16% who say it has been disrupted “a lot.” Among those answering the survey between March 13-15, half (50%) say their life was disrupted, including 22% who said it was disrupted “a lot.” Those most likely to say their life was disrupted include Hispanics (50%), women (46%), and parents of children under age 18 (45%).

Figure 6: Women, Parents, Hispanic Adults Most Likely To Report Life Disruption From Coronavirus

There is also a partisan difference in the share reporting life disruption from the coronavirus, with about half of Democrats (49%) compared to three in ten Republicans (30%) saying their lives have been disrupted “a lot” or “some.”

Table 1: Self-Reported Life Disruption from Coronavirus by Party Identification
How much, if at all, has your life been disrupted by the coronavirus outbreak?Party ID
TotalDemocratsIndependentsRepublicans
A lot/Some (NET)40%49%40%30%
A lot16%18%17%14%
Some24%31%24%17%
Just a little/None (NET)59%51%60%70%
Just a little29%29%27%31%
None31%22%32%39%

BIGGEST PERSONAL WORRY IS ABOUT A FAMILY MEMBER GETTING SICK, with large shares also worrying about lost income or savings

Large shares of the public report being worried about various potential impacts of coronavirus in their own lives. Most commonly, 62% say they are “very” or “somewhat” worried that they or a family member will get sick from coronavirus. About half also express financial worries, including that their investment savings will be negatively impacted (51%, rising to 61% among those with annual incomes over $90,000) or that they’ll lose income due to a workplace closure or reduced hours (46%). Just over a third (36%) worry they won’t be able to afford testing or treatment for coronavirus if they need it, including 64% of Hispanics and 66% of adults ages 18-64 without health insurance. A similar share (35%) of adults overall worry they will put themselves at risk of exposure to coronavirus because they can’t afford to stay home and miss work.

Figure 7: Personal Worries About Coronavirus Include Family Member Getting Sick, Various Economic Impacts

There are large partisan difference in worries about the coronavirus. Nearly three-quarters of Democrats (73%) say they are “very” or “somewhat” worried that they or someone in their family will get sick from the virus, compared with half of Republicans. Democrats are also much more likely than Republicans to worry about loss of job-related income (54% vs. 27%), being unable to afford coronavirus testing or treatment (46% vs. 16%), and putting themselves at risk of exposure because they can’t afford to miss work (43% vs. 20%).

Figure 8: Democrats More Likely Than Republicans To Worry About Negative Consequences Of Coronavirus

Parents of children under age 18 (68%) are more likely than others to say they’re worried that someone in their family will get sick from coronavirus, as are Hispanics (83%) and those with incomes under $40,000 (68%).

Adults under age 60 are only slightly more likely than those ages 60 and older to worry about themselves or a family member getting sick (65% vs. 56%). Although those with serious health conditions are at higher risk for complications of coronavirus, those who have a chronic condition themselves of live in a household with someone who does are not significantly more likely to worry about themselves or a family member getting sick compared to those who say no one in their household has such a condition (65% vs. 61%).

Figure 9: Parents, Hispanic Adults, And Those With Lower Incomes More Likely To Worry About Family Member Getting Sick

These worries are taking a toll for some. About a third of adults overall (32%) feel that worry and stress related to coronavirus has had a negative impact on their mental health, including 14% who say it has had a “major” impact.

Figure 10: One-Third Report Feeling Negative Mental Health Effects From Worry About Coronavirus

LOW-INCOME, HOURLY, AND PART-TIME WORKERS ARE PARTICULARLY WORRIED, AND PARTICULARLY VULNERABLE TO ECONOMIC CONSEQUENCES

Work-related worries vary by people’s employment status. About half (53%) of those who are employed say they are very or somewhat worried that they will lose income due to a workplace closure or reduced hours because of coronavirus, rising to 73% of workers with household incomes less than $40,000, 68% of those who work part-time, 61% of those who are payed by the job, 60% of those who are paid by the hour, and 60% of those who are self-employed.

Four in ten workers (41%) express worry that they will put themselves at risk of exposure to coronavirus because they can’t afford to stay home and miss work, a worry that is highest among lower-income workers (60%), part-time workers (49%), and those paid by the hour (46%) or by the job (43%). Among those who say they or someone in their household works in a health care delivery setting, a group at higher risk for coronavirus exposure, 40% say they worry about putting themselves at risk because they can’t afford not to work.

Table 2: Employment-Related Worries Related to Coronavirus
Percent who are very or somewhat worried that they will…HoursCompensationHousehold incomeEmployer
Total employedFull-timePart-timeSalaryHourlyBy the job<$40K$40 to <$90K$90K+Self-employedWork for someone else
Lose income due to a workplace closure or reduced hours because of coronavirus53%50%68%38%60%61%73%52%41%60%52%
Put themselves at risk of exposure to coronavirus because they can’t afford to and miss work41%39%49%30%46%43%60%38%28%37%42%

One in ten employed adults report that they have already lost income from a job or business because of coronavirus. This share rises to about one-quarter (23%) among those who are self-employed, 21% of those who are paid by the job, and 18% of part-time workers.

Figure 11: One In Ten Workers Report Lost Income From Work Or Business, Including One-Quarter Of Self-Employed And Contract Workers

As social distancing measures have been put in place across the country, many employers have asked or required all or part of their workforce to work from home. About half of those who are employed (45%) say they can do at least part of their job from home, but the share is much lower among lower-income workers (29%), part-time workers (32%), hourly workers (25%).

Most workers overall (64%) say their employer offers them paid time off if they are sick or ill, and about four in ten (43%) say their employer offers them paid time off to care for an ill family member. This leaves about one-third (32%) who say they do not get paid sick leave and about half (51%) who say they do not get paid family leave.

Those who work part-time, workers who are paid hourly or by the job, and those with lower incomes are much less likely to report having paid leave of any type. A recent KFF analysis provides more detail on how paid leave policies vary by state, average wage level, and employer size and discusses the implications for workers.

Table 3: Remote Work and Paid Leave
Among those who are employedTotal employedHoursCompensationHousehold income
Full-timePart-timeSalaryHourlyBy the job<$40K$40 to <$90K$90K+
Percent who say if required to remain at home because of a quarantine or school or work closure, they could do at least part of their job from home45%48%32%79%25%47%29%42%63%
Percent whose employer offers them paid time off if they are sick or ill64%70%38%86%61%25%51%69%70%
Percent whose employer offers them paid time off to care for a family member who is sick or ill43%48%18%66%36%17%31%42%56%

PARENTS FACING SCHOOL CLOSURES ARE PARTICULARLY LIKELY TO SAY THEIR LIVES HAVE BEEN DISRUPTED

Among parents of children under age 18, nearly half (45%) say their lives have been disrupted at least “some” by the coronavirus outbreak. Among those who say their child’s school or daycare has closed as a result of the outbreak, two-thirds (66%) say their lives have been disrupted, including 36% who say they’ve been disrupted “a lot.” About a third of parents (36%) in the survey overall say their child’s school or daycare has closed for some amount of time, a share that increased sharply throughout the survey field period. Among parents answering the survey between March 13-15, 63% say their child’s school or daycare had closed.

While most parents say it would not be difficult to find alternative childcare if their child’s school or daycare closed for 2 weeks or more, about one-third say it would be “very” or “somewhat” difficult. Those most likely to say it would be difficult include parents with household incomes less than $40,000 (46%), and working parents who do not get paid family leave (45%) or are paid by the hour or the job (42%).

Table 4: Alternative Childcare Issues Among Parents
If your child’s school or daycare was closed for two weeks or more due to coronavirus, how difficult, if at all, would it be for you to find alternative childcare?Total parentsHousehold incomePaid family leave?Compensation
<$40K$40K or moreYesNoPaid hourly or by job
Difficult (NET)33%46%27%27%45%42%
Very difficult19%29%13%11%28%24%
Somewhat difficult14%17%14%16%18%18%
Not difficult (NET)61%50%67%67%48%52%
Not too difficult15%13%14%19%12%12%
Not at all difficult47%36%53%48%36%40%
Not applicable/child doesn’t require childcare5%4%5%5%6%6%

Knowledge and Sources of Information

Public mostly knows key facts about coronavirus, though some gaps in knowledge remain

Overall, large majorities of the public are aware of key information about prevention, transmission, risk, and treatment of coronavirus. However, sizeable shares hold some misconceptions that could potentially lead to confusion about how to identify symptoms or what to do if they or someone in their household becomes ill.

Overwhelming majorities, across partisans and demographic groups, know that frequent handwashing, staying home if you are sick, and avoiding large gatherings are recommended by public health experts as a way to help slow the spread of coronavirus. Nine in ten are aware that coronavirus can be transmitted by being in close proximity with someone who is infected and by touching surfaces that contain small amounts of bodily fluids from an infected person.

The public is also generally knowledge about the symptoms of coronavirus, as 95% know that a fever is a common symptom of the virus and 80% know that a dry cough is a common symptom. Overwhelming majorities know that adults ages 60 or older and those with pre-existing medical conditions are at a higher risk of developing serious medical complications from the coronavirus (96% and 98% respectively). About nine in ten (89%) are aware that there currently is no vaccine for coronavirus, and a similar share (86%) knows that the seasonal flu vaccine does not provide protection from the coronavirus.

However, there remain some notable knowledge gaps which may lead to confusion about when to seek care or testing or who is most at risk. For example, a majority of adults (56%) think nasal congestion is a common symptom of coronavirus. However, according to data reported by the World Health Organization, nasal congestion was present in only 5% of coronavirus cases in China.2  Similarly, four in ten adults mistakenly think children are at a higher risk of developing serious medical issues due the coronavirus, including 39% of parents. Thus far, however, children do not appear to be a higher risk.3 

Table 5: Public Knowledge About Various Aspects Of Coronavirus
Large shares get many facts right…But some knowledge gaps remain…
Recommendations to slow spread of coronavirus
Between 88%-97% know that frequent handwashing, staying home if feeling sick, and avoiding large gatherings are recommended25% think it is recommended for health people to wear masks in public
How coronavirus is transmitted
Nine in ten know transmission occurs through close physical proximity (90%) or touching surfaces that contain small amounts of bodily fluids from someone who is infected (91%)12% think coronavirus is transmitted through mosquito bites
Common symptoms
Large majorities recognize fever (95%) and dry cough (80%) as common symptoms, and 85% know that rash is not a symptom56% think nasal congestion is a common symptom of coronavirus
Who is at most risk of serious complications
Nearly everyone recognizes that people with chronic health conditions (98%) and those over the age of 60 (96%) have a higher risk of developing serious medical issues if they become infected40% think children are at higher risk
What happens to most people infected
65% recognize that most people infected with coronavirus recover without serious complications23% think most people develop serious complications that require intensive care.
Vaccine
89% know there is no vaccine for COVID-19, and 86% know that the flu vaccine doesn’t protect against it

While most adults (73%) know that someone who thinks they are experiencing symptoms of coronavirus should stay home and call a doctor or medical provider, one in four (25%) think that someone experiencing symptoms should seek immediate care at an emergency room or urgent care facility, including 38% of lower-income adults and 39% among those ages 18-64 who are uninsured.

Figure 12: About Four In Ten Lower-Income Adults Say Those With Symptoms Should Seek Immediate Care At An ER Or Urgent Care Facility

most feel they have enough information TO PROTECT THEMSELVES, with cdc and who most trusted sources

About eight in ten adults (83%) say they feel they have enough information about how to protect themselves and their family from coronavirus while 16% say they don’t have enough information. The share who feel they don’t have enough information is somewhat higher among adults who are Black (25%) or Hispanic (22%), and those with a high school education or less (20%).

More than eight in ten adults (85%) say they trust the U.S. Center for Disease Control and Prevention (CDC) as a source for reliable information on coronavirus. More than three in four (77%) trust the World Health Organization (WHO) as a reliable source of information, while seven in ten trust their local government officials (70%) or their state government officials (71%). Fewer say they trust the news media (47%) and President Trump (46%) as a reliable source of information on coronavirus.

Figure 13: Most Trust The CDC And WHO As Sources Of Information While Half Trust The News Media And President Trump

There are some notable partisan differences on who the public trusts as reliable sources of information. While 88% of Republicans have a great deal or a fair amount of trust in President Trump to provide reliable information about coronavirus, 80% of Democrats say they have not much or no trust in the President. Notably, Democrats are more likely than Republicans to trust the news media to provide reliable information (69% vs. 29%).

Trust for both the CDC and WHO is high across partisan groups. Similar shares of Democrats (85%) and Republicans (90%) trust the CDC to provide reliable information about the virus, but Democrats are somewhat more likely than Republicans to trust the WHO (90% vs 71%).

Table 6: Trust In Sources of Coronavirus Information By Party Identification
Percent who say they trust each of the following a great deal or a fair amount to provide reliable information on coronavirus:TotalParty ID
DemocratsIndependentsRepublicans
The U.S. Centers for Disease Control and Prevention, or CDC85%85%85%90%
The World Health Organization, or WHO77%90%75%71%
State government officials71%80%67%72%
Local government officials70%77%65%74%
The news media47%69%41%29%
President Trump46%19%42%88%

More generally, when it comes in their level of trust in presidential candidates to handle public health emergencies like the coronavirus outbreak, about four in ten adults overall say they trust President Donald Trump (44%), Joe Biden (44%), and Bernie Sanders (41%) “a great deal” or “a fair amount.” There is a large partisan divide, with 86% of Republicans expressing at least a fair amount of trust in President Trump compared with 20% of Democrats. Among Democrats, at least seven in ten trust both Joe Biden (76%) and Bernie Sanders (70%) to handle a public health emergency.

Table 7: Trust In Trump, Sanders, and Biden to Handle Public Health Emergencies
How much do you trust each of the following to handle public health emergencies like the current coronavirus outbreak?TotalParty ID
DemocratsIndependentsRepublicans
Donald Trump
A great deal/a fair amount44%20%40%86%
Not much/Not at all51%79%53%11%
Bernie Sanders
A great deal/a fair amount41%70%41%13%
Not much/Not at all48%23%47%80%
Joe Biden
A great deal/a fair amount44%76%39%20%
Not much/Not at all45%18%49%74%

 

Methodology

This KFF Coronavirus Poll was designed and analyzed by public opinion researchers at the Kaiser Family Foundation (KFF). The survey was conducted March 11th -15th, 2020, among a nationally representative random digit dial telephone sample of 1,216 adults ages 18 and older, living in the United States, including Alaska and Hawaii (note: persons without a telephone could not be included in the random selection process). Computer-assisted telephone interviews conducted by landline (246) and cell phone (970, including 702 who had no landline telephone) were carried out in English and Spanish by SSRS of Glen Mills, PA. To efficiently obtain a sample of lower-income and non-White respondents, the sample also included an oversample of prepaid (pay-as-you-go) telephone numbers (25% of the cell phone sample consisted of prepaid numbers). Both the random digit dial landline and cell phone samples were provided by Marketing Systems Group (MSG). For the landline sample, respondents were selected by asking for the youngest adult male or female currently at home based on a random rotation. If no one of that gender was available, interviewers asked to speak with the youngest adult of the opposite gender. For the cell phone sample, interviews were conducted with the adult who answered the phone. KFF paid for all costs associated with the survey.

The combined landline and cell phone sample was weighted to balance the sample demographics to match estimates for the national population using data from the Census Bureau’s 2018 American Community Survey (ACS) on sex, age, education, race, Hispanic origin, and region along with data from the 2010 Census on population density. The sample was also weighted to match current patterns of telephone use using data from the July-December 2018 National Health Interview Survey. The weight takes into account the fact that respondents with both a landline and cell phone have a higher probability of selection in the combined sample and also adjusts for the household size for the landline sample, and design modifications, namely, the oversampling of prepaid cell phones and likelihood of non-response for the re-contacted sample. All statistical tests of significance account for the effect of weighting.

The margin of sampling error including the design effect for the full sample is plus or minus 3 percentage points. Numbers of respondents and margins of sampling error for key subgroups are shown in the table below. For results based on other subgroups, the margin of sampling error may be higher. Sample sizes and margins of sampling error for other subgroups are available by request. Note that sampling error is only one of many potential sources of error in this or any other public opinion poll. Kaiser Family Foundation public opinion and survey research is a charter member of the Transparency Initiative of the American Association for Public Opinion Research.

GroupN (unweighted)M.O.S.E.
Total1,216±3 percentage points
Party Identification
Democrats356±6 percentage points
Republicans310±6 percentage points
Independents380±5 percentage points
Age
18-39424±5 percentage points
40-59373±5 percentage points
60-74256±7 percentage points
75 and older136±10 percentage points
60 and older392±5 percentage points

Endnotes

  1. U.S. Centers for Disease Control and Prevention. (March 2020). Coronavirus Disease 2019 (COVID-19). https://www.cdc.gov/coronavirus/2019-ncov/specific-groups/high-risk-complications.html ↩︎
  2. World Health Organization. (March 2020). Report of the WHO-China Joint Mission on Coronavirus Disease 2019. https://www.who.int/docs/default-source/coronaviruse/who-china-joint-mission-on-covid-19-final-report.pdf ↩︎
  3. U.S. Centers for Disease Control and Prevention. (March 2020). Coronavirus Disease 2019 (COVID-19) and Children. https://www.cdc.gov/coronavirus/2019-ncov/prepare/children-faq.html ↩︎

What Issues Will Uninsured People Face with Testing and Treatment for COVID-19?

Published: Mar 16, 2020

With COVID-19 cases rising in the US, issues surrounding access to testing and treatment for uninsured individuals have taken on heightened importance. Efforts to limit the spread of the coronavirus in the United States are dependent on people who may have been exposed to the virus or who are sick getting tested and seeking medical treatment. However, the uninsured are likely to face significant barriers to testing for COVID-19 and any care they may need should they contract the virus.

In 2018, there were nearly 28 million nonelderly people in the US who lacked health insurance. States that have not expanded Medicaid under the ACA generally have higher uninsured rates than states that did. Adults, low-income individuals and people of color are at greater risk of being uninsured. Most uninsured lack coverage because of high cost or because of a recent change in their situation that led to a loss of coverage, such as a loss of a job. Though most uninsured people have a full time worker (72%) or part-time worker (11%) in their family, many people do not have access to coverage through a job, and some people, particularly poor adults in states that did not expand Medicaid, remain ineligible for financial assistance for coverage.

Many uninsured adults work in jobs that may increase their risk of exposure to COVID-19. Most uninsured adults are working. Because of the jobs they have, uninsured workers may be at greater risk of exposure to the disease. Among the top ten occupations reported by the uninsured, many are service-oriented, such as drivers, cashiers, restaurant servers and cooks, and retail sales that cannot be performed through telework and bring the uninsured into regular contact with the public (Figure 1). In addition, data analysis finds that nearly six million adults who are at higher risk of getting a serious illness if they become infected with coronavirus are uninsured.

Figure 1: Occupations with the Largest Numbers of Uninsured Workers, 2018

Uninsured workers who must take off work because they or family members are sick could face significant financial consequences. The U.S. does not have a federal law guaranteeing paid sick leave, and only 11 states and DC currently require paid sick leave. The burden of the lack of paid sick leave falls more heavily on low-wage and uninsured workers. In 2018, just over a quarter (26%) of uninsured workers said they had paid sick leave. Facing the risk of not getting paid or possibly losing their position if they do not show up for work, uninsured workers who are not provided sick leave may be reluctant to take time off, which could put their health at risk and could undermine efforts to control the spread of coronavirus.

Congress enacted legislation that would require certain employers to provide paid sick leave during this public health crisis; however, this new policy will not reach all uninsured workers. Under the emergency paid sick leave provisions in the Families First Coronavirus Response Act, workers in all public agencies as well as at some private firms with between 50 and 500 employees must be compensated at least a portion of their regular pay for 14 days if they take time off to address health needs for themselves or family members or to care for children due to school closures. If workers need more than 14 days off work to care for children due to school closures, they may be able to obtain up to 2/3 of their typical compensation for up to three months, but this policy does not extend to all workers and excludes employees at businesses with more than 500 employees. These new leave policies take effect two weeks after enactment of the legislation and the benefits are not retroactive, which means that uninsured workers who already took leave due to coronavirus would not be compensated for that time.

Barriers to COVID-19 Testing and Treatment

People who are uninsured will likely face unique barriers accessing COVID-19 testing and treatment services. Over half of the uninsured do not have a usual place to go when they need medical care, and one in five uninsured adults in 2018 went without needed medical care due to cost (Figure 2). Studies repeatedly demonstrate that uninsured people are less likely than those with insurance to receive services for major health conditions and chronic diseases. Without a usual source of care, the uninsured may not know where to go to get tested if they think they have been exposed to the virus and may forego testing or care out of fear of having to pay out-of-pocket for the test. The Emergency Medical Treatment and Labor Act requires hospitals to screen and stabilize patients with emergent conditions, however, they are not required to provide the care at no cost for patients who cannot pay, and they are not required to provide treatment for non-emergent conditions. As a result, uninsured individuals are less likely to use the emergency department than people with insurance, and the high costs of ED care may dissuade those without coverage from seeking care in that setting.

Figure 2: Barriers to Health Care among Nonelderly Adults by Insurance Status, 2018

Uninsured individuals who contract COVID-19 and need medical care will likely receive large medical bills, even if they have low incomes and are unable to pay. When uninsured individuals need medical care, the costs can be prohibitive. Uninsured people pay the full cost of care, often at higher rates than those with insurance whose coverage may negotiate lower rates than a hospital otherwise charges. While some uninsured can get care at community health centers and other safety net providers, these providers have limited resources and capacity, and not all uninsured have geographic access to a safety net provider. Because the U.S. lacks a comprehensive hospital charity care policy, uninsured individuals who use hospital care will be billed for the services. Uninsured individuals who meet certain criteria may qualify for a hospital’s charity care program to reduce any hospital bills; however, not all hospitals are required to offer charity care programs, and among those that do, the eligibility criteria can vary widely. Fear of large and unaffordable medical bills can deter uninsured individuals from getting the care they need. In the context of a public health emergency, decisions to forego care because of costs can have devastating consequences.

Options for Reducing Barriers to COVID-19 Testing and Treatment

Federal legislation enacted in response to the coronavirus crisis ensures free testing for uninsured individuals. The Families First Coronavirus Response Act signed into law on March 18, 2020 includes a provision that gives states the option to expand Medicaid coverage to uninsured individuals in their state to provide coverage for COVID-19 diagnosis and testing with 100% federal financing. Although the coverage is limited to testing services, it will ensure more uninsured can access free testing, since the legislation also requires state Medicaid programs to cover diagnosis and testing for COVID-19 with no cost sharing. The legislation also appropriates $1 billion to the National Disaster Medical System to provide reimbursement to providers for the costs associated with diagnosis and testing of uninsured individuals. However, the legislation does not address coverage of COVID-19 treatment costs for people who are uninsured.

While the federal legislation will reduce barriers to COVID-19 testing, additional steps will be required to reduce barriers to accessing treatment for uninsured individuals who get sick. Expanding comprehensive coverage options to the uninsured would facilitate access to COVID-19 treatment for those who need it. Decisions by states that have not yet adopted the Medicaid expansion to do so would provide eligibility for coverage to the 2.3 million nonelderly uninsured adults in the coverage gap. In addition to adopting the Medicaid expansion, the federal government could provide flexibility to states to use Medicaid Section 1115 waiver and/or Section 1135 waiver authority to cover individuals who would not otherwise be eligible for coverage during the public health crisis, and potentially beyond. These waivers have been used in past emergencies to expand coverage. Additionally, states that operate their own health insurance marketplaces could provide a special enrollment period (SEP) in response to the coronavirus outbreak to allow uninsured individuals to enroll in coverage. Washington, Massachusetts, and Maryland recently announced coronavirus-related SEPs for uninsured residents. The federal government could also establish a national special enrollment period that would apply across all states, allowing many more uninsured to sign up for coverage.

In lieu of expanding coverage, providing funding to providers to expand COVID-19 services to uninsured individuals or to reimburse them for uncompensated costs they incur could also facilitate access to needed care. The supplemental appropriations legislation to finance the response to coronavirus included $100 million to community health centers to support increased access to testing and primary care services in medically underserved areas. However, this funding does not address costs to hospitals for treatment of infected individuals. Congress could appropriate additional funds to cover hospital costs related to treating uninsured individuals who contract the disease and need hospital care. Programs such as the National Disaster Medical System (NDMS) or Disproportionate Share Hospital (DSH) program could be used to reimburse hospitals for uncompensated costs; however, additional funding would be needed to cover the treatment costs related to COVID-19. Democratic Presidential candidate, Joe Biden, has proposed utilizing the NDMS by expanding its authority to reimburse providers for the costs of testing, treatment, and vaccines associated with COVID-19 for uninsured individuals and by providing full funding of those costs.

Potential Costs of Coronavirus Treatment for People with Employer Coverage

Authors: Matthew Rae, Gary Claxton, Nisha Kurani, Daniel McDermott, and Cynthia Cox
Published: Mar 16, 2020

As COVID-19 spreads within the United States, questions have arisen over the potential costs people may face if they become severely ill and need treatment. While many large insurers have agreed to waive copayments and deductibles for COVID-19 tests, people with private insurance who face deductibles could still be on the hook for large treatment costs.

A new brief examines the potential cost of COVID-19 treatment to employer health plans and their enrollees by looking at typical spending for hospital admissions for pneumonia. It finds that for coronavirus patients with complications or comorbidities, treatment costs could top $20,000. Average out-of-pocket costs could exceed $1,300 for all admitted patients, including those without complications or comorbidities.

The analysis also estimates the likelihood of unexpected out-of-network charges (“surprise medical bills”) for coronavirus treatment, and finds that nearly 1 in 5 patients who have in-network admissions for pneumonia with major complications or comorbidities face out-of-network charges.

The analysis is part of the Peterson-KFF Health System Tracker, an online information hub dedicated to monitoring and assessing the performance of the U.S. health system.

For more data, analysis, polling and journalism on the COVID-19 pandemic, visit our special resource page on kff.org.

News Release

New Analysis Finds Inpatient Coronavirus Treatment Costs Could Top $20K for Patients with Employer Coverage

Published: Mar 16, 2020

A new issue brief estimates potential coronavirus treatment costs to large employer health plans and their enrollees by looking at typical spending for hospital admissions for pneumonia. The analysis finds that, for pneumonia admissions with major complications and comorbidities, the average total cost is $20,292. In comparison, the average cost for a patient with no complications or comorbidities is $9,763.

Average out-of-pocket costs could exceed $1,300 for all admitted patients, including those without complications or comorbidities.

While complications and deaths associated with the novel coronavirus (COVID-19) are concentrated among older adults, who will have different estimated costs under Medicare, many younger patients are expected to become seriously ill as the pandemic spreads in the United States. Those covered by employer-sponsored plans can expect to have copayments and deductibles associated with coronavirus testing waived by their insurers, but will still be responsible for the out-of-pocket costs associated with their treatment.

The analysis is part of the Peterson-KFF Health System Tracker, an online information hub dedicated to monitoring and assessing the performance of the U.S. health system.

For more data, analysis, polling and journalism on the COVID-19 pandemic, visit our special resource page on kff.org.

News Release

About 4 in 10 Adults in the U.S. Are At Greater Risk of Developing Serious Illness if Infected with Coronavirus, Due to Age or Underlying Health Conditions 

5.7 million Are Uninsured; State-Level Data Shows the Share at Higher Risk Varies By State

Published: Mar 13, 2020

Based on current understanding of risk, forty-one percent of adults ages 18 and older in the U.S. have a higher risk of developing more serious illness if they become infected with the virus that causes COVID-19, because they are older or have serious underlying health conditions, or both, according to a new KFF analysis.

Of the more than 105 million adults at higher risk if infected with coronavirus, most – 76.3 million, or 72 percent – are age 60 or older, the analysis finds. However, the remaining 29.2 million adults in this group are ages 18-59 and are at higher risk if infected due to an underlying medical condition such as heart disease, cancer, chronic obstructive pulmonary disease (COPD) or diabetes.

Nearly 6 million people at higher risk are uninsured, including 3.9 million adults under age 60 and 1.8 million who are ages 60-64. (Virtually all adults ages 65 and older are covered by Medicare.)

The share of adults at higher risk of serious illness if infected with the virus varies across the country, ranging from 31 percent in Washington D.C. to 51 percent in West Virginia. In Washington State, California and New York, some of the states hardest hit by COVID-19 so far, the share of adults at higher risk is 40 percent, 37 percent and 40 percent, respectively.

“A large share of adults have underlying conditions that put them at risk of getting more seriously ill if they get infected with coronavirus, which is why extraordinary measures are so critical,” said KFF President and CEO Drew Altman. “They are not all seniors — twenty nine million are under sixty, and a large group – approximately 5.7 million – are uninsured,” he added.

The Centers for Disease Control and Prevention has issued guidance for people at higher risk of serious illness, advising them to avoid crowds, cruises and non-essential air travel, and to stay home as much as possible to further reduce their risk of being exposed. Information from the World Health Organization cautions that older people and those with underlying medical conditions are at higher risk of getting severe COVID-19 disease.

KFF researchers analyzed data from the 2018 Behavioral Risk Factor Surveillance System (BRFSS) to estimate the total number of adults nationwide, and by state, with an elevated risk of serious illness if infected because of their age or underlying health condition, based on the current information made available by CDC.

The analysis defines older adults as individuals ages 60 or older. Younger adults, ages 18-59, are defined as at “at risk” if they get infected with coronavirus and have heart disease, cancer, chronic obstructive pulmonary disease (COPD) or diabetes, although researchers recognize that risk factors, including age, are evolving as the disease spreads and more is learned about its effects on different populations.

For more data and analysis related to the COVID-19 crisis, including a look at how the coronavirus might affect residents in nursing facilities, visit kff.org.

Data Note: How might Coronavirus Affect Residents in Nursing Facilities?

Published: Mar 13, 2020

Introduction

While knowledge about COVID-19 continues to evolve daily, experts agree that certain populations are particularly vulnerable to severe cases of the infection – those with chronic conditions, compromised immune systems, and of old age. Nursing facilities provide care to populations with those characteristics, and residents in these facilities are particularly at risk of developing serious illness or dying if infected. In 2017, there were approximately 1.3 million residents receiving care across 15,483 nursing facilities in the US (Table 1). This data note provides key data points to highlight the potential implications of COVID-19 on nursing facility residents and overall operations.

Share of nursing home residents receiving respiratory treatment

Many residents in nursing facilities have underlying respiratory issues and may be at particular risk of illness should they contract coronavirus. One common symptom of coronaviruses is respiratory illness. About 16 percent of all residents in nursing facilities across the US received respiratory treatment in 2017, which includes using respirators/ventilators, oxygen, inhalation therapy, and other treatment. Given the implications of this virus on respiratory systems, these residents could be at higher risk of severe outcomes if they were to become infected. In states such as Colorado and Utah, over 30% of residents in nursing facilities are receiving respiratory treatment (Table 1). Ventilator supply is also crucial to consider, given the increased demand for this equipment for those severely impacted by COVID-19.

Share of nursing home residents with depression

Anxiety and depression are also common among nursing facility residents, and these health problems may be exacerbated by fear, worry, or social isolation due to COVID-19. Residents in nursing facilities are at risk of being diagnosed with psychiatric disorders, with nearly 40% having experienced symptoms of depression (Table 1). In Washington, where media attention has been centered on the outbreak of coronavirus in nursing facilities, almost half of residents have experienced depression or depressive symptoms. Research on family involvement in long-term care has shown that family visitation can have potentially positive effects on cognitive and behavioral health diagnoses.1  Thus, visitor restrictions in nursing facilities, which are currently being implemented to lower the risk of exposure among residents who would be vulnerable to illness if infected, may also have negative impacts on residents’ mental health and increase the incidence of depressive symptoms.2 

Share of nursing homes with deficiencies in infection control

Deficiencies related to the spread of infectious disease are relatively common in nursing facilities, with nearly 40% of facilities having at least one infection control deficiency in 2017 (Table 1). Deficiencies related to infection control are the most common deficiency that nursing facilities report, followed by food sanitation (36%) and accident environment (34%). In Delaware, Mississippi, Missouri, Illinois, Michigan, and California, over half of facilities reported at least one deficiency related to infection control (Table 1 and Figure 1). Given the importance of following infection control procedures in mitigating the spread of the virus, facilities that have historically reported infection control deficiencies could be at elevated risk of a COVID-19 outbreak.

Figure 1: States with high shares of nursing homes with deficiencies related to spread of infection

Occupancy rates in nursing homes

Resident density could have an impact on how fast an outbreak of COVID-19 might spread in a particular facility. Nationally, four of every five nursing facility beds were filled in 2017, with some states such as New York and DC reporting even higher occupancy density (over 90%) (Table 1). Higher occupant density puts residents at risk of quicker spread.

In the early stages of the COVID-19 epidemic in the U.S., residents in nursing facilities have been affected more than any other group and account for a large share of deaths. These residents’ physical and mental health conditions, facilities’ abilities to deal with infectious disease, and occupancy rates are all important considerations when thinking about addressing the spread of COVID-19 in nursing homes and other vulnerable populations.

Table 1: COVID-19 Related Nursing Home Data Indicators
StateTotal number of nursing facilitiesTotal number of nursing facility residentsShare of residents in facilities receiving respiratory treatmentShare of residents in facilities with depressionShare of facilities with deficiencies related to infectious disease controlFacility occupancy rate
Alabama22822,48218%31%48%84%
Alaska1860812%35%33%88%
Arizona14511,34323%31%22%70%
Arkansas23117,43918%32%39%71%
California1198101,03016%23%63%85%
Colorado22116,07832%45%42%78%
Connecticut22322,65316%34%31%85%
Delaware454,18115%32%51%87%
Dist. of Columbia182,38014%24%39%92%
Florida69072,74117%32%42%87%
Georgia35933,04314%41%19%83%
Hawaii423,47410%24%43%85%
Idaho713,31928%49%49%63%
Illinois73166,64314%52%56%74%
Indiana55238,68215%41%35%73%
Iowa43723,63815%46%22%77%
Kansas27614,65718%47%34%77%
Kentucky28522,76020%36%37%85%
Louisiana27726,16912%26%29%77%
Maine1005,94713%49%15%87%
Maryland22624,41414%37%40%87%
Massachusetts39938,67311%38%30%84%
Michigan44338,06216%34%58%81%
Minnesota37524,75515%46%40%86%
Mississippi20415,95012%27%51%88%
Missouri51837,87416%38%52%70%
Montana724,15320%43%42%65%
Nebraska21411,39418%50%31%72%
Nevada615,33627%29%38%76%
New Hampshire746,44215%41%26%87%
New Jersey36444,03316%25%31%84%
New Mexico745,69324%39%36%79%
New York609101,51814%38%20%90%
North Carolina42935,76316%33%17%81%
North Dakota805,53115%51%34%91%
Ohio96673,82617%52%28%82%
Oklahoma30318,36118%42%30%64%
Oregon1367,31717%32%33%65%
Pennsylvania69376,65218%36%46%87%
Rhode Island837,8179%44%5%90%
South Carolina19116,99314%31%21%86%
South Dakota1085,98418%54%43%90%
Tennessee31426,48119%35%31%73%
Texas1,22792,25012%37%48%69%
Utah995,17832%48%43%63%
Vermont362,44014%49%14%79%
Virginia28627,59518%35%38%86%
Washington21715,99317%46%43%77%
West Virginia1239,25118%40%42%87%
Wisconsin37424,23915%45%38%77%
Wyoming382,42829%47%47%82%
US TOTAL15,4831,321,66316%37%39%80%
SOURCES: KFF analysis of 2017 OSCAR/CASPER nursing facility data
  1. Gaugler, Joseph E. “Family involvement in residential long-term care: A synthesis and critical review.” Aging & mental health 9.2 (2005): 105-118. ↩︎
  2. Vernon L. Greene, PhD, Deborah J. Monahan, MA, The Impact of Visitation on Patient Well-Being in Nursing Homes, The Gerontologist, Volume 22, Issue 4, August 1982, Pages 418–423 ↩︎

The U.S. Response to Coronavirus: Summary of the Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020

Published: Mar 11, 2020

The Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 (P.L. 116-123), which passed with near unanimous support in both the House and Senate, was signed into law by the President on March 6, 2020. The bill provides $8.3 billion in emergency funding for federal agencies to respond to the coronavirus outbreak. Of the $8.3 billion, $6.7 billion (81%) is designated for the domestic response and $1.6 billion (19%) for the international response. Key highlights are below. Additional details on specified activities and expenditure period are provided in Table 1:

Domestic Efforts:

Of the $6.7 billion designated for the domestic response:

  • The majority ($6.2 billion) is for the Department of Health and Human Services (HHS) including:
    • $3.4 billion for the Office of the Secretary – Public Health and Social Services Emergency Fund (PHSSEF), which includes more than $2 billion for the Biomedical Advanced Research and Development Authority (BARDA) (for the research and development of vaccines, therapeutics, and diagnostics), $300 million in contingency funding for the purchase of vaccines, therapeutics, and diagnostics to be used if deemed necessary by the Secretary of HHS, and $100 million for the Health Resources and Services Administration (HRSA) for grants under the Health Center Program, which aims to improve health care to people who are geographically isolated and economically or medically vulnerable.
    • $1.9 billion for the Centers for Disease Control and Prevention (CDC), which includes $950 million for state and local response efforts, of which $475 million must be allocated within 30 days of the enactment of the bill, and $300 million for the replenishment of the Infectious Diseases Rapid Response Reserve Fund, which supports U.S. efforts to respond to an infectious disease emergency.
    • $836 million for the National Institute of Allergy and Infectious Diseases (NIAID), which conducts research on therapies, vaccines, diagnostics, and other health technologies, at the National Institutes of Health (NIH).
    • $61 million for the Food and Drug Administration (FDA) for the development and review of vaccines, therapeutics, medical devices and countermeasures, address potential supply chain interruptions, and support enforcement of counterfeit products.
  • $20 million is for the Small Business Administration (SBA) disaster loans program to support SBA’s administration of loan subsidies that will be made available to entities financially impacted as a result of the coronavirus.
  • The bill also includes a waiver removing restrictions on Medicare providers allowing them to offer telehealth services to beneficiaries regardless of whether the beneficiary is in a rural community, at an estimated cost of $500 million.

It is possible that some of the domestic funding could be used for international efforts.

International Efforts:

Of the $1.6 billion designated for the international response:

  • The majority, $986 million, is provided to the United States Agency for International Development (USAID) including funding provided through:
    • $435 million for the Global Health Programs (GHP) account to support health systems responding to the coronavirus outbreak overseas.
    • $300 million for the International Disaster Assistance (IDA) account to support humanitarian assistance needs resulting from the coronavirus outbreak.
    • $250 million for the Economic Support Fund (ESF) account to support economic, security and stabilization efforts resulting from the coronavirus outbreak
    • $1 million for the Office of the Inspector General (OIG) for oversight of coronavirus response activities.
  • The State Department receives $264 million to support consular operations, emergency evacuations, and other needs at U.S. embassies.
  • $300 million is provided to CDC to support global disease detection and emergency response efforts.

Expenditure Period:

The bill specified that funding could be disbursed over a multi-year period, although the periods vary by agency and account. For instance, Congress specified funding provided through the CDC “to remain available until September 30, 2022,” funding provided through the FDA “to remain available until expended,” and funding provided through NIAID “to remain available until September 30, 2024.”

Table 1: Coronavirus Supplemental Funding
Agency/Department/AccountTotal FundingExpenditure PeriodDescription
Domestic Response
Department of Health and Human Services (HHS)$6,197,000,000 – –
Office of the Secretary Public Health and SocialServices Emergency Fund$3,400,000,000“to remain available until September 30, 2024”“to prevent, prepare for, and respond to coronavirus, domestically or  internationally, including the development of necessary countermeasures and vaccines, prioritizing platform-based technologies with U.S.-based manufacturing capabilities, and the purchase of vaccines, therapeutics, diagnostics, necessary medical supplies, medical surge capacity, and related administrative activities”
of which Public Health and Social Services Emergency Fund$300,000,000“to remain available until September 30, 2024”“for products purchased … including the purchase of vaccines, therapeutics, and diagnostics”
of which Health Resources and Services Administration (HRSA)$100,000,000 –” to prevent, prepare for, and respond to coronavirus” for grants under the Health Centers Program
Centers for Disease Control and Prevention*$1,900,000,000“to remain available until September 30, 2022”CDC-Wide activities and program support: “to prevent, prepare for, and respond to coronavirus, domestically or internationally”
of which$950,000,000 –“Not less than this amount shall be provided for grants to or cooperative agreements with States, localities, territories, tribes, tribal organizations, urban Indian health organizations, or health service providers to tribes, to carry out surveillance, epidemiology, laboratory capacity, infection control, mitigation, communications, and other preparedness and response activities”
of which Infectious Diseases Rapid Response Reserve Fund (Reserve Fund)$300,000,000 –” to replenish the Infectious Diseases Rapid Response Reserve Fund, which supports immediate response activities during outbreaks”
of which$40,000,000 –“Not less than $40,000,000 of such funds shall be allocated to tribes, tribal organizations, urban Indian health organizations, or health service providers to tribes”
National Institutes of Health (NIH) – NationalInstitute of Allergy and Infectious Diseases(NIAID)*$836,000,000“remain available until September 30, 2024”“to prevent, prepare for, and respond to coronavirus, domestically or internationally”
of which National Institute of Environmental Health Sciences (NIEHS)$10,000,000 –“for worker-based training to prevent and reduce exposure of hospital employees,  emergency first responders, and other workers who are at risk of exposure to coronavirus through their work duties”
Food and Drug Administration*$61,000,000“to remain available until expended”“to prevent, prepare for, and respond to coronavirus, domestically or international, including the development of necessary medical countermeasures and vaccines, advanced manufacturing for medical products, the monitoring of medical product supply chains, and related administrative activities.”
Small Business Administration$20,000,000 – –
Disaster Loans Program Account$20,000,000“to remain available until expended”“to make economic injury disaster loans … in response to the coronavirus”
Telehealth Services$500,000,000Not specified“to waive certain Medicare telehealth restrictions during the coronavirus public health emergency.These waivers would allow Medicare providers to furnish telehealth services to Medicarebeneficiaries regardless of whether the beneficiary is in a rural community”
Total Domestic Response$6,717,000,000 – –
International Response
USAID$986,000,000 – –
Office of Inspector General$1,000,000“to remain available until September 30, 2022”Oversight activities
Global Health Programs$435,000,000“to remain available until September 30, 2022”“to prevent, prepare for, and respond to coronavirus”
of which Emergency Reserve Fund$200,000,000“to remain available until September 30, 2022” –
International Disaster Assistance$300,000,000“to remain available until expended”“to prevent, prepare for, and respond to coronavirus”
Economic Support Fund$250,000,000“to remain available until September 30, 2022”“to prevent, prepare for, and respond to coronavirus, including to address related economic, security, and stabilization requirements”
Department of State$264,000,000 – –
Diplomatic & Consular Programs$264,000,000“to remain available until September 30, 2022”“to prevent, prepare for, and respond to coronavirus, including for maintaining consular operations, reimbursement of evacuation expenses, and emergency preparedness”
Centers for Disease Control and Prevention$300,000,000“to remain available until September 30, 2022”“global disease detection and emergency response”
Total International Response$1,550,000,000 – –
Total Coronavirus Funding$8,267,000,000 – –
NOTES: * Indicates funding that could be used both domestically and internationallySOURCES: KFF analysis of the “Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020” (P.L. 116-123); House Appropriations H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 Title-By-Title Summary.

Health Care in the Michigan Democratic Primary: KFF Analysis of AP VoteCast Polling

Published: Mar 11, 2020

This slideshow examines the role of health care as an issue in the 2020 Michigan Democratic primary and is based on KFF analysis of AP VoteCast, a survey of Michigan primary voters conducted for the Associated Press by NORC at the University of Chicago.

The survey was conducted for seven days, concluding as polls closed, and is based on 2,460 interviews conducted in English and Spanish with registered voters drawn from a random sample of the state voter file and from self-identified registered voters selected from non-probability online panels. The margin of sampling error for results based on the full sample is plus or minus 3 percentage points. Find more details about AP VoteCast’s methodology here.

Updated: March 11, 2020 at 1:00pm EST

Paid Sick Leave is Much Less Common for Lower-Wage Workers in Private Industry

Authors: Gary Claxton and Larry Levitt
Published: Mar 10, 2020

Concerns over the potential spread of the coronavirus have refocused attention on the leave policies of employers.  People are being encouraged to remain in their homes if they show any symptoms of respiratory illness, but workers without access to paid sick leave may feel that they cannot afford to miss work, potentially exposing their co-workers and others to the coronavirus or other respiratory illness.

That lower-wage workers are much more likely to lack access to paid sick leave makes their economic decisions more acute.  Among the 25% of private industry occupations with the lowest wages ($13.25 per hour or less), 47% have access to paid sick leave; for the 10% of private industry occupations with the lowest wages ($10.48 per hour or less), the percentage with access to paid sick leave falls to 30%. Workers in higher-wage occupations are much more likely to have access to this benefit (Figure 1). For example, 77% of private industry workers with occupations in the second wage quartile ($13.25 to $19.00 per hour) have access to paid sick leave, with the percentage rising to 90% of private industry workers with occupations in the top wage quartile.

Figure 1: Share of Private Industry Workers with Paid Sick Leave, by Wage Level, 2019

A corollary point is that many lower-wage jobs require considerable interaction with members of the general public – just the type of situation where we would want people to elect to remain at home if symptoms arise. Unfortunately, only 48% of private industry workers in leisure and hospitality sector have access to paid sick leave, a much lower percentage than other major occupation categories.  These people handle food, money and other items that could be part of the transmission of the coronavirus or other illnesses.

[Visit our special coronavirus topic page for all our resources.]

The potential spread of the coronavirus highlights the issues associated with the lack of paid sick leave for many private industry workers, particularly those with low wages. The lack of access not only exposes these workers to economic hardship if they are forced to miss work, but concerns over lost income may discourage them from seeking health care or missing work when symptoms appear, exposing their co-workers and members of the public to greater risk of transmission.

Methods

The data from this brief is from Employee Benefits in the United States, March, 2019.  The data on paid sick leave is available here: https://www.bls.gov/ncs/ebs/benefits/2019/ownership/private/table31a.pdf.  We focused in data for workers in private industry; the percentages of lower-wage State and Local Government workers with access to paid sick leave are higher.

The wage percentiles are calculated based on the average hourly wages for occupation into which workers are classified. See https://www.bls.gov/ncs/ebs/benefits/2019/tech_note.htm for a complete description of the methods used.  The percentiles were based on the following average wage levels.

Average Hourly Wage Percentiles
10th25th50th75th90th
Private industry workers$10.48$13.25$19.00$30.61$48.28