Medicare Advantage Glossary

Published: Nov 20, 2025
A
Advanced Notice
The publication of proposed changes to the methodology used in the previous year to determine annual Medicare Advantage payment rates. Required to be announced at least 60 days prior to the annual rate announcement.
B
Base Payment
The portion of the federal payment to Medicare Advantage insurers that pays for the cost of providing Medicare Part A and Part B services.
Benchmark
The maximum amount the federal government will pay per month for an average Medicare beneficiary enrolled in a Medicare Advantage plan in a county.
Bid
The amount a Medicare Advantage insurer estimates it will cost to provide Medicare Part A and Part B covered services under a proposed plan benefit package for an average Medicare beneficiary.
Bid Pricing Tool
The forms and instructions provided by CMS to assist plans in developing and submitting the required information for each plan benefit package it proposes to offer in the upcoming year.
C
Chart Review
The process of reviewing a person’s medical records to determine if there are additional diagnoses that would be appropriate to include and/or if there are diagnoses that were included in information submitted to the insurer that are inaccurate and should be removed.
Coding Intensity
The degree to which Medicare beneficiaries’ health care conditions are documented through diagnoses codes submitted to Medicare Advantage insurers or traditional Medicare. Also used to describe the difference in coding patterns, and resulting risk scores, between groups of beneficiaries, such as those in Medicare Advantage and traditional Medicare, or those in Medicare Advantage plans sponsored by different insurers. 
D
Double Bonus Counties
Counties where qualifying plans (those with at least a 4-star quality rating) receive a 10 percentage point increase in their benchmark. These are urban counties with lower-than-average traditional Medicare spending and historically high Medicare Advantage penetration. 
H
Health Risk Assessment (HRA)
A tool used to evaluate a person’s health status, including their health care conditions, health history, and potential risks.
I
Individual Plan
A Medicare Advantage plan available for enrollment to any Medicare beneficiary with both Medicare Part A and Part B in the county where it is offered. Also referred to as conventional plans.
M
Medical Loss Ratio
The percentage of revenue, including federal payments and any supplemental premiums paid by enrollees, that an insurer spend on covered benefits and quality improvement activities.
N
Normalization Factor
The adjustment used by CMS to rescale risk scores so that the average risk score for traditional Medicare beneficiaries is equal to 1.
Q
Quality Bonus Program
The Affordable Care Act requires CMS to increase the benchmark for plans that are part of contracts that have at least a 4-star rating, on a 5-star scale. The increase in the benchmark is 5 percentage points in most counties and 10 percentage points in double bonus counties.
R
Rate Announcement
The publication of final annual Medicare Advantage capitation rates for each payment area for the upcoming year, as well as the process for adjusting these rates for the health status of enrollees and other factors, and a description of and rationale for the underlying assumptions and changes in methodology. Required to be published by the first Monday in April.
Rate Book
The Medicare Advantage monthly capitation rates published by CMS for local, regional, and employer group waiver plans. Rates are published by star rating.
Rebate
The portion of the federal payment to Medicare Advantage insurers that pays for reduced cost sharing, non-Medicare covered benefits, and to buy-down Part B and/or Part D premiums. Only plans that bid below their benchmark (which is most plans) receive a rebate.
Risk Adjustment
The process of increasing or decreasing the federal payment to Medicare Advantage insurers to account for an enrollee’s health status and expected health care spending.
Risk Adjustment Data Validation Audit
Process used to verify the accuracy and appropriateness of diagnosis information submitted by Medicare Advantage insurers for the purpose of risk adjusting payments from the federal government.
Risk Adjustment Model
The process used to estimate the effect of a person’s characteristics and diagnosed health conditions on their expected health care spending.
Risk Score
The numerical value assigned to a Medicare Advantage enrollee, using the risk adjustment model, based on their age, sex, dual status, whether they live in an institution, and their diagnosed health conditions, which is used to predict their health care spending, and the payments made to the Medicare Advantage plan in which they enroll.
S
Special Needs Plan
A Medicare Advantage plan that restricts enrollment to Medicare beneficiaries that meet certain criteria, including being enrolled in both Medicare and Medicaid (dual-eligible individuals), having certain chronic conditions, or requiring an institutional level of care.
Star Rating
The numerical value assigned to a Medicare Advantage contract, and all plans within the contract, based on performance on a set of quality measures. Star ratings range from a low of 1 for the lowest performing plan to a high of 5 for the highest performing plans.

Chart Reviews Increase Payments to Medicare Advantage Insurers for 1 in 6 Enrollees

Published: Nov 20, 2025

Federal payments to Medicare Advantage plans are adjusted for the health status of the plans’ enrollees through a process known as risk adjustment. Generally, payments are higher for people with more health conditions and lower for people with fewer health conditions. The purpose of risk adjusting payments is to ensure Medicare Advantage plans receive sufficient payments to cover the expected costs of enrollees with more health conditions who have higher expected health care spending. However, it also provides an incentive to Medicare Advantage insurers to document the health conditions of their enrollees more comprehensively than is done for traditional Medicare beneficiaries, making Medicare Advantage enrollees look sicker and increasing payments from the federal government.

Analysis of Medicare Advantage insurers’ coding practices consistently finds that chart reviews, which are not used in traditional Medicare, are the largest contributor to higher payments, resulting in an estimated $24 billion in additional Medicare Advantage payments in 2023. More specifically, these are diagnoses added from chart reviews that are not otherwise documented in encounter data reported by health care providers. In response to concerns about the higher costs associated with more intense coding in Medicare Advantage than in traditional Medicare, policymakers have debated changes to how payments are adjusted for enrollees’ health status. For example, the No UPCODE Act would prohibit the inclusion of diagnoses included only on a chart review record from being considered for risk adjustment purposes, among other changes.

Using Medicare Advantage encounter data for 2022 (see Methods Box), this analysis finds that six in ten (62%) Medicare Advantage enrollees have at least one chart review record and that diagnoses added from chart reviews increase payments from CMS to Medicare Advantage insurers for one in six (17%) Medicare Advantage enrollees. The use of chart reviews varies across the largest Medicare Advantage insurers.

More than six in ten (62%) Medicare Advantage enrollees had at least one chart review record.

Across the 29 million Medicare Advantage enrollees, more than six in 10 (62%) or about 18 million people, had at least one chart review record in 2022 (Figure 1). Insurers conduct a chart review by examining a person’s medical records, sometimes by using AI tools, to determine if they are consistent with the information submitted by the provider to the insurer. By examining medical records, insurers can determine if there are any additional diagnoses that may impact a person’s health status. That information can both improve the insurer’s understanding of a person’s health care needs and increase the payments they receive by increasing the person’s risk score and thus predicted costs. However, chart reviews can also identify diagnoses that are inaccurate, no longer an active consideration, or unrelated to the clinical care enrollees receive, and thus potentially inappropriate to submit to CMS for payment purposes.

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It is far more common for diagnoses to be added than removed as part of a chart review record.

Across all Medicare Advantage insurers, nearly one in six (17%) enrollees had at least one diagnosis on a chart review record that resulted in an additional condition category being added that affected the person’s risk score but did not appear on any encounter records submitted by providers (Figure 2). Among the 18 million enrollees with at least one chart review, about 30% had a diagnosis added from a chart review that increased the federal payment to the Medicare Advantage plan.

The most common conditions added from a chart review contributed substantially to Medicare payments to private insurers. MedPAC found that 8 conditions added at least $1 billion each to Medicare payments to private insurers as a result of chart reviews. These conditions comprised about half of the additional conditions identified in this analysis and include vascular disease; chronic obstructive pulmonary disorder; diabetes with chronic complications; major depressive, bipolar, and paranoid disorders; congestive heart failure; disorders of immunity; morbid obesity; and rheumatoid arthritis and inflammatory connective tissue disease.

The absence of the diagnoses on encounter records means there is no evidence that the enrollee received any medical care related to the condition. This analysis did not examine whether someone had a prescription drug claim for a condition added on the chart review but not in an encounter record, so it is possible that someone was taking medication related to the condition. However, when a provider prescribes medication, they generally record a diagnosis in the record of the encounter for the evaluation and management service (office visit) where the decision to prescribe the medication was made.

In contrast, just over 1% of all Medicare Advantage enrollees had at least one chart review that deleted a diagnosis that resulted in a condition category being removed for risk adjustment purposes. Diagnoses may be deleted when the chart review finds no information in the medical record to support the inclusion of the condition. Removing a diagnosis, when appropriate, would increase the accuracy of information reported to Medicare, and also result in reduced payments to plans by removing conditions the enrollee does not have that would otherwise increase risk scores.

While chart reviews can be used to both add and remove diagnoses, the far more common outcome is additional diagnoses. The Department of Justice is currently pursuing or has recently settled litigation against several Medicare Advantage insurers alleging that they used the chart review process to add diagnoses to increase risk adjustment payments from CMS, but did not remove invalid diagnoses using the same process, and thus received unjustified payments from the Medicare program.

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The share of enrollees with a chart review record varied substantially across the largest insurers.

Among the Medicare Advantage insurers with the highest enrollment (at least 500,000 enrollees), a larger share of enrollees in plans sponsored by CVS Health Corporation (86%), Elevance Health Inc. (82%), UnitedHealthcare (77%), and Centene (73%) had a chart review record compared with enrollees in plans sponsored by Humana Inc. (34%) and Kaiser Foundation Health Plan (27%) (Figure 3). The variation likely reflects different approaches to collecting and verifying information about enrollees’ health status. For example, some Medicare Advantage insurers also use health risk assessments to collect information about diagnoses and often offer enrollees rewards and incentives for completing them. The differences across insurers could also reflect varying capacities to invest in tools and processes to conduct chart reviews, or the use of more targeted reviews by certain insurers.

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Across the largest insurers, more enrollees had a diagnosis added than removed as part of a chart review record.

More than 20% of enrollees in plans sponsored by Centene (26%) and UnitedHealth Group (23%), and 19% of enrollees in plans sponsored by CVS Health Corporation and Elevance Health Inc., had at least one diagnosis in a chart review that increased their risk score and the payment the insurer received from Medicare. A smaller share of enrollees in Humana (9%) and Kaiser Permanente (4%) plans had a diagnosis added on a chart review that did not appear elsewhere in their record of encounters for medical services and thus increased the insurer’s payment from the federal government. In total, UnitedHealth Group, while not the most likely of insurers to add a diagnosis during chart reviews, enrolls nearly 30% of all beneficiaries in a Medicare Advantage, and so likely contributes more than others to the higher spending associated with chart reviews.

Across the largest insurers, with the exception of Kaiser Permanente, fewer than 1% of enrollees had a chart review that deleted a diagnosis and removed a condition for risk adjustment purposes. The rates of removing conditions were lower for these insurers than the overall rate among all Medicare Advantage enrollees, suggesting that smaller insurers more frequently removed diagnoses using chart reviews, though it is still an uncommon outcome. Just under 4% of Kaiser Permanente enrollees had a diagnosis removed on a chart review.

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Methods

This analysis uses the Medicare Advantage encounter data 20% sample in 2022. Encounters across all service types—inpatient, outpatient, carrier, home health, and skilled nursing facility—are included. Durable medical equipment encounters are excluded. The analysis does not incorporate Part D prescription drug event data, which provides information on fills of prescription drugs because (these data are not included in the risk score model).

Chart reviews are identified using the Chart Review Switch in the encounter data. Removals of diagnoses are identified using the Claim Medical Record Number. Instances where an insurer replaces an entire encounter record through a chart review are not included in this analysis. A diagnosis is considered to be an addition if it does not appear on any other encounter record, including those identified as including a health risk assessment. Diagnoses are mapped to condition categories using the non-ESRD V24 risk score model.

The 20% sample is random but not distributed based on actual enrollment in Medicare Advantage plans. To more accurately estimate the number of chart reviews by insurer, we created weights based on the number of enrollees in plans sponsored by each insurer that appear in the 20% sample compared to the total number of enrollees in plans sponsored by the Medicare Advantage insurer in March of 2022.

Note:

This work was supported in part by Arnold Ventures. KFF maintains full editorial control over all of its policy analysis, polling, and journalism activities.

Access Uncertain for New Injectable PrEP as the Affordable Care Act’s (ACA) Open Enrollment Begins

Author: Lindsey Dawson
Published: Nov 18, 2025

Background

In June 2025, the Food and Drug Administration (FDA) approved lenacapavir (Yeztugo) as the latest pre-exposure prophylaxis (PrEP) drug to prevent HIV in adults and adolescents. Lenacapavir differs from other available PrEP products. It is the second long-acting injectable PrEP drug on the market but offers less frequent (twice annual) dosing. Its relatively infrequent dosing and its high efficacy (100% for some populations) make it a promising option at a time when PrEP uptake has continued to stall in many regions and disparities persist. 

This ACA open enrollment period is the first since lenacapavir’s approval, and some consumers may be looking for marketplace plans that cover it. However, despite lenacapavir widely being considered a major advance, early evidence suggests that insurance coverage and benefit design decisions may create barriers to access.

This brief examines challenges in assessing access to PrEP in ACA marketplace plans but it is likely that individuals would face similar challenges in other contexts, such assessing coverage in employer, Medicare Part D, or Medicare Advantage plans.

Coverage

Pharmacy Benefit Manager (PBM) Decisions

Pharmacy benefit managers (PBMs) play a central role in determining which drugs health plans cover. PBMs are independent companies that contract with plans to manage their pharmacy benefits. In addition to other possible roles, PBMs act as an intermediary between drug manufacturers and pharmacies, negotiating prices and ultimately determining enrollee prescription medication coverage. 

Notably, PBM services are concentrated with three companies —CVS Caremark, Express Scripts, and OptumRx— which together represented 73% of all commercial drug claims in 2023. Therefore, decisions by any one of these entities stand to affect millions of enrollees.

CVS Caremark, the largest of the big three (capturing 29% of the commercial market), does not cover lenacapavir. According to media reports the company initially cited needing to investigate “clinical, financial, and regulatory considerations” and in a recent email stated that price, and continued negotiations with its manufacturer, Gilead, was the main consideration. Choosing not to cover the drug has access implications to all those enrolled in plans using CVS Caremark as its PBM, including for marketplace plan enrollees. By contrast, during a Q3 2025 earnings call Gilead announced that Express Scripts (capturing 28% of the commercial market) is covering the drug.

Preventive Services Coverage Under the ACA & the U.S. Preventive Services Task Force (USPSTF) – Coverage and Cost Implications

The Affordable Care Act (ACA) requires most private health insurance plans and Medicaid expansion programs to cover preventive services recommended by the U.S. Preventive Services Task Force (USPSTF) – those receiving an “A” or “B” grade – without cost-sharing. In addition, the federal government later clarified that along with covering the drug, the coverage requirements encompass physician visits and associated lab tests ancillary to PrEP.

The USPSTF gave PrEP an “A” recommendation, first in 2019 and then in an updated recommendation in 2023, but even the later grade predated the approval of lenacapavir, and therefore the recommendation does not explicitly include it. As a result, insurers or PBMs may make different determinations about whether lenacapavir must be covered without cost-sharing. If it is not classified as an ACA-required preventive service, the drug could be subject to copayments, coinsurance, deductibles, or even exclusion. Enrollees could also face costs for related provider visits and laboratory services.

While uncertainty remains, in its Q3 2025 earnings call Gilead stated that the company had achieved 75% coverage (including among private and public payers) and that most payers are covering the drug without prior authorization or cost-sharing. Indeed, at least some issuers offering marketplace products in multiple states are offering the drug with zero cost-sharing as preventive medication, listing it in their formularies as a preventive drug (e.g. Oscar NY and IL and Molina in IL).

Whether or when the USPSTF will update its PrEP recommendation remains unclear.

Medical vs. Pharmacy Benefits

Most prescription medications are covered under the pharmacy benefit and typically picked up at a brick-and-mortar pharmacy or mailed to the enrollee. However, certain drugs, particularly those that are administered by a health care provider, are billed as a medical benefit.

Lenacapavir is provider administered and it appears at least some health plans might be covering lenacapavir as medical benefit rather than as a pharmacy benefit. When this happens, the drug may not appear in drug-search tools or on a plan’s formulary, making coverage more difficult to determine.

For example, in at least two UnitedHealthcare markets (New York and Texas), where plans use Optum as a PBM, the formulary states that lenacapavir “is not covered under your Pharmacy Benefit and may be covered under your Medical Policy. Please refer to your health plan ID card to determine next steps or contact customer service.” As such for a potential new enrollee, it would not be clear if lenacapavir is covered under the medical benefit, though on the earnings call Gilead stated the issuer is covering the drug. 

Further, even if a plan states lenacapavir is covered as a medical benefit, consumers may not easily be able to see how and if cost-sharing applies.

Marketplace Drug Search Tools

Marketplace plan search tools vary in how and if they display prescription drug coverage. Some – including the federal marketplace- allow users to check whether specific medications are covered by plans through search tools or filters, while others, like New York’s marketplace, do not. Even when available, the accuracy of these tools may be limited.

For instance, on the federal marketplace, search results for Harris County, Texas indicate Oscar plans do not cover lenacapavir, though the drug appears on the issuer formulary as a covered preventive drug.

In another scenario, in Illinois, the state-based marketplace tool does not retrieve lenacapavir by either its brand or generic name, despite some plan formularies indicating coverage.

It is possible that if lenacapavir is covered as a medical benefit and not on the traditional formulary, coverage information will not be pulled in by the marketplace plan drug search tools which are likely to rely on formulary data.  

Traditional Barriers to PrEP

Even when coverage is available, longstanding barriers to PrEP uptake persist and may be magnified with lenacapavir. Long-acting PrEP drugs, in particular, have presented unique access challenges. Providers often must purchase the drug upfront, store it, and then bill for it after it is administered—a practice known as “white bagging”—which can create financial and logistical hurdles, especially for smaller clinics. Indeed, on the Q3 2025 earnings call, Gilead reported that most lenacapavir prescribing is occurring among experienced PrEP prescribers using white bagging.

Other persistent barriers include limited awareness among providers and patients, stigma and discrimination related to people with HIV and LGBTQ+ populations, perceptions of HIV risk, variable provider comfort level prescribing PrEP, provider’s viewing PrEP as outside of their wheelhouse, and actual and perceived cost concerns. Together, these factors contribute to wide disparities in PrEP uptake.

Implications for HIV Prevention

Lack of coverage of long-acting PrEP, or even lack of clarity about coverage, could discourage its use. Out-of-pocket costs could be a barrier as well. Research has shown that increasing the out-of-pocket costs for PrEP from $0 to $10 doubled the rate at which prescriptions went unfilled.

Access to PrEP has implications for both individual and public health. Preventing HIV transmission protects individual health—HIV is a lifelong condition when treated and potentially fatal when untreated—and has an impact on public health, reducing transmission at the population level. A recent study demonstrated this, finding that states with higher levels of PrEP coverage had larger decreases in HIV diagnoses compared to states with lower levels of PrEP coverage.

The approval of twice-yearly lenacapavir represents a novel development in HIV prevention efforts, but the extent of domestic uptake remains uncertain.

Note: The description of marketplace searches took place on 11/6/2025.

2025 California Health Benefits Survey

Average Family Premiums Exceed $28,000 in California

Published: Nov 18, 2025

Introduction

Over 17 million non-elderly Californians (55%) received health benefits through an employer in 2023. The California Health Benefits Survey (CHBS) tracks trends in their coverage, including premiums, employee premium contributions, cost sharing, offer rates, and employer benefit strategies. In 2025, the survey also included questions about provider networks, coverage for GLP-1 agonists, premium cost drivers, and employee concerns about utilization management. The CHBS is jointly sponsored by the California Healthcare Foundation (CHCF) and KFF.

The 2025 survey includes responses from 464 non-federal public and private firms either located in California or employing workers in the state. The results are representative of California workers. Fielded from January through July 2025, it is the first California Health Benefits Survey since 2022. CHBS is as an oversample of the national KFF Employer Health Benefits Survey, allowing comparisons between the coverage available to workers in California and the nation overall. Unless otherwise noted, this report defines small firms as those with 10–199 workers and large firms as those with 200 or more workers.

Key Findings

  • Premiums for covered workers in California are higher than premiums nationally. The average annual single coverage premium in California is $10,033, higher than the national average of $9,325. The average annual family premium in California is $28,397, higher than the national average of $26,993.
  • In total, the average family premium has increased annually by 7% in California, and 6% nationally. The average single premium has increased 8% annually in California and 6% nationally. Since 2022, the average premium for family coverage has risen 24% in California, higher than national measures of inflation (12.2%) and wage growth (14.4%).
  • Workers are typically required to contribute directly to the cost of coverage, usually through a payroll deduction. On average, covered workers in California contribute 14% of the premium for single coverage and 27% for family coverage in 2025. These shares vary considerably, and some workers face much higher premium contributions, especially for family coverage.
  • Overall, a higher share of covered workers in California are enrolled in an HMO than the national average. Over a third (34%) of covered workers in California are enrolled in an HMO, compared to 12% nationally.
  • A lower share of covered workers in California face a general annual deductible for single coverage than covered workers nationally (75% vs. 88%), and the average deductible is lower ($1,620 vs. $1,886). The share of California covered workers with a deductible has increased from 68% in 2022 to 75% in 2025.
  • Employers in California are significantly less likely than employers across the nation to say there were a sufficient number of mental health providers in their plans’ networks to provide timely access to services.
  • Many employers report concerns about out-of-pocket costs: 47% of firms offering health benefits indicate that their employees have a “high” or “moderate” level of concern about the affordability of cost sharing of their plans. One in 10 covered workers in California face a general annual deductible of $3,000 or more for single coverage.
  • Large California employers view drug prices as a major driver of rising premiums. Thirty-six percent of large firms report that prescription drug prices contributed “a great deal” to premium increases.
  • Over one-quarter (28%) of large firms offering health benefits in California say they cover GLP-1 agonists when prescribed primarily for weight loss. Nearly one-third of these firms report higher-than-expected utilization.

Distributions of Workers and Employers

While 93% of all firms in California are small (10-199 employees), 72% of workers covered by health benefits are employed by large firms (200 or more employees). More than half of covered workers in California and nationally are employed by a firm with 1,000 or more workers (58% and 61%, respectively).

Figure 1: Employers, Workers, and Covered Workers, by Firm Size, California vs. United States, 2025

Premiums and Contributions

This survey asks employers about the cost of single coverage and coverage for a family of four for up to two of their largest plans.

Health Insurance Premiums

In 2025, the average premiums for covered workers in California are $10,033 for single coverage and $28,397 for family coverage. Premiums for covered workers in California are higher than for covered workers nationally for both single coverage ($10,033 vs. $9,325) and family coverage ($28,397 vs. $26,993).

Plan Type: Premiums vary by plan type. The average annual family premium for covered workers in HMOs is lower than the overall average ($26,562 vs. $28,397). Average premiums for covered workers in HDHP/SOs, including HSA-qualified plans, are similar to the overall average for both single and family coverage.

Firm Size: The average annual premium for family coverage is lower for covered workers at firms with 10 to 199 workers than for covered workers at larger firms ($24,990 vs. $29,595).

These premium amounts can be compared to the income of people with job-based coverage. In California, non-elderly individuals with employer-sponsored insurance who live alone have a median income of $86,000. Among families of four with employer-sponsored insurance, the median income is $183,560. Among all families of four, including those not enrolled in an employer plan, the median family income is $134,000.

Figure 2: Average Single Premiums for Covered Workers, by Plan Type, California vs. United States, 2025
Figure 3: Average Family Premiums for Covered Workers, by Plan Type, California vs. United States, 2025
Figure 4: Average Annual Premiums for Covered Workers, Single and Family Coverage, 2025
Figure 5: Median Family Income Of People Under 65 in California, By Family Size, 2025

Firm Characteristics: Premiums vary by the age of the firm’s workforce.

  • In California, the average premiums for covered workers at firms with large shares of younger workers (firms where at least 35% of the workers are age 26 or younger) are lower than the average premiums for covered workers at firms with smaller shares of younger workers for family coverage ($24,906 vs. $28,614).
  • In California, the average premiums for covered workers at firms with large shares of older workers (firms where at least 35% of the workers are age 50 or older) are higher than the average premiums for covered workers at firms with smaller shares of older workers for both single coverage ($10,543 vs. $9,413) and family coverage ($30,099 vs. $26,289).
Figure 6: Average Annual Premiums for Covered Workers with Single Coverage, by Firm Characteristics, 2025
Figure 7: Average Annual Premiums for Covered Workers with Family Coverage, by Firm Characteristics, 2025

Premium Growth: Since 2022, family premiums have increased 7% annually in California, similar to the national overall increase of 6%. Premiums for single coverage increased 8% annually in California and 6% nationally. For comparison, the annual inflation rate over the period was 4% on average, and workers’ wages increased 5%. In the last year, there was an increase of 4% in workers’ wages, and inflation was 2.7%.

Since 2022, the average premium for family coverage has risen from $22,891 to $28,397, an increase of 24%, compared to inflation (12.2%) and wage growth (14.4%). In the years before the 2022 CHBS was fielded, the economy had experienced high general inflation. Since 2020, inflation has risen by 24%, much faster than the 10% increase between 2015 and 2020, or the 8% increase between 2010 and 2015.

Figure 8: Cumulative Premium Increases, Inflation, and Earnings for Covered Workers with Family Coverage, 2022-2025

Distribution of Premiums: Premiums for family coverage in California vary considerably. Premiums are set based on a variety of factors, including the cost of providers in the network, the extent of covered benefits, the cost sharing structure, and the number of health services used by enrollees. Among California workers with single coverage, 15% are employed at a firm with an average annual premium of at least $12,500. Fifteen percent of covered workers are in a plan with a family premium of less than $21,000, while 27% are in a plan with a family premium of $33,000 or more.

Figure 9: Distribution of Annual Premiums for Covered Workers with Single Coverage, 2025
Figure 10: Distribution of Annual Premiums for Covered Workers with Family Coverage, 2025

Worker Contributions to the Premium

For many workers, health insurance is an important component of their total compensation. At the same time, most workers are required to contribute directly to the cost of their health insurance premiums, usually through payroll deductions. The average worker contribution for covered workers in California in 2025 is $1,303 for single coverage and $7,312 for family coverage. On average, covered workers in California contribute a similar amount to the national average to enroll in single or family coverage.

Employers contribute more to the cost of single coverage for covered workers in California than employers do nationally ($8,730 vs. $7,884).

Change Over Time: Compared to 2022, California covered workers contribute a similar amount to enroll in single coverage ($1,192 vs. $1,303) and family coverage ($6,735 vs. $7,312). Since 2022, the average contribution for family coverage in California has increased by about 9%, or roughly 3% per year, but this does not represent a statistically significant change.

Firm Size: In California, the average family coverage premium contribution for covered workers in smaller firms (10 to 199 workers) is much higher than the average for covered workers in larger firms ($9,980 vs. $6,374).

Firm Characteristics: In California, while the average premiums and worker contributions are similar between firms with a large share of lower-wage workers and those with fewer lower-wage workers, the average employer contribution differs. Firms with many lower-wage workers contribute less toward the cost of family coverage ($21,409 vs. $18,001).

Figure 11: Annual Worker and Employer Premium Contributions, California vs. United States, 2025
Figure 12: Average Annual Worker and Employer Premium Contributions for Single Coverage, 2022 and 2025
Figure 13: Average Annual Worker and Employer Premium Contributions for Family Coverage, 2022 and 2025
Figure 14: Average Annual Worker and Employer Contributions to Premiums and Total Premiums for Single and Family Coverage, By Firm Wage Level, 2025

Share of the Premium Paid for by Workers: On average, covered workers in California contribute 14% of the premium for single coverage and 27% of the premium for family coverage, similar to the national averages.

Firm Size: Covered workers in California in small firms contribute a higher percentage of the family premium than those in larger firms, 40% vs. 22%.

Share of the Premium Paid for by Workers by Firm Characteristics: The average share of the premium paid directly by covered workers differs across types of firms in California.

  • Covered workers in private, for-profit firms have relatively high average contribution rates for single coverage (18%) and for family coverage (31%) coverage. Covered workers in public firms have relatively low average premium contribution rates for family coverage (20%). Covered workers in private not-for-profit firms have relatively low average premium contribution rates for single coverage (5%).
  • Covered workers in firms with many higher-wage workers (where at least 35% earn $80,000 or more annually) have a lower average contribution rate for family coverage than those in firms with a smaller share of higher-wage workers (23% vs. 31%).
  • Covered workers in firms that have at least some union workers have a lower average contribution rate for family coverage than those in firms without any union workers (20% vs. 32%).
Figure 15: Workers' Share of Single Premium, by Firm Size, California vs. United States, 2025
Figure 16: Workers' Share of Family Premium, by Firm Size, California vs. United States, 2025
Figure 17: Average Percentage of Single Premium Paid by Covered Workers, by Firm Characteristics, 2025
Figure 18: Average Percentage of Family Premium Paid by Covered Workers, by Firm Characteristics, 2025

Distribution of Worker Contributions: In California, for single coverage, 47% of covered workers at small firms are enrolled in plans with no premium contribution, compared to only 13% of covered workers at large firms. For family coverage, 35% of covered workers at small firms are enrolled in plans with a worker contribution of more than half the premium, compared to only 5% of covered workers at large firms.

A larger share of covered workers in California are enrolled in a single coverage plan without a premium contribution than covered workers nationally (23% vs. 12%). This pattern also holds among covered workers at small firms (13% vs. 7%).

Another way to illustrate the high cost of family coverage for some workers is to examine the share of workers facing large annual premium contributions. Many workers at small firms encounter substantial costs if they choose to enroll dependents. Among firms offering family coverage, 38% of covered workers in small firms are enrolled in a plan with a premium contribution exceeding $10,000, compared to 12% of covered workers in large firms.

Figure 19: Distribution of Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Firm Size, 2025
Figure 20: Distribution of Percentage of Premium Paid by Covered Workers for Single and Family Coverage, California vs. United States, 2025

Coverage and Offering

Firms Offering Health Benefits

In 2025, 73% of employers with ten or more workers in California offered health benefits to at least some of their employees, higher than the national average (61%). Virtually all large firms offer health benefits to at least some of their workers, but fewer firms with 10–49 employees (67%) or 50-199 employees (93%) offer coverage. The share of employers offering health benefits to at least some workers in California is similar to 2022 (78%)

Because most workers are employed by larger firms, most workers work at a firm that offers health benefits to at least some of its employees. In 2025, 94% of California workers are employed by a firm that offers health benefits to at least some of its workers, more than the share nationally (91%).

Figure 21: Employers Offering Health Benefits, by Firm Size, California vs. United States, 2025

Workers Covered by Firm Benefits

Not all workers at a firm offering health benefits are covered by those benefits. Some workers may be ineligible because they are temporary or part-time, they have to satisfy a waiting period, or they work in a job class that is not offered coverage. Other workers may decline coverage because they are covered under another plan, or believe the coverage is unaffordable.

Among firms that offer health benefits, 61% of workers are enrolled, both in California and nationally. The percentage of workers at California firms offering health benefits who are covered by their firm’s health plan is similar to 2022 (60%). The coverage rate at firms offering health benefits is similar for smaller firms and larger firms in 2025.

In 2025, 56% of California covered workers are at firms that offer health benefits to part-time employees.

Sixty-two percent of covered workers in California work at firms that impose a waiting period before coverage is available. Waiting periods are the time after being hired before a worker becomes eligible to enroll in health benefits.

Firm Characteristics:

  • Among workers in California firms offering health benefits, those in firms with many higher-wage workers are more likely to be covered than those in firms with few higher-wage workers (70% vs. 53%).
  • Among workers in California firms offering health benefits, those in firms with a small share of younger workers are more likely to be covered by their own firm than those in firms with a larger share of younger workers (63% vs. 40%).
  • Similarly, workers in California firms offering health benefits with a large share of older workers are more likely to be covered by their own firm than those in firms with a smaller share of older workers (70% vs. 53%).
Figure 22: Percentage of Workers Covered by Their Firm's Health Benefits, California vs. United States, 2025
Figure 23: Percentage of Workers Covered by their Firm's Health Benefits Offered by Their Firm, by Firm Characteristics, 2025

Enrollment by Plan Type

Health plans are often categorized into plan types based on coverage for out-of-network services and use of primary care gatekeeping. This survey defines four distinct plan types:

  • HMO (Health Maintenance Organization): A plan that does not cover non-emergency services provided out of network.
  • PPO (Preferred Provider Organization): A plan that allows use of both in-network and out-of-network providers, with lower cost sharing for in-network services and no requirement for a primary care referral.
  • POS (Point-of-Service Plan): A plan with lower cost sharing for in-network services, but that requires a primary care gatekeeper for specialist or hospital visits.
  • HDHP/SO (High-Deductible Health Plan with a Savings Option): A plan with a deductible of at least $1,000 for single coverage or $2,000 for family coverage, paired with a health reimbursement arrangement (HRA) or a plan which is health savings account (HSA)-qualified.

Among covered workers in California, about a third are enrolled in PPOs (33%) and in HMOs (34%). About a quarter are enrolled in an HDHP/SO (23%) and the remainder are enrolled in POS plans (9%). Covered workers in small firms are more likely to be enrolled in a POS plan than those at larger firms (19% vs. 5%).

HMOs have long played a prominent role in California. Since 2022, the share of covered workers enrolled in HMOs has been relatively stable (32% in 2022 and 34% in 2025). In 2025, 41% of covered workers in small firms and 32% of covered workers in large firms are enrolled in HMOs.

The distribution of workers across plan types differs considerably from the national distribution, particularly for smaller firms. Covered workers in California are more likely to be enrolled in HMO plans and less likely to be enrolled in a PPO plan or an HDHP/SO than their counterparts nationally.

Figure 24: Enrollment of Covered Workers, by Plan Type, California vs. United States, 2025
Figure 25: Enrollment of Covered Workers, by Plan Type, 2022 and 2025

Availability of Plan Types

Many employers may consider offering a variety of plans, with different balances of cost sharing and premium contributions, to make offerings attractive and affordable to a range of employees. In some cases, workers may be able to choose between different plan type options. In other cases, some workers might be offered one type of plan at one location, while workers at another location are offered a different type of plan.

Covered workers in California are more likely to work at a firm that offers an HMO plan, and less likely to work at a firm that offers an HDHP/SO or PPO plan, compared to covered workers nationally. Plans offered by a given firm may not be available to all workers at that firm.

Availability of HSA-Qualified Plans: Health Savings Accounts (HSAs) are individual savings accounts used to pay for health care expenses. Individuals can open an HSA if they are enrolled in a qualified high-deductible health plan, one with a deductible of at least $1,600 for single coverage and $3,200 for family coverage in 2025. HSA-qualified plans have higher deductibles on average, and sometimes lower premiums, than other plan types. In some cases, employers make a contribution to the savings account, which the enrollee can use to offset cost sharing or other health spending. Over half of large firms in California offer an HSA-qualified plan to some workers, compared to just one in 10 smaller firms.

Figure 26: Availability of Plan Types, California vs. United States, 2025
Figure 27: Among Firms Offering Health Benefits, Percentage That Offer an HDHP/HRA and/or an HSA-Qualified HDHP, by Firm Size, 2025

Cost Sharing

Employer-based health coverage typically requires a portion of costs to be paid out of pocket when health services are used. Most health plans have a deductible that enrollees must meet before the plan pays for the majority of care. After the deductible is met, plans typically require enrollees to pay a copayment (a specified dollar amount) or coinsurance (a percentage of the cost of services) for each service they use. The reported cost sharing figures are for covered workers using in-network services. Plan enrollees receiving services from providers that do not participate in plan networks often face higher cost sharing and may be responsible for charges that exceed the plan’s allowable amounts. Many plans may have complex plan designs, with different tiers of cost sharing for different providers.

General Annual Deductibles

Prevalence of Deductibles: One feature of employer-sponsored plans that has gained prominence in recent years is deductibles. Seventy-five percent of covered workers in California are enrolled in a plan with a general annual deductible for single coverage, up from 68% in 2022. Similar shares of covered workers at small (76%) and large firms (75%) must meet a general annual deductible before the plan covers most services.

Covered workers in California are still less likely to be enrolled in a plan with a deductible than covered workers nationally (88% vs. 75%).

The likelihood of a plan having a general annual deductible varies by plan type. Thirty-six percent of California covered workers in HMOs have a general annual deductible for single coverage, compared to 79% of workers in POS plans and 92% of workers in PPO plans. A relatively small share of California covered workers enrolled in HMO plans sponsored by large firms are required to meet a deductible (25%).

Across plan types, the share of covered workers with a deductible is similar in California and nationally. However, lower enrollment in HDHP/SOs and higher enrollment in HMOs in California contributes to the overall lower prevalence of deductibles in the state compared to the national average.

Figure 28: Percentage of Covered Workers with an Annual Deductible, Single Coverage, by Plan Type, California vs. United States, 2025
Figure 29: Percentage of Covered Workers with a General Annual Deductible for Single Coverage, by Plan Type and Firm Size, 2025

Average General Annual Deductible Amounts: For workers in California with single coverage in a plan with a general annual deductible, the average annual deductible is $1,620, similar to the average deductible in 2022 ($1,466).

Covered workers in HDHP/SO plans typically face higher deductibles than covered workers in other plan types, both in California and across the country. For covered workers in California at large firms, the average deductibles for single coverage are $1,156 in HMOs, $1,123 in PPOs, and $2,121 in HDHP/SOs.

Though covered workers at small and large firms are similarly likely to face a deductible, average deductibles are significantly higher at small firms. Across all plan types, for California covered workers in plans with a general annual deductible, the average deductible for single coverage at firms with 10 to 199 workers is $2,063, higher than the average deductible at larger firms ($1,478).

California covered workers are both less likely to face a deductible and more likely to pay a lower average deductible (when they have one) for single coverage, compared to workers nationally ($1,620 vs. $1,886). Covered workers at small California firms who face a deductible also have lower average deductibles than workers at small firms nationally ($2,063 vs. $2,631).

The lower prevalence of deductibles and the lower average deductible amount in California can be assessed by assigning a value of zero to covered workers enrolled in plans without a deductible and calculating the resulting average. This measure reflects both the share of workers facing deductibles and the size of those deductibles. Using this approach, the average general annual deductible for single coverage among all covered workers (including those without a deductible) in California is $1,276, compared to $1,663 nationally. In California, this average increased 10% annually, rising from $959 to $1,276 since 2022. This change represents a 33% increase in the average deductible among all covered workers.

Figure 30: Among Covered Workers with a General Annual Deductible for Single Coverage at Large Firms, Average Deductible, by Plan Type, California vs. United States, 2025
Figure 31: Among Covered Workers with a General Annual Deductible for Single Coverage, Average Deductible, by Firm Size, 2022 and 2025
Figure 32: Average General Annual Deductible For Single Coverage, Including Workers in Plans With No Deductible, California vs. United States, 2022 and 2025

Distribution of Deductibles: Some covered workers face much higher deductibles. Among covered workers in California with a general annual deductible, 14% in an HMO, 8% in a PPO, and 21% in an HDHP/so have a deductible of $3,000 or more for single coverage.

Deductibles may present an affordability challenge for those enrolled in family plans, where multiple family members have to meet individual deductibles, or where an entire family’s spending is counted against a typically higher aggregate deductible. Among those with an aggregate family deductible, many covered workers face a deductible of $5,000 or more, including 22% of those enrolled in HMOs, 7% enrolled in PPO plans, 24% enrolled in POS plans, and 24% enrolled in HDHP/SOs.

Figure 33: Among Covered Workers with a General Annual Deductible, Distribution of General Annual Deductibles for Single Coverage, by Plan Type, 2025
Figure 34: Among Covered Workers with a General Annual Deductible, Distribution of Aggregate Family Deductibles for Family Coverage, by Plan Type, 2025

Share of Covered Workers Enrolled in High-Deductible Plans: In California, 20% of covered workers are in plans with a general annual deductible of $2,000 or more for single coverage, similar to the share in 2022 (19%).

In total, 11% of covered workers in California face a deductible of $3,000 or more for single coverage. Covered workers in the state have a deductible of $3,000 or more at a rate higher than workers nationally (11% vs. 19%).

Firm Size: California workers at firms with 10 to 199 workers are considerably more likely to have a general annual deductible of $2,000 or more for single coverage than workers at larger firms (31% vs. 16%). Many covered workers at small firms face even higher deductible thresholds for single coverage. Almost one in five covered workers (18%) in small firms in California have a general annual deductible of $3,000 or more.

Figure 35: Percentage of Covered Workers Enrolled in a Plan with Any General Annual Deductible or a High Deductible for Single Coverage, California vs. United States, 2025
Figure 36: Percentage of Covered Workers Enrolled in a Plan with a High General Annual Deductible for Single Coverage, by Firm Size, 2025

Copays and Coinsurance for Office Visits

The majority of covered workers in California are enrolled in health plans that require cost sharing for an in-network physician office visit, in addition to any general annual deductible.

Primary Care Visits: Seventy-nine percent of workers in California had a copay for primary care office visits. Among covered workers with a copayment for an in-network office visit, the average copayment is $28.

Specialist Office Visits: For specialist office visits 73% of covered workers in California had a copay, averaging $42.

The distribution of copays is similar for covered workers in California and nationally, with about one in ten facing a copay of more than $60 a for specialist office visit.

California covered workers in HDHP/SO plans are much more likely to face a coinsurance amount for both primary care visits (80%) and specialist visits (80%) than covered workers in other plan types.

Figure 36: Percentage of Covered Workers Enrolled in a Plan with a High General Annual Deductible for Single Coverage, by Firm Size, 2025
Figure 38: Among Covered Workers with a Copayment for a Primary Care Office Visit, Distribution of Copayments, by Plan Type, 2025

Out-of-Pocket Maximum

Out-of-pocket limits are the maximum amount an enrollee is required to spend on cost sharing for in-network services in a year. After the enrollee reaches this limit, the plan pays for all covered expenses for the remainder of the plan year. Virtually all California covered workers are in a plan with an out-of-pocket limit, but the actual limits vary considerably: 20% of covered workers with an out-of-pocket maximum have an out-of-pocket maximum of $2,000 or less for single coverage, while 24% have an out-of-pocket maximum above $6,000. Workers with family coverage may face higher out-of-pocket limits, or individual limits for each plan enrollee.

Figure 39: Distribution of Out-of-Pocket (OOP) Limits by Plan Type for Single Coverage, 2025

Plan Funding

Many firms, particularly larger firms, choose to pay the cost of the health services for covered workers directly from their own funds, rather than purchasing health insurance. These self-funded plans are often administered by an insurer or other entity, which processes claims and pays providers on behalf of the firm. Self-funded plans established by private employers are exempt from most state insurance laws, including reserve requirements, mandated benefits, premium taxes, and certain consumer protection regulations.

Forty-nine percent of covered workers in California are in a plan that is self-funded, the same percentage as 2022. Covered workers in California are less likely to be in a self-funded plan than covered workers nationally (49% vs. 67%). This can be partially attributed to HMOs being more common in California than they are nationally. Both in California and nationally, covered workers enrolled in HMOs are less likely to be in self-insured plans than workers in other plan types (22% in California vs. 42% nationally).

California covered workers in firms with 200 or more workers are much more likely to be in a self-funded plan. About three-quarters of covered workers in firms with 5,000 or more workers (78%) are in self-funded plans, compared to 11% of covered workers in firms with 10-199 workers.

Stop Loss: Many firms with self-funded plans purchase insurance, often referred to as “stop loss” insurance, to protect themselves from unexpected losses. At firms with 200 or more workers, 70% of California covered workers in self-funded health plans are in plans that have stop loss insurance.

Figure 40: Percentage of Covered Workers Enrolled in a Self-Insured Plan, by Firm Size, California vs. United States, 2025
Figure 41: Percentage of Covered Workers Enrolled in a Self-Insured Plan, by Plan Type, California vs. United States, 2025

Wellness and Health Screening

Health Screening

Many large firms offer health screening programs to help identify health risks and health problems among enrollees. Health risk assessments are questionnaires asking about physical health, lifestyle, stress, or other activities. Biometeric screenings are in-person health examinations conducted by a medical professional to measure certain health metrics, such as weight, blood pressure, or cholesterol. Firms and insurers use the health information collected during screenings to target wellness offerings, manage cases, or offer health services or supports to enrollees before their health conditions worsen.

Health Risk Assessments: Fifty-two percent of California firms with 200 or more workers provide workers the opportunity to complete a health risk assessment in 2025. Among these large firms with a health risk assessment program, 49% use incentives or penalties to encourage workers to complete the assessment.

Biometeric Screening: Forty-four percent of California firms with 200 or more workers provide workers the opportunity to complete a biometric screening in 2025. Among these large firms with a biometric screening program, 59% use incentives or penalties to encourage workers to complete the screening. Among these large firms with a biometric screening program, 12% have incentives or penalties tied to whether enrollees meet or achieve specified biometric outcomes, such as maintaining a certain cholesterol level or body weight.

Taken together, 63% of California firms with 200 or more workers offering health benefits offer at least one of these health screening programs, including 81% of firms with 5,000 or more workers.

Wellness and Health Promotion

Many California firms with 200 or more workers offering health benefits also offer programs to encourage workers and their dependents to improve their health, including programs to help them to stop smoking or using tobacco (47%), or lose weight (47%), or other lifestyle or behavioral coaching (52%).

Overall, 84% of California firms with 200 or more workers offering health benefits also offer at least one of these three types of programs to their workers, including 96% of firms with 5,000 or more workers. Employers may offer incentives to encourage employees to participate in these programs.

Figure 42: Among Large Firms Offering Health Benefits, Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives, by Firm Size, 2025

Policy, Employer Perspectives and Strategies

Employers offering health benefits were asked about several aspects of their plan designs, network and coverage.

Provider Networks and Access to Primary Care

The design and structure of an employer’s provider network plays a significant role in the access to health services granted by their health plans. In their role as health care purchasers, employers may design networks to reduce costs by steering enrollees toward more efficient providers. Employers also may develop programs intended to supplement enrollee access to care.

Narrow Networks: Some employers offer their employees a health plan with a narrow, or relatively small, network of providers. Narrow network plans limit the number of providers that can participate in order to lower premiums and reduce costs. These networks are generally more restrictive than standard HMO networks.

  • Twenty-four percent of California firms offering health benefits offered at least one narrow network plan to their workers in 2025.
  • Firms with 10-199 workers in California are more likely to offer at least one plan with a narrow network than small firms nationally (26% vs. 9%).

Sufficiency of Networks: Provider shortages or restricted provider networks may mean there may not be enough available providers in plan networks to ensure enrollees have timely access to care. Firms offering health benefits were asked whether they believed that the provider network for their health plan with the largest enrollment had a sufficient number of providers to provide timely access to primary care, specialty care, and mental health services.

Among firms offering health benefits, 88% say that there is a sufficient number of providers in their health plan with the largest enrollment to provide timely access to primary care services and 83% say there is a sufficient number of specialist providers.

Conversely, only 52% of California firms that offer health benefits say that there is a sufficient number of providers in their health plan with the largest enrollment to provide timely access to mental health services for plan enrollees.

California employers are less likely than employers nationally to report having a sufficient number of mental health providers in their networks in their plan with the largest enrollment. Among firms with 10 to 199 workers offering health benefits in California, 52% indicate there are enough mental health providers, compared to 70% nationally. Among larger employers in California, 60% report having a sufficient number of mental health providers, compared to 68% nationally.

Other Network Strategies: Employers may work with health plans or vendors to modify or supplement plan networks to reduce costs or improve access. Employers were asked about a range of provider network strategies they had implemented.

  • A small percentage of large employers contract directly with providers, such as hospitals or health systems, to provide for their employees outside of their health plan’s network. Among large California firms that offer health benefits 6% directly contract with a provider, including 15% of firms with 5,000 or more workers.
  • Some firms offer plans with high-performance networks or tiered networks. These plans use cost sharing or other incentives to encourage enrollees to use in-network providers that have better performance or lower costs. Among California firms with 200 or more workers that offer health benefits, 11% offer a health plan with a high-performance or tiered network, including 16% of firms with 5,000 or more workers.
  • Some employers may contract with a vendor to offer specialized care or a virtual care benefit for enrollees during menopause. These services may include education, access to specialty care and mental health support. Among California employers with 200 or more workers that offer health benefits, 9% have vendor contracts to provide support for workers or their dependents during menopause, including 19% of firms with 5,000 or more workers.
Figure 43: Among Firms Offering Health Benefits, Percentage of Firms That Offer a Narrow Network Plan, by Firm Size, California vs. United States, 2025
Figure 44: Among Firms Offering Health Benefits, Percentage of Firms Which Believe That There Are a Sufficient Number of Providers in Their Plan's Networks to Provide Timely Access, by Firm Size, 2025
Figure 45: Percentage of Large Firms With Various Network Strategies, 2025

Primary Care

Alternative approaches to provide primary care, such as virtual care and direct primary care contracts, are sometimes offered by employers.

Among California firms with 50 or more workers that offer health benefits, 38% have a contract to provide virtual primary care services, including telehealth, that go beyond the services provided in their health plan networks. Firms with 1,000 or more workers are more likely than smaller firms to have a contract for virtual primary care services (46% vs. 37% respectively).

A direct primary care contract entails a fixed periodic fee that grants eligible members access to primary care and preventive services, supplementing the coverage provided by the plan’s network. Among firms in California with 50 or more employees that offer health benefits, 8% have a direct primary care contract in addition to the providers in the health plan networks.

Figure 46: Percentage of Firms Offering Enrollees Additional Primary Care Options by Firm Size, 2025

Factors Contributing to Rising Premiums

Firms that offer health benefits report on the factors that they believe have contributed to higher health plan premiums in recent years. Employers were asked about the impact of prescription drug prices, coverage for new prescription drugs, higher prices for hospital services, higher utilization of health services, and the prevalence of chronic disease.

Among California firms with 200 or more workers offering health benefits:

  • Thirty-six percent say that prescription drug prices contributed “a great deal” to higher premiums; this includes 63% of firms with 5,000 or more workers.
  • Thirty-one percent say that the prevalence of chronic disease contributed “a great deal” to higher premiums; this includes 46% of firms with 5,000 or more workers.
  • Twenty-eight percent say that higher utilization of health services contributed “a great deal” to higher premiums; this includes 18% of firms with 5,000 or more workers.
  • Twenty-seven percent say that the use of new prescriptions contributed “a great deal” to higher premiums; this includes 40% of firms with 5,000 or more workers.
Figure 47: Large Firms' Perspectives on the Factors Contributing to Rising Premiums in Recent Years,  2025

California’s Cost Growth Targets

California’s Office of Health Care Affordability has established a statewide health care spending growth target. Going forward, plans, purchasers, and regulators may use this target to encourage health care spending growth that is more in line with income growth for California families.

Familiarity With Targets: Among California employers with 200 or more workers offering health benefits, about seven in ten (70%) have not heard of the cost growth targets, and another 17% have “heard of it” but did not know any details. Only 2% say that they knew a “a fair amount” about the targets. Even among firms with 5,000 or more workers, only 6% say that they knew a “a fair amount” about them.

Impact of Targets: Given the low level of familiarity with the cost growth targets, relatively few employers think that they would have a big impact on health care spending. Seven percent of large California firms offering health benefits think that the targets would have “a great deal” of impact. Many employers do not know what the impact would be (40%).

Figure 48: Firms' Familiarity With the State's Annual Cost Growth Targets, by Firm Size, 2025

Coverage For GLP-1s For Weight Loss

Health plans generally cover GLP-1 agonists for people with diabetes. However, these medications can also be effective for weight loss. The relatively high price of these drugs, combined with potential for long-term usage, has raised concerns about the costs for plans that cover them.

In 2025, among California firms that provide health benefits, 22% of those with 200 to 999 workers, 31% of those with 1,000 to 4,999 workers, and 50% of those with 5,000 or more workers cover GLP-1 agonists when used primarily for weight loss in their largest plan.

A larger share of large firms in California cover GLP-1 agonists when used primarily for weight loss in their largest plan than large firms nationally (28% vs. 19% ). Among firms with 5,000 or more workers, 50% of firms in California covered GLP-1 agonists, compared to 43% nationally.

Many firms that cover these medications for weight loss require enrollees to take additional steps to address their weight. Among large firms in California that cover GLP-1 agonists for weight loss, 45% require enrollees to meet with a dietitian, case manager or therapist, or participate in a lifestyle program, in order to receive coverage.

Utilization and Spending on GLP-1s: Large firms in California that cover GLP-1 agonists for weight loss were asked about how their use compares with expectations. Forty percent of these firms with 1,000 to 4,999 workers and 50% of firms with 5,000 or more workers say that use was higher than they expected.

A similar share of large employers covering GLP-1 agonists for weight loss say that use was higher than expected in California, as it was nationally (31% and 24%).

Large California firms covering GLP-1 agonists for weight loss report how their coverage affects their plan’s spending on prescription drugs. Among firms with 200 or more workers covering these medications for weight loss, 44% of large firms say that GLP-1s for weight loss had a “significant” impact on their prescription drug spending.

Importance of GLP-1s on Enrollee Satisfaction: Almost three-quarters (71%) of California firms with 200 or more workers that cover GLP-1 agonists for weight loss say that it is “very important” or “somewhat important” to their employees’ satisfaction with their health plan. Even among large firms that do not cover GLP-1s for weight loss, 45% say that doing so is “very important” or “somewhat important” for employees` satisfaction. Many employers may continue to feel pressure to add this coverage.

Figure 49: Among California Employers Offering Health Benefits, Firms' View On How Much Impact State's Annual Cost Growth Targets Will Have, by Firm Size, 2025
Figure 50: Percentage of Large Firms Whose Largest Plan Includes Coverage For GLP-1 Agonists When Used Primarily For Weight Loss, by Firm Size, 2025
Figure 51: Firms' Views on How GLP-1 Utilization for Weight Loss Compares to Expectations, by Firm Size, California vs. USA, 2025
Figure 52: Firms' Views on the Impact of GLP-1 Coverage for Weight Loss on Prescription Drug Spending, by Firm Size, 2025

Employee Concerns with Plan Management

Employers assess the level of concern they believe their employees have about various aspects of health plan management. Among California firms offering health benefits:

  • Forty-seven percent say that their employees’ level of concern over the affordability of cost sharing is “high” or “moderate”; this includes 71% of firms with 5,000 or more workers.
  • Forty-nine percent say that their employees level of concern over their ability to schedule timely appointments is “high” or “moderate”; this includes 43% of firms with 5,000 or more workers.
  • Thirty-one percent say that their employees level of concern over the complexity of prior authorization requirements is “high” or “moderate”; this includes 59% of firms with 5,000 or more workers.
Figure 53: Among Firms Offering Health Benefits, How Much Concern Do Employers Have With Various Elements of the Firm's Plans, 2025

Methods

The California Health Benefits Survey (CHBS) is a joint project of the California Health Care Foundation (CHCF) and KFF. The survey was designed and analyzed by researchers at KFF, and administered by Davis Research LLC (Davis). Findings are based on a random sample of 464 interviews with employee benefit managers in firms located in or employing workers in California. An additional 676 firms answered only whether they offered health benefits. Interviews were completed between January 28, 2025 and July 23, 2025. Responses reflect employers’ plans at the time of interview. The response rate for the full survey was 13 percent. Collectively, 201,000 of the 8,061,000 workers covered by their own firm’s health benefits in California were employed by firms that responded (2.5%).

Consistent with the approach in 2022, the 2025 survey was conducted as an oversample of California-based employers participating in the KFF Employer Health Benefit Survey (EHBS). Estimates are therefore comparable to those in the 2023 CHBS. All firms were asked about the characteristics of their workforce in California and nationwide and contribute to both surveys. To ensure reliability at both the national and state levels, weights for the California sample were calibrated to state-specific targets from the U.S. Census Bureau’s Statistics of U.S. Businesses (SUSB) and the Census of Governments by size and industry. Weights are constructed for employers, workers, covered workers, and workers by plan type in California and trimmed to reduce the influence of outliers. Overall, 91% of employers and 14% of covered workers are in firms where all covered workers reside in California.

Previous iterations of the CHBS are available but as explained in the 2023 methods section, we have implemented several methodological changes over time.

The sample includes private firms and non-federal government employers with ten or more employees. The sampling universe is defined by the U.S. Census’ 2021 Statistics of U.S. Businesses for private firms and the 2022 Census of Governments (COG) for public employers.

Beginning in 2025, neither EHBS nor CHBS includes firms with 3-9 employees, reflecting longstanding challenges in surveying the smallest firms and their limited effect on national estimates. Although there are 1.95 million such firms in the U.S., they employ a small share of workers. As a result their exclusion does not meaningfully affect worker-weighted estimates (e.g., premiums, contributions, cost sharing, or plan enrollment). For comparability, estimates from prior years shown here have been recalculated to exclude 3-9 worker firms; as a result, they differ from previously published values.

The 2025 sample of non-panel firms was drawn from Dynata (based on a Dun & Bradstreet census of private employers with ≥10 workers) and Forbes America’s Largest Private Companies. Employers who participated in the 2024 or 2023 EHBS were invited to participate. Firms were sampled by size and industry. In 2025, 464 firms responded, including 64% that had previously completed one of the listed surveys. Respondents could complete the survey online or by computer-assisted telephone interview. In total, 51% percent of responses (representing 31% of covered workers in California) were completed via telephone; the remainder were online.

Benefit managers reported on the premiums and deductibles of up to two plans, plus additional information on their plan type with the most enrollment. Plan types were defined as: health maintenance organizations (HMOs), preferred provider organizations (PPOs), point-of-service (POS) plans, and high-deductible health plans with a savings option (HDHP/SOs). HDHP/SOs were defined as plans with deductibles of at least $1,000 for single coverage and $2,000 for family coverage that also offered a health reimbursement arrangement (HRA) or health savings account (HSA). Overall, 78 percent of covered workers are enrolled in their firm’s largest plan type, and 96 percent are in one of the two largest plan types. Small firms are defined as those with 10-199 workers and large firms as those with 200 or more workers. Firms with “many lower-wage workers” were defined as those with at least 35 percent of employees earning $37,000 or less annually.

Because of the complex survey design, even large differences between estimates may not be statistically significant. In 2025, 44% of covered worker weights—but only 1% of employer weights—were represented by firms with 5,000 or more workers. Conversely, firms with 10-24 workers comprised 59% of employer weights but only 7% of covered worker weights.

To account for design effects, standard errors were calculated using the R version 4.5.1 (2025-06-13 ucrt) version of R and the “survey” package (version 4.4-8). Some exhibits do not sum to 100% due to rounding.

As noted, methods in the 2025 CHBS match those used in the 2025 EHBS. For more details on weighting, imputation, and sampling, see: KFF EHBS Survey Design and Methods.

Poll Finding

KFF/New York Times 2025 Survey of Immigrants: Worries and Experiences Amid Increased Immigration Enforcement

Published: Nov 18, 2025

Findings

Immigrants are a diverse group who play a significant role in our nation’s workforce and communities.  As of June 2025, there were 51.9 million immigrants living in the U.S., and roughly one in four children in the U.S. live with at least one immigrant parent. During his second term, President Trump has implemented an array of immigration policy changes focused on restricting immigration and increasing interior immigration enforcement efforts. KFF conducted this survey in partnership with The New York Times to increase understanding of immigrant experiences amid this policy environment. It builds on the 2023 KFF/LA Times Survey of Immigrants and two additional surveys conducted by KFF in 2024 and  2025. This is one of three reports from this survey. Other reports focus on the health and health care experiences of immigrants and the political views of immigrant voters.

Key Takeaways

  • As the Trump administration’s crackdown on immigration continues, an increasing share of immigrants know someone who has been detained or deported. More than one in five (22%) immigrants say they personally know someone who has been arrested, detained, or deported on immigration-related charges since President Trump took office in January, nearly three times the share who said so in April (8%). A large majority of those who know someone who was arrested, detained, or deported say that person had never committed a serious crime.
  • Amid this environment, worries have increased among immigrants across immigration statuses, leading many to avoid activities outside the home, including seeking health care or going to work. Four in ten (41%) immigrants say they personally worry they or a family member could be detained or deported, much more than the 26% who said so in 2023. While worries are most pronounced among likely undocumented immigrants (75%), they have increased the most among lawfully present immigrants (from 33% to 50%) and naturalized citizens (from 12% to 31%). More than half of immigrants (53%), including majorities of naturalized citizens and lawfully present immigrants, are not confident they or a family member would receive fair treatment by the U.S. legal system if detained on immigration-related charges. Living with these fears, three in ten immigrants, including about three in four likely undocumented immigrants and about one-third of lawfully present immigrants, report avoiding traveling, seeking medical care, or going to work or other public spaces.
  • An increasing share of immigrants hold a negative view of U.S. immigration enforcement, and many say they feel less safe since President Trump took office. Four in ten (41%) immigrants now say the U.S. is too tough in enforcing immigration laws, double the share who said so in 2023 (19%). About half of immigrants say they feel “less safe” since President Trump took office, including roughly half of naturalized citizens and lawfully present immigrants. In addition, about a third (35%) of immigrants say the administration’s immigration enforcement activities have had a direct negative impact on their families, citing things like avoiding everyday activities, increased racism, and worries about immigration enforcement. 
  • Immigrants’ financial struggles have increased substantially since 2023. About half of immigrants say they have had problems paying for essentials like housing, food, and health care in the past 12 months, up from three in ten who said the same in 2023. In addition, about half of all immigrants, including naturalized citizens and those who are lawfully present, say it has been harder for them to earn a living since January.
  • While most still feel positively about their own decision to immigrate, many no longer view the U.S. as a good destination for immigrants. Reflecting the resilience and optimism of immigrant communities, most immigrants continue to say their lives are better as a result of moving to the U.S., and most would choose to come again. But while one-third say the U.S. is a great place for immigrants, nearly twice as many (60%) say the U.S. used to be a great place for immigrants, but that is no longer true.

Key Terms and Groups

Immigrants: In this report, immigrants are defined as adults residing in the U.S. who were born outside the U.S. and its territories. This includes naturalized citizens, lawfully present immigrants, and immigrants who are likely undocumented.

Naturalized citizen: Immigrants who said they are a U.S. citizen.

Lawfully present immigrant: Immigrants who said they are not a U.S. citizen, but currently have a green card (lawful permanent status) or a valid work or student visa.

Likely undocumented immigrant: Immigrants who said they are not a U.S. citizen and do not currently have a green card (lawful permanent status) or a valid work or student visa. These immigrants are classified as “likely undocumented” since they have not affirmatively identified themselves as undocumented.

More than one in five (22%) immigrants say they personally know someone who has been arrested, detained, or deported since President Trump took office, rising to half (52%) of likely undocumented immigrants and about a third of (36%) Hispanic immigrants. The share of immigrants who know someone who has been arrested, detained, or deported since President Trump took office has nearly tripled (22% vs. 8%) since the question was last asked in April. About one in four (24%) lawfully present immigrants say they personally know someone who has been arrested, detained, or deported since January, as do about one in six (16%) naturalized citizens.

About One in Five Immigrants Personally Know Someone Who Has Been Arrested, Detained, or Deported Since Trump Took Office

 Among those who know someone who has been arrested, detained, or deported since January, most (71%) say that person had never committed a serious crime. About one in ten (8%) say that person had committed a serious crime, and one in five (20%) said they were not sure. Sixteen percent of immigrants overall say they know someone who was arrested, detained, or deported without committing a serious crime, rising to one-quarter of Hispanic immigrants and one-third of those who are likely undocumented.

Most Immigrants Who Personally Know Someone Arrested, Detained, or Deported Since January Say That Person Has Not Committed a Serious Crime

Amid the Trump administration’s immigration crackdown, four in ten (41%) immigrants say they worry that they or a family member could be detained or deported, up from 26% in 2023, including substantial increases among naturalized citizens and lawfully present immigrants. Worries about detention or deportation among likely undocumented immigrants remain high reaching 75% as of 2025, while worries have increased the most among naturalized citizens and lawfully present immigrants. More than twice as many naturalized citizens now say they worry that they or a family member could be detained or deported compared to 2023 (31% vs. 12%). Similarly, half (50%) of lawfully present immigrants now say they worry about this, much higher than the share (33%) who said this in 2023.

Hispanic immigrants are more likely to express worries about detention and deportation than immigrants of other backgrounds, but worries have increased substantially among immigrants of all racial and ethnic backgrounds. About half (53%) of Hispanic immigrants say they worry they or a family member could be detained or deported, up from 41% in 2023. Worry has also increased among Black immigrants (39% vs. 19%), Asian immigrants (29% vs. 14%) and White immigrants (29% vs. 13%). Compared to other groups, the relatively larger shares of Hispanic immigrants who say they worry about detention or deportation likely reflects the fact that a larger share of Hispanic immigrants are noncitizens as well as racial-profiling of Hispanic adults by federal immigration agents.

Worries About Detention or Deportation Have Increased Among Immigrants

If they were to be arrested or detained on immigration-related charges, more than half (53%) of immigrants say they are not confident they or a family member would receive fair treatment by the U.S. legal system. At least half of immigrants feel this way across immigration statuses, including 51% of naturalized citizens and 54% of lawfully present immigrants. About six in ten Black (61%) and Hispanic (57%) immigrants say they are not confident they would receive fair treatment.

Most Immigrants Say They Are Not Confident They or a Family Member Would Receive Fair Treatment by the U.S. Legal System

About four in ten immigrants express other immigration-related worries, such as that they or a family member might have their legal immigration status revoked (43%), be separated from children or family members (43%), or be deported to a country they are not from (39%). Overall, about half (53%) of immigrants say they worry about at least one of these things, rising to about six in ten (63%) lawfully present immigrants and more than eight in ten (87%) likely undocumented immigrants. About six in ten or more Hispanic immigrants (66%), Black immigrants (60%), and immigrant parents (60%) also say they worry about at least one of these things happening to them and their families.

About Four in Ten Immigrants Express Worry About Revocation of Immigration Status, Separation From Family, Detention, or Deportation

Immigration-related fears extend to children in immigrant families, with about a quarter (27%) of immigrant parents saying their children have expressed worries or concerns about something bad happening to someone in their family because they are an immigrant. The share who say this rises to six in ten (60%) likely undocumented immigrant parents and about four in ten (39%) Hispanic immigrant parents.

Six in Ten Likely Undocumented Parents Say Their Children Have Expressed Worries About Something Bad Happening to Family Due to Immigration Status

Across immigration statuses, larger shares of immigrants now than in 2023 say they have avoided things like talking to the police, applying for a job, or traveling due to their or a family member’s immigration status. One in five (20%) immigrants overall say they have ever avoided these things, rising to about six in ten (59%) likely undocumented immigrants, up from 14% and 42% respectively in 2023. Notably, one-quarter (26%) of lawfully present immigrants and one in ten (11%) naturalized citizens report avoiding these activities, both roughly double the shares who said so in 2023. Immigrants who personally know someone who has been arrested, detained or deported since January are especially likely to say they have ever avoided one of these activities compared to those who don’t know someone (44% vs. 14%).

Larger Shares of Immigrants Now Say They've Avoided Things Like Talking to Police, Applying for Jobs, or Traveling To Avoid Drawing Attention to Status

Three in ten (30%) immigrants overall, rising to three-quarters (74%) of likely undocumented immigrants, say they or a family member have limited their participation in activities outside the home since January due to concerns about drawing attention to someone’s immigration status. This includes about three in ten immigrants who say they or a family member have avoided traveling (27%), one in seven who have avoided seeking health care (14%), going to church or community events (14%), or going to work (13%), and one in ten (10%) who report not taking their children to school or attending school events. Among likely undocumented immigrants, six in ten (63%) say they or a family member have avoided traveling since January, about half (48%) say they have avoided seeking medical care, and four in ten (40%) report not going to work because of immigration-related concerns. In addition, about one in five (21%) naturalized citizens and one-third (35%) of lawfully present immigrants say they or a family member have avoided activities outside the home due to concerns about immigration status.

Hispanic immigrants are more likely than immigrants of other backgrounds to report avoiding these activities, with about four in ten (41%) saying they have avoided at least one. Immigrants’ avoidance of activities outside the home are likely driven in part by heightened immigration enforcement activities, such as ICE (Immigration and Customs Enforcement) raids in workplaces, as well as policy changes that have allowed immigration enforcement activity in previously protected areas including places of worship, schools, and health care facilities and to allow ICE to pursue arrests without a warrant

Three in Ten Immigrants, Rising to Three-Fourths of Likely Undocumented Immigrants, Have Limited Their Activities Outside the Home Since January

Some immigrants also report taking precautionary measures such as carrying proof of status (43%) or making family plans in case of detention or deportation (21%). Notably, six in ten (62%) lawfully present immigrants and three in ten (31%) naturalized citizens say they have started carrying proof of immigration status since January and about one in four (27%) lawfully present immigrants say they have made a plan in case someone in the family was detained or deported.

Four in Ten Immigrants Say They or a Family Member Started Carrying Proof of Immigration Status, One in Five Made Plans in Case of Detention or Deportation

Views of the Trump Administration’s Immigration Policies and Enforcement

Large majorities of immigrants disapprove of the Trump administration deporting immigrants to countries they are not from (83%), efforts to end birthright citizenship (73%) and federal immigration agents wearing masks or plainclothes during immigration enforcement activities (71%). Fewer, though still a majority (57%), disapprove of the administration increasing efforts to deport more people living in the U.S. illegally. Views of the Trump administration’s policies diverge sharply by partisanship; for more, see the companion report focused on immigrant voters.

Large Majorities of Immigrants Disapprove of Many of President Trump's Immigration Enforcement Actions

About four in ten (41%) immigrants now say the U.S. is too tough in enforcing immigration laws, more than double the share who said so in 2023 (19%). In 2025, one in five (20%) say enforcement is “about right” and one in six (15%) say it is “not tough enough.” A further one in four (24%) say they are “not sure.” About half of likely undocumented immigrants (47%) say the U.S. is too tough in enforcing immigration laws, as do at least four in ten naturalized citizens (41%) and lawfully present immigrants (41%).

Four in Ten Immigrants Say the U.S. Is Too Tough in Enforcing Immigration Laws

About half of immigrants, including about half of naturalized citizens and lawfully present immigrants, say they and their families feel “less safe” since President Trump took office. Overall, about three in ten (32%) immigrants say they and their family feel “about the same in terms of safety,” while 19% report feeling “safer” since President Trump took office. Likely undocumented immigrants report the highest concerns, with two-thirds saying they feel “less safe” since President Trump took office.

Half of Immigrants Say They Feel Less Safe Since President Trump Took Office, Including About Half of Naturalized Citizens and Lawfully Present Immigrants

About one-third (35%) of immigrants say the Trump administration’s activities have had a negative impact on them and their family, including six in ten (60%) likely undocumented immigrants and about four in ten (38%) of those who are lawfully present. About half (53%) immigrants overall say immigration enforcement has not affected their family while about one in ten (11%) report a “positive impact.” Four in ten (40%) immigrant parents also say their family has been negatively affected.

Over One-Third of Immigrants Say the Trump Administration's Immigration Enforcement Activities Have Had a Negative Impact on Their Families

In Their Own Words: How Immigrants Have Been Impacted by the Trump Administration’s Immigration Enforcement Activities

Among those who said negative impact:

“Friends and family around us who are legally in the US. are getting deported without due process.” —20-year-old Japanese immigrant in New Jersey

“Trump’s immigration enforcement activities have made it difficult to afford basic necessities such as food and water. Due to his tariff placements, the cost of living has risen significantly within the last 5 years which is impacts my family since we cross the border to Mexico to afford basic necessities that are unaffordable in the United States. My family fears the possibilities of not being able to return home in the United States because of racial prejudice rather than the local Mexican cartel getting into a firefight.” —50-year-old Mexican immigrant man in Texas

“Even being a lawful permanent resident who has never been arrested, I fear traveling out of the country” —35-year-old Jamaican immigrant woman in New Jersey

“My family, friends, and colleagues are worried, stressed, and scared every single time we step out of our homes as we don’t want to be the next family to be deported. Although we are naturalized citizens and have been for years, we have seen and read that innocent immigrants with no history of delinquency are also being deported just because of where they were born. Whether that is true or not, we are all frightened and stressed because of all this.” —40-year-old Nicaraguan immigrant woman in Illinois

“Mr. Trump have made things difficult for immigrants. USCIS has even made it tougher to be able to obtain a citizenship by introducing more rules and regulation to in fact, the ones who have been legally living in United States on permanent status for long time.” —46-year-old Pakistani immigrant man in Illinois

“Now, we must carry our passports on our bodies when we step out of the house. Never did that before.” —50-year-old Korean immigrant woman in California

“…For years, we have held on to the hope that gaining U.S. citizenship would open the doors to stability, opportunity, and a sense of belonging. However, the reality has been far more difficult than we imagined. Even after achieving citizenship, many of us continue to face systemic barriers — from limited access to good jobs and affordable housing to complex social and economic challenges that make it hard to truly feel at home. Instead of the brighter future we hoped for, many of us live in uncertainty and fear. … While we are grateful to be here, we also struggle with the feeling that America has yet to become the home we dreamed it would be.”  —27-year-old Tanzanian immigrant man in Iowa

Among those who said positive impact:

“They are making our country safer by sending away illegals, especially ones with the criminal background.”  —44-year-old Estonian immigrant woman in Virgina

“We feel better and safer knowing that illegal immigrants, especially those with criminal background, have been drastically reduced.”  —87-year-old Filipino immigrant man in Texas

“Every country wants people to come to their country legally. We came here fairly and legally. Everyone should come here legally as well.” —61-year-old Indian immigrant woman in California

“Paying less taxes to help illegals with housing, medical needs, and food services, is crucial to my survival so that I can take better care of myself and afford to live. Paying less for insurance because so many illegals don’t bother to, will also be good for my finances.” —67-year-old Portuguese immigrant woman in Arizona

Note: Responses are lightly edited for length and spelling, but reflect respondents’ own language and do not represent the views of KFF.

Economic Concerns Under the Second Trump Administration

Beyond their concerns about immigration enforcement, about half (48%) of immigrants across immigration status say it has been harder for them and their families to earn a living since January. A further four in ten (40%) say there has been “no change,” while about one in ten (12%) say it has been easier to earn a living since January. While substantial shares across immigration status and race and ethnicity say it has been harder to earn a living since January, likely undocumented immigrants (62%), immigrants who live in low-income households (those earning less than $40,000 annually, 58%), Hispanic immigrants (55%), and immigrant parents (52%) are most likely to say this.

About Half of Immigrants Say It Has Been Harder for Them and Their Families To Earn a Living Since January

 About half (47%) of immigrants report difficulty paying for basic needs like food, housing, or health care in the past 12 months, up from about three in ten (31%) who said the same in 2023. Large shares of immigrants say their household has had problems paying for at least one of the following necessities in the past 12 months:  health care (36%), their rent or mortgage (30%), or food (27%). Seven in ten (68%) likely undocumented immigrants and six in ten (62%) of those living in households earning less than $40,000 annually and more than half (55%) of immigrant parents report problems paying for at least one of these necessities since January.

Nearly Half of Immigrants Report Difficulty Paying for Basic Needs Like Health Care, Housing, or Food

Views on the U.S. as a Good Place for Immigrants and Their Families

Most immigrants say the U.S. is no longer a good place for immigrants. Six in ten (60%) immigrants say “the U.S. used to be a great place for immigrants, but that is no longer true,” about one-third (36%) say “the U.S. is a great place for immigrants,” and just 4% say “the U.S. was never a great place for immigrants.” This varies greatly by partisanship; most immigrants who are Democrats (80%) and independents (61%) say the U.S. used to be a great place for immigrants, but that is no longer true, while most Republican immigrants (66%) say the U.S. is a great place for immigrants. For more information on the political views of immigrant voters see a companion report focused on immigrants’ political views. While naturalized citizens are more likely than noncitizen immigrants to view the U.S. as a great place for immigrants, a majority (56%) of naturalized citizens say the U.S. is no longer such a place.

Six in Ten Immigrants Say the U.S. Used to Be a Great Place for Immigrants, But That It Is No Longer True, Larger Shares of Democratic Immigrants Say This

Despite these mixed views on whether the U.S. is a great place for immigrants, a majority of immigrants believe they have either already achieved the “American Dream” (36%) or that they are on their way to achieving it (42%). Half (49%) of naturalized citizens say they have already achieved the American Dream, compared to just one in five (19%) lawfully present immigrants and one in ten (9%) likely undocumented immigrants. Notably, about one-third (36%) of likely undocumented immigrants say the American Dream is completely out of reach for them. Immigrants’ views on the American Dream also vary by age. About half of immigrants ages 50 and older (53%) say they have already achieved the American Dream, compared to about one in five (20%) of immigrants between ages 18 and 49.

A Majority of Immigrants Say They Have Either Achieved the American Dream or Are on Their Way to Achieving It

While most immigrants say many aspects of their lives are “better” as a result of moving to the U.S., fewer immigrants now say they feel safer in the U.S. than said so in 2023. About two-thirds or more immigrants say the educational opportunities for themselves or their children (74%), their financial situation (70%), and their employment situation (65%) are better as a result of moving to the U.S. About half (52%) of immigrants overall now say their safety is better as a result of moving to the U.S. compared to about two-thirds who said the same in 2023. This drop in perception of safety has occurred among immigrants across immigration statuses.

While Most Immigrants Still Say Most Aspects of Their Lives Are Better in the U.S., Fewer Say Their Safety Is Better Compared to 2023

Most immigrants say they would choose to move to the U.S. again if they could go back in time, though fewer noncitizen immigrants say this now than in 2023. When asked what they would do if they could go back in time, knowing what they know now, seven in ten (70%) immigrants say they would still choose to move to the U.S., including majorities across race, ethnicity, and immigration status. One in ten (9%) say they would not choose to move to the U.S. if they could go back in time, and one in five (21%) say they are not sure. While a majority of immigrants say they would still move to the U.S., this share dropped 16 percentage points among likely undocumented immigrants (from 72% to 56%) and 10 percentage points since 2023 among lawfully present immigrants (from 78% to 68%).

Seven in Ten Immigrants Would Still Move to the U.S., but Fewer Say This Compared to 2023

Methodology

The KFF/New York Times 2025 Survey of Immigrants was designed and analyzed by public opinion researchers at KFF. The survey was conducted August 28 – October 20, 2025, online, by telephone, and by mail among a nationally representative sample of 1,805 immigrants, defined as adults living in the U.S. who were born outside the U.S. Respondents had the option to complete the survey in one of six languages: English (n=1,310), Spanish (n=431), Chinese (n=38), Korean (n=21), and Vietnamese (n=5), and Haitian-Creole.

Teams from KFF and The New York Times worked together to develop the questionnaire and both organizations contributed financing for the survey. Each organization bears the sole responsibility for the work that appears under its name. Sampling, data collection, weighting, and tabulation were managed by SSRS of Glenn Mills, Pennsylvania in collaboration with public opinion researchers at KFF.

Sampling strategy

Respondents were reached through one of five sampling modes: an address-based sample, a random digit dial telephone (RDD) sample of prepaid (pay-as-you-go) cell phone numbers, a callback sample of telephone numbers that were previously selected for an RDD survey, the SSRS Opinion Panel, and the SSRS/KFF Immigrants Panel. Marketing Systems Group (MSG) provided the random samples of addresses and phone numbers utilized by each of the five sampling modes. Telephone interviewing of all sample types was managed by SSRS of Glen Mills, PA.

The address-based sample (n=646) was divided into areas (strata), defined by Census tract, based on the incidence of immigrants among the population overall and by countries of origin. Within each stratum, the sample was further divided into addresses that were flagged as possibly occupied by immigrant adults, and unflagged addresses. To increase the likelihood of reaching households with immigrant adults, strata with higher incidence of immigrants overall, and of certain countries of origin in particular, were oversampled.

The RDD prepaid sample (n=233) was disproportionately stratified to effectively reach immigrants from particular countries, based on county-level information. Among this prepaid cell phone component, 117 interviews were completed by phone and 116 were completed via web survey after being invited by short message service (SMS).

71 respondents were reached by calling back telephone numbers that were previously randomly selected for RDD surveys and had either self-reported being born outside the use (n=66), or an interviewer had noted that the respondent spoke a language other than English or Spanish (n=5). 377 respondents were reached through the SSRS Opinion Panel, a nationally representative probability-based panel, and 478 respondents were reached through the SSRS/KFF Immigrants Panel, a nationally representative probability-based panel of immigrants.

To qualify for the survey, respondents needed to specify their country of birth, and were included if they were born outside the U.S. Those born in U.S. territories including Puerto Rico did not qualify. Households in the ABS frame were invited to participate in the survey through multiple mailed, multilingual invitations, requesting that the adult in the household who had the most recent birthday complete the survey by going online, dialing a toll-free number, or returning a paper questionnaire. Interviewers also attempted calls to some telephone numbers that were matched to sampled addresses. Cases sampled through either the SSRS Opinion Panel or the SSRS/KFF Immigrants Panel additionally were asked to confirm they are the named panelist.

For the online panel components, invitations were sent to panel members by email followed by up to three reminder emails. Overall, 1,496 individuals completed the survey online, 263 completed the survey via telephone interview, and 46 completed paper questionnaires.

Incentives and data quality checks

All respondents were offered post-incentives varying in amounts of $10 to $20. The RDD live interviewer respondents received incentive via a check by mail. Those who participated online received an electronic gift card incentive by email. ABS paper respondents received a Visa gift card by mail. The online questionnaire included two questions designed to establish that respondents were paying attention. Cases that failed both attention check questions, skipped over 50% of survey questions, or participated in less than one-quarter of the mean length by mode were flagged and reviewed. Based on this criterion, 11 cases were removed.

Translation

The survey was translated by linguists at Cetra Language Solutions. To ensure accuracy of the survey program in each language, Cetra Language Solutions linguists and independent telephone interviewers reviewed each question as it appears in the program and provided feedback. The survey was revised and finalized based on this feedback.

Weighting

The combined sample was weighted to match the characteristics of the U.S. adult immigrant population, based on data from the Census Bureau’s 2023 American Community Survey (ACS). Weighting was done separately for each of the region of origin groups by sex, age, education, census region, number of adults in household, presence of children, home ownership, length of time in the U.S., and citizenship status. Some groups included other weighting parameters such as English proficiency, race/ethnicity, or relevant sub-geographies. The overall sample was also weighted to match the share of U.S. adult immigrants from each country/region of origin group The final weights take into account differences in the probability of selection for each of the five sample types. This includes adjustment for the sample design and geographic stratification, and within household probability of selection.

The margin of sampling error including the design effect for the full sample is plus or minus 3 percentage points. Numbers of respondents and margins of sampling error for key subgroups are shown in the table below. For results based on other subgroups, the margin of sampling error may be higher. Sample sizes and margins of sampling error for other subgroups are available by request. Sampling error is only one of many potential sources of error and there may be other unmeasured error in this or any other public opinion poll. KFF Public Opinion and Survey Research is a charter member of the Transparency Initiative of the American Association for Public Opinion Research.

GroupN (unweighted)M.O.S.E.
Total (2025)1,805± 3 percentage points
Black immigrants174± 11 percentage points
Hispanic immigrants742± 5 percentage points
Asian immigrants545± 6 percentage points
White immigrants297± 7 percentage points
Naturalized Citizen1,171± 4 percentage points
Lawfully Present (Green card or valid visa holder)481± 6 percentage points
Likely undocumented151± 10 percentage points
English Proficient (speaks English only or “very well”)1,108± 4 percentage points
Limited English Proficient (speaks English “less than very well”)693± 5 percentage points
Immigrant registered voters1055± 4 percentage points
Republican voters229± 8 percentage points
Democratic voters408± 7 percentage points
Independent voters360± 7 percentage points

Acknowledgements

During the initial development of this poll, KFF consulted the following about considerations in polling immigrants: the National Immigration Law Center, UnidosUS and Dr. May Sudhinaraset. These organizations or individuals provided valuable insights in the planning and dissemination of the survey. They did not have access to any materials before the survey was released or input into the analysis of the findings.

Poll Finding

KFF/New York Times 2025 Survey of Immigrants: Political Implications of Immigrant Voters’ Views on Immigration Enforcement

Published: Nov 18, 2025

Findings

Over half of all U.S. immigrants are naturalized citizens who are eligible to vote, representing nearly 24 million Americans and one in ten eligible U.S. voters overall. While many polls look at how U.S. voters overall view issues of immigration policy and enforcement, few look at the views of foreign-born voters themselves. Drawing on the KFF/New York Times 2025 Survey of Immigrants, this report examines how immigrant voters view President Trump and his immigration policies, including how those views are affected by – and have affected – their partisan alignment. Separate reports examine immigrants’ worries and experiences amid increased immigration enforcement and their health and health care experiences during the second Trump administration.

Key Takeaways

  • The partisan identity of immigrant voters is mixed, with one quarter (25%) identifying as Republicans, just over a third (36%) identifying as Democrats, and four in ten saying they are either independent (34%) or don’t identify with either major U.S. political party (5%).
  • Like the broader public, most immigrant voters disapprove of President Trump’s job performance, particularly when it comes to economic issues. While a majority of immigrant voters approve of the president’s efforts to secure the southern border, most disapprove of his handling of immigration policy more broadly. In fact, large majorities disapprove of specific policies such as “third country” deportations (80%), efforts to end birthright citizenship (69%), and the use of masked and plainclothes agents in immigration enforcement activities (67%). These views reflect immigrant voters’ own partisan alignment, but even large shares of Republican immigrant voters disapprove of deporting immigrants to countries they are not from (52%) and ending birthright citizenship (44%). While views of Trump’s immigration policies are not vastly different between immigrant voters and the broader public, immigrant voters are somewhat more likely to disapprove of efforts to end birthright citizenship.
  • Four in ten immigrant voters say the U.S. is too tough in enforcing immigration laws, and most disapprove of how Immigration and Customs Enforcement (ICE) is handling its job. While close to half (46%) feel that current immigration enforcement “is necessary,” large shares also say they feel “angry” (49%) and “afraid” (39%) about what is happening, while fewer feel “satisfied” (28%) or “proud” (19%).
  • These views may have implications for future elections, as nearly six in ten immigrant voters say the Trump administration’s immigration enforcement actions have had an impact on which political party they support, including over four in ten who say they’ve had a “major” impact. A larger share of this group says these policies have made them feel less supportive rather than more supportive of the Republican Party, though many express generally negative sentiments or frustration with both parties.
  • Immigrants’ feelings of safety and their confidence in the U.S. justice system are also shaped by partisanship. At least half of Republican immigrants (including those who are registered to vote) say they feel safer since President Trump took office and are confident they or a family member would be treated fairly by the justice system if detained for immigration-related reasons. At the same time, majorities of immigrants and immigrant voters who align with the Democratic Party say they feel less safe under President Trump and are not confident they would get fair treatment if detained.

Who Are Immigrant Voters?

Six in ten immigrant adults are U.S. citizens, and 89% of this group (53% of all immigrant adults) report that they are registered to vote. While precise estimates of how naturalized citizens voted in the 2024 presidential election are not readily available, several analyses suggest that Hispanic and Asian voters overall have been shifting away from the Democratic Party and towards Republicans in recent elections.

When it comes to partisan identity, a larger share of immigrants say they consider themselves Democrats than Republicans, but about half of all immigrants, including about four in ten registered immigrant voters, say they are either independent or that they don’t identify with either major U.S. political party.

More Immigrant Voters Identify As Democrats Than Republicans, but Four in Ten Don’t Identify With Either Party

Views of President Trump’s Job Performance Among Immigrant Voters

Six in ten immigrant voters disapprove of President Trump’s handling of his job as president, including four in ten (42%) who strongly disapprove. Views of the president’s performance vary by partisan identification among immigrant voters, with eight in ten (81%) Republicans approving and nine in ten Democrats disapproving. Disapproval is stronger than approval among partisans; seven in ten (71%) Democratic immigrant voters strongly disapprove of Trump’s performance while fewer than half (45%) of Republicans strongly approve.

These results are similar to views of the broader public, with recent polling averages finding over half the public disapproves of the president’s performance while about four in ten approve.

A Majority of Immigrant Voters Disapprove of How President Trump Is Handling His Job, With Large Partisan Divides

President Trump’s worst ratings are for his handling of economic issues, while views of his handling of immigration and border security are more mixed among immigrant voters. Seven in ten immigrant voters disapprove of the way President Trump is handling inflation (72%) and tariffs (69%), including about half who “strongly disapprove” of his handling of each of these areas. On the other hand, most immigrant voters (62%) approve of the president’s handling of security at the southern border, while nearly four in ten (37%) disapprove.

A majority (56%) of immigrant voters disapprove of the president’s handling of immigration policy more broadly, though a substantial 44% approve. Views of the president’s handling of immigration are similar among immigrant voters as they are among registered voters overall in a recent New York Times/Sienna Poll (52% disapprove, 46% approve). However, a smaller share of immigrant voters strongly approve of Trump’s handling of immigration compared to voters overall (22% vs. 35%).

Most Immigrant Voters Approve of How President Trump Is Handling Border Security, but Most Disapprove of His Handling of Immigration and Economic Issues

Republican immigrant voters largely approve of President Trump’s handling of immigration, while a large share of Democrats disapprove and independents are split. President Trump’s lowest ratings across partisan groups are on handling of the economy. For example, large shares of Republican immigrant voters approve of how President Trump is handling border security (93%) and immigration (81%), but smaller majorities approve of how he is handling tariffs (63%) and inflation (61%). Large majorities of Democratic immigrant voters disapprove of the president’s performance in each of these areas, though nearly four in ten (37%) approve of how Trump is handling border security.

Most Republican Immigrant Voters Approve of Trump's Handling of Different Issues, Though Fewer Say So for Tariffs and Inflation

Despite being mixed on President Trump’s handling of immigration and border security generally, most immigrant voters disapprove of many of the administration’s immigration enforcement actions. This includes large majorities who disapprove of the Trump administration deporting immigrants to countries they are not from (80%), efforts to end birthright citizenship (69%), and having federal immigration agents wearing masks or plainclothes during immigration enforcement activities (67%). Fewer, though still about half (53%), disapprove of the administration increasing efforts to deport more people living in the U.S. illegally.

Majorities of Immigrant Voters Disapprove of Several of the Trump Administration's Approaches to Immigration Enforcement

Immigrant voters’ views of the Trump administration’s immigration enforcement actions diverge by partisanship, though approval among Republican immigrant voters is not universal. While majorities of Republican immigrant voters support many of the administration’s actions, half (52%) disapprove of deporting immigrants to countries they are not from, and more than four in ten (44%) disapprove of efforts to end birthright citizenship. Republican immigrant voters are about four times as likely as Democrats to say they approve of efforts deport more people living in the U.S. illegally (80% vs. 17%) and eight times as likely to approve of federal immigration agents wearing plainclothes or masks during enforcement activities (69% vs. 8%). Majorities of independent and Democratic immigrant voters disapprove of each of these actions by the administration (with the exception of increasing deportations of undocumented immigrants, on which independents are narrowly divided).

For the most part, immigrant voters’ views of President Trump’s immigration policies are not vastly different from those of the general population. For example, a June 2025 Pew Research Center survey found two-thirds of the public said it was “unacceptable” to “deport immigrants in the U.S. illegally to a different country if they cannot return to their home country,” with most Democrats finding this unacceptable and Republicans more evenly divided.

Immigrant voters’ views diverge somewhat from the broader public on the question of birthright citizenship. Seven in ten (69%) immigrant voters disapprove of efforts to end birthright citizenship, compared to 56% of U.S. adults overall in a February 2025 Pew Research Center survey. Notably, while 72% of Republicans overall approve of efforts to end birthright citizenship, this is lower (55%) among Republican immigrant voters.

Immigrant Voters’ Views of Trump Administration Actions Diverge by Partisanship

Views of Immigration Enforcement

Four in ten (41%) immigrant voters say the U.S. is “too tough” in enforcing immigration laws, though these views are largely divided by partisanship.  Most immigrant voters who identify as Democrats say U.S. immigration enforcement is “too tough” (63%), while most Republicans say it is “not tough enough” (37%) or “about right” (35%). Among independent immigrant voters, one-third (34%) view U.S. immigration enforcement as too tough, but four in ten see it as either about right (21%) or not tough enough (21%). Notably, about one in five (19%) immigrant voters say they are not sure how to answer this question.

Four in Ten Immigrant Voters Say the U.S. Is “Too Tough" in Enforcing Immigration Laws

While most immigrant voters across partisanship feel positively toward their local police, approval of Immigration and Customs Enforcement (ICE) and Customs and Border Protection (CBP) divide sharply by partisanship. Overall, six in ten (59%) immigrant voters disapprove of how ICE is handling their job, while a similar share (58%) approve of the performance of Customs and Border Protection (CBP). These views diverge by partisanship, with majorities of Democratic immigrant voters disapproving of both agencies and majorities of Republicans approving. Across party identification, majorities of immigrants say they approve of how their local police are handling their job. 

Approval of ICE and CBP Is Split Along Party Lines but Most Immigrant Voters Approve of Their Local Police

About half (49%) of immigrant voters say they are “angry” about what is happening with immigration enforcement in the U.S. and about four in ten (39%) say they are “afraid,” but nearly half (46%) say they feel the current immigration enforcement “is necessary,” including eight in ten Republican immigrant voters.  Despite the large share saying they feel enforcement is necessary, far fewer immigrant voters say they feel “satisfied” (28% overall, 59% among Republicans) or “proud” (19% overall, 42% of Republicans) when it comes to what is happening with immigration enforcement in the U.S. today.

About Half of Immigrant Voters Are “Angry” About Immigration Enforcement in the U.S. but a Similar Share Feel "That It Is Necessary"

Immigrant voters’ views on the Trump administration’s immigration enforcement policies may be related to their broader views on undocumented immigrants, including whether they view such immigrants as a strength or a burden. Two-thirds (64%) of immigrant voters say immigrants who are in the U.S. illegally “strengthen our country because of their hard work and talents,” while about a third (35%) say “they are a burden on our country because they take our jobs, housing, and health care.” While nine in ten (89%) immigrant voters who are Democrats and six in ten who are independents say immigrants living in the U.S. illegally are a strength, most Republican immigrant voters (62%) view them as a burden.

Among Immigrant Voters, Partisans Split on Whether Undocumented Immigrants Are a Strength or a Burden for the Country

Political Implications

Nearly six in ten (57%) immigrant voters say their views on the Trump administration’s immigration policies have had an impact on which political party they support, including over four in ten (44%) who say they have had a “major impact.” Similar shares of those who identify as Democrats (65%) and Republicans (62%) say the Trump administration’s immigration policies have had either a “major” or “minor” impact on the political party they support, while fewer (45%) independents say so.

Half of Immigrant Voters Say Trump Administration’s Immigration Policies Have Had a Major Impact on Which Party They Support

When immigrant voters are asked to describe how the Trump administration’s immigration policies have impacted which political party they support, a larger share express views that reflect negative views of these policies or a shift away from Republicans (36%) than express views in support of these policies or the Republican party (19%). Others who say immigration policies have affected which party they support offer generally negative (6%) or generally positive comments (3%) or express negative views of both the Republican and Democratic parties (3%).

In Their Own Words: Please describe how the Trump administration’s immigration policies impacted which political party you support.

Shift away from Trump/Republicans or towards Democrats:

“I used to consider candidates from both parties, especially for local elections, and focused on the individual candidate’s merits. Now I would never vote GOP for any reason, that party is gone.” — 58-year-old Costa Rican immigrant man in New York

“I used to think Republican and Democratic parties were not too dissimilar but now, there is a clear divide because Republican party is one now catering to an autocrat and want to punish free speech, constitutional rights.” — 50-year-old Korean immigrant woman in California

“I, myself, am a registered Republican. However, that does not mean that I agree with Trump’s stance and actions on immigration. Because of his actions, I find myself leaning more towards the Democratic side.”  — 67-year-old Filipino immigrant man in California

“I was born in a country that was taken over by a violent revolution by an authoritarian party.  I now see the Trump administration doing things equally revolutionary and evil.  I was once proud to vote for Republicans.  Now I will never vote for another Republican ever again.”  — 66-year-old Nicaraguan immigrant woman in Texas

“I used to be a registered Republican before Trump first term. I’m an independent now because of his immigration talk and policies.”  — 59-year-old Mexican immigrant man in California

“The policies seem unnecessarily dehumanizing and heavy handed and have led me to question whether the Republican Party cares about people, American or otherwise.”  — 45-year-old German immigrant man in Washington D.C.

“I used to align more with conservative views but it seems they are more concerned with cruelty than security.”  — 21-year-old Iranian immigrant in Washington

“They made me support Democrats more.” — 32-year-old Indian immigrant woman in New York

“I consider myself a democrat however prior to the immigration stuff I was leaning toward the Republican Party but since I have withdrawn completely.”  — 36-year-old Canadian immigrant man in California

Shift away from Democrats or toward Trump/Republicans:

“I supported Democrats until they left the border wide open. I worked very hard to get my citizenship and it’s sad to see people cut the line and get more support as illegal immigrants over me as a tax paying citizen.”  — 43-year-old Mexican immigrant man in California

“I am strongly against illegal immigration, thus I support the Republican party in their efforts to fight it.”  — 60-year-old Vietnamese immigrant woman in California

“Having a safer environment and more job opportunities due to Trump administration’s immigration policies made me stand more with the Republican Party.”  — 87-year-old Filipino immigrant man in Texas

“Protecting our nation is very important, so I support Republican Party. Prior administration let in a lot of undocumented immigrants so I do not support Democratic party.”  — 49-year-old Indian immigrant man in New Jersey

“I was independent but when I saw Trump’s policies, I went to the Republican party.”  — 77-year-old Cuban immigrant woman in Florida

“The Democratic open borders changed my mind on who they were.  I became a Republican, what they did was a crime against this country.”  — 71-year-old German immigrant woman in Oregon

Increased frustration with both parties:

“Increased my anger [at] both parties. Republicans for supporting clear illegal decisions. Democrats for being wet noodles.”  — 42-year-old Chinese immigrant man in Maryland

“His [Trump’s] complete disregard for the Constitution and the rule of law and the “yes men” of the Republican Party have not made me any more fond of the Democratic Party but have simply made me stop voting for the Republicans as well.  We need a new party.”  — 55-year-old Thai immigrant man in Texas

“I have been traditionally conservative, but the current polices are too far to the right whereas the Democrats are too far to the left.  It seems there is no room left for moderates.”  — 46-year-old Vietnamese immigrant woman in California

“I’ve become unaffiliated as his nuisances have led me to be more cautious of political options. I can’t strongly favor any party with the current political situation we’re in.”  — 45-year-old Peruvian immigrant woman in New Jersey

Note: Responses are lightly edited for length and spelling, but reflect respondents’ own language and do not represent the views of KFF.

Feelings of Safety and Future Outlook

Immigrants who identify as Republican are much more likely to report feeling safe in the U.S. and to be confident they would receive fair treatment by the U.S. justice system. As reported in another report examining immigrants’ worries and experiences amid increased immigration enforcement, about half of immigrants overall say they feel less safe since President Trump took office, and most are not confident they or a family member would receive fair treatment by the U.S. legal system if arrested or detained on immigration-related charges. Looking by partisanship, immigrants who identify as Democrats are much more likely to report feeling less safe and to lack confidence they would be treated fairly by the justice system compared to those who identify as Republicans. This pattern holds among immigrants overall as well as among those who are registered to vote.

For example, over half (55%) of Republican immigrant voters say they feel safer since President Trump took office and three-quarters are “very” or “somewhat confident” they would get fair treatment by the U.S. justice system. In contrast, nearly three-quarters (73%) of Democratic immigrant voters report feeling less safe under the Trump administration and seven in ten (72%) are “not very” or “not at all confident they would be treated fairly by the justice system. Among immigrant voters who identify as independents, about four in ten (39%) report feeling less safe since Trump took office while a similar share (41%) say they feel “about the same” in terms of safety. Independent immigrant voters are also split on whether they would receive fair treatment, with about half (54%) very or somewhat confident and the other half (46%) not confident.

Feelings of Safety Divide Sharply Among Immigrants by Partisanship, Including Among Immigrant Voters
Immigrant Partisans Are Split on Confidence in Fair Legal Treatment, Including Among Immigrant Voters

Amid negative views of current immigration policies, a larger share now than in 2023 say immigrants were better off under President Biden than President Trump. Half (49%) of immigrants overall now say immigrants in the U.S. were better off under President Biden than President Trump, up from a third who said the same in 2023. While the share saying immigrants are better off under President Trump hasn’t changed (16%), the share who say it makes no difference for immigrants who is president declined from about half (47%) in 2023 to one third (34%) in 2025.

These views diverge predictably by partisanship among immigrant voters, but a notable 22% of Republican immigrant voters in 2025 say immigrants were better off under President Biden and another quarter say it makes no difference.

Half of Immigrants Say Immigrants in the U.S. Were Better Off Under Biden, Up From a Third Who Said This in 2023

The question of whether the U.S. is still a great place for immigrants is viewed largely through a partisan lens. While seven in ten Republican immigrant voters say the U.S. is a great place for immigrants, eight in ten (78%) immigrant voters who are Democrats say the U.S. used to be a great place for immigrants but that is no longer the case. Independent immigrant voters are more divided, with close to half (45%) viewing the U.S. as a great place for immigrants and slightly more than half (54%) saying that used to be true but is no longer the case.

Immigrant Voters' Views of Whether the U.S. Is a Great Place for Immigrants Diverge Sharply by Partisanship

Methodology

The KFF/New York Times 2025 Survey of Immigrants was designed and analyzed by public opinion researchers at KFF. The survey was conducted August 28 – October 20, 2025, online, by telephone, and by mail among a nationally representative sample of 1,805 immigrants, defined as adults living in the U.S. who were born outside the U.S. Respondents had the option to complete the survey in one of six languages: English (n=1,310), Spanish (n=431), Chinese (n=38), Korean (n=21), and Vietnamese (n=5), and Haitian-Creole.

Teams from KFF and The New York Times worked together to develop the questionnaire and both organizations contributed financing for the survey. Each organization bears the sole responsibility for the work that appears under its name. Sampling, data collection, weighting, and tabulation were managed by SSRS of Glenn Mills, Pennsylvania in collaboration with public opinion researchers at KFF.

Sampling strategy

Respondents were reached through one of five sampling modes: an address-based sample, a random digit dial telephone (RDD) sample of prepaid (pay-as-you-go) cell phone numbers, a callback sample of telephone numbers that were previously selected for an RDD survey, the SSRS Opinion Panel, and the SSRS/KFF Immigrants Panel. Marketing Systems Group (MSG) provided the random samples of addresses and phone numbers utilized by each of the five sampling modes. Telephone interviewing of all sample types was managed by SSRS of Glen Mills, PA.

The address-based sample (n=646) was divided into areas (strata), defined by Census tract, based on the incidence of immigrants among the population overall and by countries of origin. Within each stratum, the sample was further divided into addresses that were flagged as possibly occupied by immigrant adults, and unflagged addresses. To increase the likelihood of reaching households with immigrant adults, strata with higher incidence of immigrants overall, and of certain countries of origin in particular, were oversampled.

The RDD prepaid sample (n=233) was disproportionately stratified to effectively reach immigrants from particular countries, based on county-level information. Among this prepaid cell phone component, 117 interviews were completed by phone and 116 were completed via web survey after being invited by short message service (SMS).

71 respondents were reached by calling back telephone numbers that were previously randomly selected for RDD surveys and had either self-reported being born outside the use (n=66), or an interviewer had noted that the respondent spoke a language other than English or Spanish (n=5). 377 respondents were reached through the SSRS Opinion Panel, a nationally representative probability-based panel, and 478 respondents were reached through the SSRS/KFF Immigrants Panel, a nationally representative probability-based panel of immigrants.

To qualify for the survey, respondents needed to specify their country of birth, and were included if they were born outside the U.S. Those born in U.S. territories including Puerto Rico did not qualify. Households in the ABS frame were invited to participate in the survey through multiple mailed, multilingual invitations, requesting that the adult in the household who had the most recent birthday complete the survey by going online, dialing a toll-free number, or returning a paper questionnaire. Interviewers also attempted calls to some telephone numbers that were matched to sampled addresses. Cases sampled through either the SSRS Opinion Panel or the SSRS/KFF Immigrants Panel additionally were asked to confirm they are the named panelist.

For the online panel components, invitations were sent to panel members by email followed by up to three reminder emails. Overall, 1,496 individuals completed the survey online, 263 completed the survey via telephone interview, and 46 completed paper questionnaires.

Incentives and data quality checks

All respondents were offered post-incentives varying in amounts of $10 to $20. The RDD live interviewer respondents received incentive via a check by mail. Those who participated online received an electronic gift card incentive by email. ABS paper respondents received a Visa gift card by mail. The online questionnaire included two questions designed to establish that respondents were paying attention. Cases that failed both attention check questions, skipped over 50% of survey questions, or participated in less than one-quarter of the mean length by mode were flagged and reviewed. Based on this criterion, 11 cases were removed.

Translation

The survey was translated by linguists at Cetra Language Solutions. To ensure accuracy of the survey program in each language, Cetra Language Solutions linguists and independent telephone interviewers reviewed each question as it appears in the program and provided feedback. The survey was revised and finalized based on this feedback.

Weighting

The combined sample was weighted to match the characteristics of the U.S. adult immigrant population, based on data from the Census Bureau’s 2023 American Community Survey (ACS). Weighting was done separately for each of the region of origin groups by sex, age, education, census region, number of adults in household, presence of children, home ownership, length of time in the U.S., and citizenship status. Some groups included other weighting parameters such as English proficiency, race/ethnicity, or relevant sub-geographies. The overall sample was also weighted to match the share of U.S. adult immigrants from each country/region of origin group The final weights take into account differences in the probability of selection for each of the five sample types. This includes adjustment for the sample design and geographic stratification, and within household probability of selection.

The margin of sampling error including the design effect for the full sample is plus or minus 3 percentage points. Numbers of respondents and margins of sampling error for key subgroups are shown in the table below. For results based on other subgroups, the margin of sampling error may be higher. Sample sizes and margins of sampling error for other subgroups are available by request. Sampling error is only one of many potential sources of error and there may be other unmeasured error in this or any other public opinion poll. KFF Public Opinion and Survey Research is a charter member of the Transparency Initiative of the American Association for Public Opinion Research.

GroupN (unweighted)M.O.S.E.
Total (2025)1,805± 3 percentage points
Black immigrants174± 11 percentage points
Hispanic immigrants742± 5 percentage points
Asian immigrants545± 6 percentage points
White immigrants297± 7 percentage points
Naturalized Citizen1,171± 4 percentage points
Lawfully Present (Green card or valid visa holder)481± 6 percentage points
Likely undocumented151± 10 percentage points
English Proficient (speaks English only or “very well”)1,108± 4 percentage points
Limited English Proficient (speaks English “less than very well”)693± 5 percentage points
Immigrant registered voters1055± 4 percentage points
Republican voters229± 8 percentage points
Democratic voters408± 7 percentage points
Independent voters360± 7 percentage points

Acknowledgements

During the initial development of this poll, KFF consulted the following about considerations in polling immigrants: the National Immigration Law Center, UnidosUS and Dr. May Sudhinaraset. These organizations or individuals provided valuable insights in the planning and dissemination of the survey. They did not have access to any materials before the survey was released or input into the analysis of the findings.

Poll Finding

KFF/New York Times 2025 Survey of Immigrants: Health and Health Care Experiences During the Second Trump Administration

Published: Nov 18, 2025

Findings

Actions taken by the Trump administration and Congress will likely have major impacts on health and health care for immigrant families. As of June 2025, there were 51.9 million immigrants residing in the U.S. representing diverse backgrounds and experiences. In addition, about one in four children in the U.S. has at least one immigrant parent, and the vast majority of these children are U.S. citizens. President Trump’s increased immigration enforcement activity has contributed to resounding levels of fear and uncertainty among the immigrant community, which can negatively affect the health and well-being of immigrant families and make them more reluctant to access health coverage as well as health care. Moreover, the 2025 tax and spending law and other recent policy changes will further limit access to health coverage and services for many lawfully present immigrants who already face eligibility restrictions for federally funded coverage options, amid broader projected coverage reductions and anticipated increases in health care costs.

This report provides new data on health and health care experiences of immigrant adults ages 18 and over in the U.S. amid the current policy environment. It is based on a KFF survey conducted in partnership with The New York Times in Fall 2025. It builds on the 2023 KFF/LA Times Survey of Immigrants and two additional surveys conducted by KFF in 2024 and  2025. Separate reports examine immigrants’ experiences amid increased immigration enforcement and the political implications of immigrant voters’ views on immigration enforcement.

Key Takeaways

  • Since President Trump took office in January 2025, four in ten (40%) immigrant adults overall and nearly eight in ten (77%) likely undocumented immigrants say they have experienced negative health impacts due to immigration-related worries. These negative impacts include increased stress, anxiety, or sadness; problems sleeping or eating; and/or worsening health conditions like diabetes or high blood pressure. Notably, nearly half (47%) of lawfully present immigrants and about three in ten (29%) of naturalized citizens report at least one of these impacts. Among immigrant parents, about one in five (18%) say that their child’s well-being has been impacted since January 2025, including problems sleeping or eating, changes in school performance or attendance, or behavior problems.
  • Overall, 15% of immigrant adults report being uninsured as of 2025, with higher uninsured rates among immigrant adults who are likely undocumented (46%) and lawfully present (21%) compared to naturalized citizens (7%). This pattern reflects that undocumented immigrants are prohibited from accessing federally funded health coverage options and many lawfully present immigrants face eligibility restrictions for federally funded coverage. Among immigrant parents, 15% report at least one uninsured child, rising to over a quarter (27%) among immigrant parents who are likely undocumented. Most children of immigrants are U.S.-born citizens and therefore not subject to eligibility restrictions for immigrants
  • The share of immigrant adults who said they avoided applying for a government program that helps pay for food, housing, or health care in the past 12 months because they did not want to draw attention to their or a family member’s immigration status rose from 8% to 12% between 2023 and 2025. Increases were larger among those who are likely undocumented (27% to 46%) or parents (11% to 18%). Further, 11% of immigrant adults say they have stopped participating in such a program since January 2025 because of immigration-related worries, including about four in ten (42%) of those who are likely undocumented and about one in six (17%) parents.
  • The share of immigrant adults who reported skipping or postponing health care in the past 12 months increased from 22% to 29% between 2023 and 2025. Among those who went without care, about one in five (19%) immigrant adults say it was due to immigration-related concerns. However, across immigrant adults, larger shares cite cost or lack of coverage (63%) as a reason why they skipped or postponed health care. Additionally, three in ten (30%) immigrant parents say that any of their children delayed or skipped health care in the past 12 months due to immigration-related fears, cost or lack of insurance, and/or not being able to find services at a convenient time or location. The overall share rises to about six in ten (58%) of parents who are likely undocumented, with 43% of likely undocumented parents citing immigration concerns. 
  • Reluctance to access care may in part reflect concerns about health care providers sharing information with immigration enforcement officials. About half (51%) of immigrant adults overall and about eight in ten (78%) of those who are likely undocumented say they are “somewhat” or “very” concerned about health care providers sharing information about immigration status with immigration enforcement officials. These fears have likely been exacerbated by the Trump administration sharing noncitizen Medicaid enrollee information with the Department of Homeland Security (DHS), although this action has since been limited by court action in some states.

Immigrant adults across immigration statuses are experiencing negative impacts on their health and facing increased barriers to accessing health coverage and care for themselves and their children. These impacts are particularly pronounced for immigrants who are likely undocumented, parents, lower income, or who have limited English proficiency (LEP). These experiences will likely contribute to worse health outcomes for immigrant adults and their children, who are primarily U.S.-born citizens. Negative impacts also may have spillover effects on the U.S. economy and workforce given that immigrants play an outsized role in many occupations including health care, construction, and agriculture. Going forward, immigrant families will likely continue to experience negative impacts on their health and health care given ongoing enforcement activity and policies that will further limit access to health coverage for lawfully present immigrants.

Box 1: Key Terms and Groups

Immigrants: In this report, immigrants are defined as adults residing in the U.S. who were born outside the U.S. and its territories. This includes naturalized citizens, lawfully present immigrants, and immigrants who are likely undocumented.

Naturalized citizen: Immigrants who said they are a U.S. citizen.

Lawfully present immigrant: Immigrants who said they are not a U.S. citizen, but currently have a green card (lawful permanent status) or a valid work or student visa.

Likely undocumented immigrant: Immigrants who said they are not a U.S. citizen and do not currently have a green card (lawful permanent status) or a valid work or student visa. These immigrants are classified as “likely undocumented” since they have not affirmatively identified themselves as undocumented.

Four in ten (40%) immigrant adults overall and nearly eight in ten (77%) likely undocumented immigrants say they have experienced negative health impacts due to immigration-related worries since January 2025 (Figure 1). These negative health impacts include increased stress, anxiety, or sadness; problems sleeping or eating; or worsening health conditions like diabetes or high blood pressure due to immigration-related worries. Notably, nearly half (47%) of lawfully present immigrants and about three in ten (29%) of naturalized citizens report at least one of these impacts. About half of Hispanic (51%) and Black (46%) immigrant adults, those with lower incomes (annual household income of less than $40,000) (49%), and immigrant parents (47%) report these health impacts.

When asked to describe impacts of the Trump administration’s immigration enforcement activities on themselves or their family in their own words, a number of immigrants say they and their families have experienced increased anxiety and stress due to fears, uncertainty about the future, and increased racial discrimination (Box 2). Some also mention feeling increased sadness or depression about how they and others are being treated. These responses echo experiences shared by likely undocumented Hispanic immigrants in focus groups conducted during March 2025, who described feeling anxious, stressed, depressed, isolated, and lonely due to changes in their daily lives and constantly being on high alert as well as increased feelings of sadness and fears among their children. Participants also described suffering from insomnia, loss of appetite, and symptoms such as stomach problems and migraine headaches due to fears and stress.

Four in Ten Immigrant Adults Say They Have Experienced Negative Health Impacts Due to Immigration-Related Worries Since January 2025

Box 2: In Their Own Words: How Immigrants Have Been Affected by the Trump Administration’s Immigration Enforcement Activities

“Under Trump’s administration, it has felt insecure and full of discrimination…. Many are looking at us as if we do not belong, and we receive racial slurs causing fear and anxiety.” — 39-year-old Brazilian immigrant woman in California

“Mentally we are more stressed every day even though we are legal.” — 39-year-old Chinese immigrant man in New Jersey

“We’re getting depressed and are scared of going out, we’re scared that they’ll separate us, they’ll mistreat us.” — 34-year-old Colombian immigrant woman in New York

“It created fear and stress in my family, making us feel less secure and uncertain about the future.” — 23-year-old Guinean immigrant woman in New York  

“It has caused us a lot of stress. We have constant fear.” — 24-year-old Cuban immigrant man in Florida

“There’s racism and I feel a lot of sadness about how they treat people when there are raids. There’s a lot of fear and sadness.” — 52-year-old Mexican immigrant woman in California

Note: Responses are lightly edited for length and spelling, but reflect respondents’ own language and do not represent the views of KFF.

Among immigrant parents of a child under 18 years old, about one in five (18%) say their child’s well-being has been negatively impacted by immigration-related worries since January 2025. These impacts include problems sleeping or eating (14%); changes in school performance or attendance (12%); or behavior problems (12%) (Figure 2). Reports of impacts on children are particularly high among likely undocumented immigrant parents (46%), parents with lower incomes (30%), and immigrant parents with LEP (24%).

About One in Five Immigrant Parents Report Negative Impacts on the Well-Being of Their Child Due to Immigration-Related Worries Since January 2025

Health Coverage and Other Assistance Programs

Fifteen percent of immigrant adults age 18 and older and 19% of immigrant adults between ages 18 and 64 report being uninsured as of 2025. In comparison, 6% of U.S.-born adults ages 18 and older and 8% of U.S.-born adults ages 18-64 say they lack coverage.1 Most immigrant adults are working, but many are employed in lower income jobs and industries that are less likely to offer employer sponsored insurance, contributing to lower rates of private coverage than their U.S.-born counterparts. Medicaid coverage helps fill some of the gap in private coverage, but many lawfully present immigrants are subject to eligibility restrictions for federally funded health coverage and undocumented immigrants are not eligible for any federally-funded health coverage. As such, more than four in ten (46%) likely undocumented immigrants and about one in five (21%) lawfully present immigrant adults report being uninsured compared to 7% of naturalized citizens (Figure 3). Uninsured rates for immigrant adults remained relatively stable between 2023 and 2025 but will likely increase in future years because the 2025 tax and budget law will further restrict access to federally funded coverage for lawfully present immigrants, including Medicaid or the Affordable Care Act (ACA) Marketplaces.

About One in Five Lawfully Present Immigrant Adults and Nearly Half of Likely Undocumented Immigrant Adults Report Being Uninsured

Uninsured rates among immigrant adults also vary by other factors including race or ethnicity, parental status, income, and English proficiency. Hispanic immigrant adults (27%), those with lower incomes (23%), those who have LEP (23%), and those who are parents (22%) are more likely to be uninsured compared to their White (5%), higher income (4%), English proficient (10%), and non-parent (11%) counterparts (Figure 4).

Immigrant Adults Who Are Hispanic, Lower Income, Have LEP, or Are Parents Are More Likely To Be Uninsured

Uninsured rates among immigrant adults also vary based on where they live, in part, reflecting different coverage expansion choices by states. States vary in the coverage they provide for their low-income populations overall as well as immigrants specifically. States that have adopted the ACA Medicaid expansion have broader eligibility for low-income adults overall, but noncitizen immigrants still face eligibility restrictions for this coverage. Some states have expanded coverage for immigrants by eliminating the five-year waiting period in Medicaid and/or the Children’s Health Insurance Program (CHIP) for lawfully present children and/or pregnant people and/or extending coverage to some immigrants regardless of immigration status through fully state-funded programs, although states recently have been reducing or eliminating this coverage. Immigrant adults who live in states that provide more expansive coverage, including the ACA Medicaid expansion and immigrant coverage expansions, are about half as likely to be uninsured compared with those living in states with less expansive policies (11% vs. 23%), reflecting higher rates of Medicaid or state-funded coverage in these states (Figure 5) (see Box 3 for definition of state health coverage expansiveness).

Uninsured Rates for Immigrant Adults Are Lower in States With More Expansive Coverage

Box 3: Classifying States by Coverage Policies

Health coverage was analyzed by expansiveness of state coverage based on state of residence reported by survey respondents. Expansiveness of coverage was classified as follows: 

More expansive coverage: States were classified as having more expansive coverage if they have implemented the ACA Medicaid expansion to low-income adults, have taken up options in Medicaid and CHIP to cover lawfully present immigrants, and provide state-funded coverage to at least some groups (such as children) regardless of immigration status. Even when state-funded coverage is limited to children, the availability of this coverage may reduce fears among immigrant adults about applying for coverage for themselves if they are eligible for other options. 

Moderately expansive coverage: States were classified as having moderately expansive coverage if they implemented the ACA Medicaid expansion to low-income adults and have taken up at least two options available in Medicaid and CHIP to expand coverage for immigrants, including covering  lawfully-residing immigrant children or pregnant people without a five year wait or adopting the CHIP From-Conception-to-the-End-of-Pregnancy option to provide coverage to low-income citizen children regardless of their parent’s immigration status.

Less expansive coverage: States were identified as having less expansive coverage if they have not implemented the ACA Medicaid expansion to low-income adults and/or taken up fewer than two options in Medicaid or CHIP to expand coverage for immigrants and do not offer state-funded health coverage to immigrants.  

See Appendix Table 1 for states groupings by these categories. 

Among immigrant parents, 15% reported at least one uninsured child as of 2025 (Figure 6). This share rises to about a quarter (27%) among immigrant parents who are likely undocumented and about one in five of those with lower incomes (23%) or LEP (21%). 

About One in Seven of Immigrant Parents Say That Their Child Is Uninsured

The share of immigrant adults who say that, in the past 12 months, they avoided applying for a government program that helps pay for food, housing, or health care because they did not want to draw attention to their or a family member’s immigration status increased from 8% to 12% between 2023 and 2025 (Figure 7). Increases were larger among those who are likely undocumented (27% to 46%) or parents (11% to 18%). Further, 11% of immigrant adults say that they stopped participating in a government program that helps pay for food, housing, or health care because they did not want to draw attention to their or a family member’s immigration status since January 2025, including about four in ten (42%) likely undocumented immigrants and about one in six immigrant parents (17%) (Figure 8).

The Share of Immigrant Adults Who Say They Avoided Applying for Assistance Programs Due to Immigration Related-Fears Increased Between 2023 and 2025
About One in Ten Immigrant Adults Say They Stopped Participating in an Assistance Program Since January 2025 Due to Immigration-Related Fears

Access to Health Care

The share of immigrant adults who reported skipping or postponing health care in the past 12 months increased from 22% to 29% between 2023 and 2025. Among uninsured immigrant adults, the share reporting skipping or postponing care rose to half (50%) as of 2025, up from 36% in 2023 (Figure 9). Delaying or going without needed care can contribute to health problems becoming worse and taking more time and resources to treat. Among immigrant adults who skipped or postponed health care, 36% said their health got worse as a result (11% of all immigrant adults).

About Three in Ten Immigrant Adults Say They Skipped or Postponed Health Care in the Past 12 Months, Including Half of Uninsured Immigrant Adults

Cost and lack of coverage, limited access to care, and fears are factors contributing to immigrant adults skipping or postponing health care. About six in ten (63%) immigrant adults who skipped or postponed health care in the past year (18% of all immigrant adults) say they did so because of cost or lack of insurance,  about for in ten (42%) (12% of all immigrant adults) say they did so because they were not able to find services at a time or location that worked for them, and 19% (5% of all immigrant adults) say it was because of concerns about their or a family member’s immigration status (Figure 10). Among those who completed the survey in a non-English language and also skipped or postponed care, 24% cited language access challenges. Cost or lack of coverage and immigration concerns are higher among uninsured adults who skipped or postponed care compared to those with coverage.

About Six in Ten Immigrant Adults Who Skipped or Postponed Health Care in the Past 12 Months Say They Did So Because of Cost or Lack of Insurance

Further, three in ten (30%) immigrant parents say any of their children delayed or skipped health care in the past 12 months due to immigration-related fears (14%), not being able to find services at a convenient time or location (13%), or cost or lack of insurance (12%). Rates of delayed or skipped health care are higher among immigrant parents who are likely undocumented (58%), with 43% citing immigration concerns. They also are higher among parents who are uninsured (44%), have no regular source of care other than an emergency room (42%), or have LEP (42%) (Figure 11). 

Three in Ten Immigrant Parents Say That Their Child Missed, Skipped, or Delayed Health Care in the Past 12 Months

Nearly half (48%) of likely undocumented immigrants and 14% of immigrant adults overall say they or a family member have avoided seeking medical care since January 2025 due to immigration-related concerns. Uninsured immigrant adults and those who are parents are more likely to say they or a family member avoided seeking medical care due to immigration-related fears than their insured and non-parent counterparts (Figure 12). Substantial shares of immigrant adults, particularly those who are likely undocumented, also report avoiding other activities such as going to church or other community activities, going to work, or taking their child to school or school events.

About Half of Likely Undocumented Immigrant Adults Say They Have Avoided Seeking Medical Care Since January 2025 Due to Immigration-Related Concerns

Reluctance to access health care may, in part, reflect concerns about health providers sharing information with immigration enforcement officials. About half (51%) of immigrant adults, including about eight in ten (78%) who are likely undocumented, say that they are “somewhat concerned” or “very concerned” about health officials, hospitals, or health care providers sharing patients’ information with Immigration and Customs Enforcement (ICE) or Customs and Border Protection (CBP) (Figure 13). These fears may have been exacerbated by the Trump administration’s action in June 2025 to share the personal and health data of noncitizen Medicaid enrollees with the Department of Homeland Security (DHS) for purposes of immigration enforcement despite concerns related to the violations of federal and state privacy data protections. While a federal court temporarily blocked the Trump administration from sharing enrollee data for immigration enforcement in the 20 states that filed a lawsuit, the move still likely contributes to fears.

About Half of Immigrant Adults Say That They Are "Very" or "Somewhat" Concerned About Health Care Providers Sharing Patient Information With ICE or Customs and Border Patrol

Beyond fears, health care costs remain a significant and growing concern for immigrant families as do challenges paying for other basic needs like food and housing. As of 2025, about one in three immigrant adults (36%) say that they or someone living with them had problems paying for health care in the past 12 months, up from one in five (20%) in 2023. Cost concerns are particularly high among immigrant adults who are uninsured, with about six in ten (62%) of uninsured immigrant adults reporting problems paying for health care compared to 31% of their insured counterparts and up from 38% of those who said the same in 2023 (Figure 14).

One in Three Immigrant Adults Report They or Someone They Live With Had Problems Paying for Health Care in the Past 12 Months

Community health centers are a primary source of care for immigrant adults but may face increased challenges serving them due to recent policy changes. Consistent with the overall adult population, most immigrant adults say they have a usual source of care other than a hospital emergency room (78%), but the share is lower among likely undocumented (64%) and uninsured immigrant adults (50%).Overall, three in ten (30%) immigrant adults report using a neighborhood clinic or community health clinic (CHC) when they are sick or need health advice (Figure 15). CHCs are a national network of over 1,300 safety-net primary care providers located in medically underserved communities and serve all patients regardless of their ability to pay. Reflecting this role, CHCs serve as a usual source of care for large shares of immigrant adults who are likely undocumented (45%), covered by Medicaid (42%), Hispanic (42%), have lower incomes (38%), or have LEP (37%). CHCs will likely face increased challenges serving patients due to Medicaid cutbacks in the 2025 tax and budget law. A Trump administration policy change also restricts access to CHCs for undocumented and some lawfully present immigrants, although implementation of this change is halted in 20 states and D.C. under a court ruling.

Most Immigrant Adults Say They Have a Usual Source of Care, With Three in Ten Saying They Use a Community Health Center

Methodology

The KFF/New York Times 2025 Survey of Immigrants was designed and analyzed by public opinion researchers at KFF. The survey was conducted August 28 – October 20, 2025, online, by telephone, and by mail among a nationally representative sample of 1,805 immigrants, defined as adults living in the U.S. who were born outside the U.S. Respondents had the option to complete the survey in one of six languages: English (n=1,310), Spanish (n=431), Chinese (n=38), Korean (n=21), and Vietnamese (n=5), and Haitian-Creole.

Teams from KFF and The New York Times worked together to develop the questionnaire and both organizations contributed financing for the survey. Each organization bears the sole responsibility for the work that appears under its name. Sampling, data collection, weighting, and tabulation were managed by SSRS of Glenn Mills, Pennsylvania in collaboration with public opinion researchers at KFF.

Sampling strategy

Respondents were reached through one of five sampling modes: an address-based sample, a random digit dial telephone (RDD) sample of prepaid (pay-as-you-go) cell phone numbers, a callback sample of telephone numbers that were previously selected for an RDD survey, the SSRS Opinion Panel, and the SSRS/KFF Immigrants Panel. Marketing Systems Group (MSG) provided the random samples of addresses and phone numbers utilized by each of the five sampling modes. Telephone interviewing of all sample types was managed by SSRS of Glen Mills, PA.

The address-based sample (n=646) was divided into areas (strata), defined by Census tract, based on the incidence of immigrants among the population overall and by countries of origin. Within each stratum, the sample was further divided into addresses that were flagged as possibly occupied by immigrant adults, and unflagged addresses. To increase the likelihood of reaching households with immigrant adults, strata with higher incidence of immigrants overall, and of certain countries of origin in particular, were oversampled.

The RDD prepaid sample (n=233) was disproportionately stratified to effectively reach immigrants from particular countries, based on county-level information. Among this prepaid cell phone component, 117 interviews were completed by phone and 116 were completed via web survey after being invited by short message service (SMS).

71 respondents were reached by calling back telephone numbers that were previously randomly selected for RDD surveys and had either self-reported being born outside the use (n=66), or an interviewer had noted that the respondent spoke a language other than English or Spanish (n=5). 377 respondents were reached through the SSRS Opinion Panel, a nationally representative probability-based panel, and 478 respondents were reached through the SSRS/KFF Immigrants Panel, a nationally representative probability-based panel of immigrants.

To qualify for the survey, respondents needed to specify their country of birth, and were included if they were born outside the U.S. Those born in U.S. territories including Puerto Rico did not qualify. Households in the ABS frame were invited to participate in the survey through multiple mailed, multilingual invitations, requesting that the adult in the household who had the most recent birthday complete the survey by going online, dialing a toll-free number, or returning a paper questionnaire. Interviewers also attempted calls to some telephone numbers that were matched to sampled addresses. Cases sampled through either the SSRS Opinion Panel or the SSRS/KFF Immigrants Panel additionally were asked to confirm they are the named panelist.

For the online panel components, invitations were sent to panel members by email followed by up to three reminder emails. Overall, 1,496 individuals completed the survey online, 263 completed the survey via telephone interview, and 46 completed paper questionnaires.

Incentives and data quality checks

All respondents were offered post-incentives varying in amounts of $10 to $20. The RDD live interviewer respondents received incentive via a check by mail. Those who participated online received an electronic gift card incentive by email. ABS paper respondents received a Visa gift card by mail. The online questionnaire included two questions designed to establish that respondents were paying attention. Cases that failed both attention check questions, skipped over 50% of survey questions, or participated in less than one-quarter of the mean length by mode were flagged and reviewed. Based on this criterion, 11 cases were removed.

Translation

The survey was translated by linguists at Cetra Language Solutions. To ensure accuracy of the survey program in each language, Cetra Language Solutions linguists and independent telephone interviewers reviewed each question as it appears in the program and provided feedback. The survey was revised and finalized based on this feedback.

Weighting

The combined sample was weighted to match the characteristics of the U.S. adult immigrant population, based on data from the Census Bureau’s 2023 American Community Survey (ACS). Weighting was done separately for each of the region of origin groups by sex, age, education, census region, number of adults in household, presence of children, home ownership, length of time in the U.S., and citizenship status. Some groups included other weighting parameters such as English proficiency, race/ethnicity, or relevant sub-geographies. The overall sample was also weighted to match the share of U.S. adult immigrants from each country/region of origin group The final weights take into account differences in the probability of selection for each of the five sample types. This includes adjustment for the sample design and geographic stratification, and within household probability of selection.

The margin of sampling error including the design effect for the full sample is plus or minus 3 percentage points. Numbers of respondents and margins of sampling error for key subgroups are shown in the table below. For results based on other subgroups, the margin of sampling error may be higher. Sample sizes and margins of sampling error for other subgroups are available by request. Sampling error is only one of many potential sources of error and there may be other unmeasured error in this or any other public opinion poll. KFF Public Opinion and Survey Research is a charter member of the Transparency Initiative of the American Association for Public Opinion Research.

GroupN (unweighted)M.O.S.E.
Total (2025)1,805± 3 percentage points
Black immigrants174± 11 percentage points
Hispanic immigrants742± 5 percentage points
Asian immigrants545± 6 percentage points
White immigrants297± 7 percentage points
Naturalized Citizen1,171± 4 percentage points
Lawfully Present (Green card or valid visa holder)481± 6 percentage points
Likely undocumented151± 10 percentage points
English Proficient (speaks English only or “very well”)1,108± 4 percentage points
Limited English Proficient (speaks English “less than very well”)693± 5 percentage points
Immigrant registered voters1055± 4 percentage points
Republican voters229± 8 percentage points
Democratic voters408± 7 percentage points
Independent voters360± 7 percentage points

Acknowledgements

During the initial development of this poll, KFF consulted the following about considerations in polling immigrants: the National Immigration Law Center, UnidosUS and Dr. May Sudhinaraset. These organizations or individuals provided valuable insights in the planning and dissemination of the survey. They did not have access to any materials before the survey was released or input into the analysis of the findings.

Appendix

Expansiveness of State Health Coverage Policies for Immigrants as of September 2025

Endnotes

  1. KFF analysis of 2025 Current Population Survey Annual Social and Economic Supplement (CPS-ASEC). ↩︎

News Release

Immigrants Report Rising Fear, Negative Economic and Health Impacts, and Changing Political Views During the First Year of President Trump’s Second Term

KFF/New York Times Poll Highlights Views and Experiences of Immigrants Amid Intensified Immigration Enforcement Efforts

Published: Nov 18, 2025

A new KFF/New York Times Survey of Immigrants reveals deepening anxiety and fear among immigrants of all statuses amid the Trump administration’s intensified immigration enforcement and restrictive policies. The survey paints a portrait of families under strain—where fear of detention and economic instability are negatively impacting immigrants’ health and reshaping immigrant families’ daily lives and views of U.S. political parties.

The partnership survey builds on KFF’s groundbreaking work surveying immigrants over the past few years, including a 2023 survey in partnership with the Los Angeles Times,  a 2024 survey  during the presidential election cycle, and a survey earlier this year that was paired with a focus group report on the experiences of undocumented immigrant families. As of June 2025, there were 51.9 million immigrants living in the U.S.

Findings from the new survey are detailed in three KFF reports and help inform the reporting in a package of news stories released by the New York Times. One KFF report focuses on the worries and experiences of immigrants amid increased immigration enforcement, a second examines the political views of immigrant voters, and a third probes the health and health care experiences of immigrants.

The survey finds that more than one in five (22%) immigrants personally know someone arrested, detained, or deported for immigration-related reasons since the president’s return to office—nearly triple the share from April 2025. Forty-one percent of immigrants now fear they or a family member could be detained or deported, up sharply from 26% in 2023. Fear has increased the most among lawfully present immigrants and naturalized citizens, indicating that growing unease is not confined to those who are undocumented.

About half of immigrants – across all statuses – report feeling less safe since the president’s second term began. Three in ten immigrants say they or a family member avoid traveling, working, going to other public spaces, or seeking medical care because of fear of enforcement since January. Among likely undocumented immigrants, this avoidance rises to three in four. More than half of immigrants (53%) lack confidence they would be treated fairly if detained.

About one in ten eligible U.S. voters today are naturalized citizens. In the current climate, nearly six in ten immigrant voters say their views on the Trump administration’s immigration policies have had an impact on which political party they support — including over four in ten who say they have had a “major impact.”

When immigrant voters are asked to describe how the administration’s immigration policies have impacted which party they support, a larger share express views that reflect negative views of these policies or a shift away from Republicans (36%) than express views in support of these policies or the Republican party (19%).

Among other key findings:

  • Most immigrants still say their own lives are better for coming to the U.S., and most would come again. But while about one-third say the U.S. is a great place for immigrants, nearly twice as many (60%) say the country used to be a great place for immigrants, but that’s no longer true.
  • About half of immigrants report struggling to pay for housing, food, or health care—up from 31% in 2023. Many say it’s become harder to earn a living since January.
  • Four in ten (40%) immigrant adults overall and nearly eight in ten (77%) likely undocumented immigrants say they have experienced negative health impacts since January 2025 due to immigration-related worries. These include increased stress, anxiety, or sadness; problems sleeping or eating; and/or worsening health conditions like diabetes or high blood pressure. About one in five (18%) immigrant parents say that their child’s well-being has been impacted due to immigration-related worries since January 2025.
  • The share of immigrant adults who reported skipping or postponing health care in the past 12 months increased from 22% to 29% between 2023 and 2025. Among those who went without care, about one in five (19%) say it was due to immigration-related concerns. About three in ten (30%) immigrant parents say that any of their children delayed or skipped health care in the past 12 months due to immigration-related  fears, cost or lack of insurance, and/or not being able to find services at a convenient time or location, rising to about six in ten (58%) of parents who are likely undocumented.

The KFF/New York Times 2025 Survey of Immigrants is a probability-based, nationally representative survey of 1,805 immigrant adults (U.S. adults born outside the U.S) conducted between August 28 – October 20, 2025. Respondents were contacted online, by mail, and by telephone, and had the choice to complete the survey in English, Spanish, Chinese, Korean, Vietnamese, and Haitian Creole. The margin of sampling error is plus or minus 3 percentage points for results based on the full sample.

Poll Finding

KFF Health Tracking Poll: Prescription Drug Costs, Views on Trump Administration Actions, and GLP-1 Use

Published: Nov 14, 2025

Findings

Key Takeaways

  • With the Trump administration recently announcing several high-profile prescription drug pricing deals, the latest polling from KFF suggests that few think it is likely the Trump administration’s actions will lower their prescription drug costs, but his base remains more positive. Large majorities of Republicans (73%) and MAGA-supporting Republicans (83%) say they think it is either very or somewhat likely that the administration will lower prescription drug costs for people like them, while far fewer independents (33%) or Democrats (9%) say the same.
  • One area where the Trump administration is aiming to reduce costs is for GLP-1 agonists – a class of drugs that includes brand names like Ozempic and Wegovy often used for weight loss and the treatment of diabetes and other chronic conditions. One in five (18%) adults now report having ever taken a GLP-1 agonist, including 12% who say they are currently taking this type of medication (a 6 percentage point increase from 18 months ago). Even though most GLP-1 users say their insurance covered at least some of the cost, over half (56%) of users say these drugs were difficult to afford, including one in four who say they were “very difficult” to afford. About a quarter (27%) of GLP-1 users report having insurance but paying the whole cost of the medication themselves.
  • Nearly half of people who say they have been diagnosed with diabetes (45%) report currently using a GLP-1 medication, as do three in ten (29%) adults who say they’ve been diagnosed with heart disease and about a quarter (23%) of those who report being diagnosed as overweight or obese in the past five years. Across age groups, current GLP-1 use is highest among those ages 50-64 (22%) when compared to younger and older adults. Among adults 65 and older, 9% say they’re currently using these drugs – likely a reflection of Medicare’s lack of coverage for drugs specifically used for weight loss.
  • With GLP-1 drugs widely available via direct-to-consumer websites and, increasingly, directly from drug manufacturers, most adults who have taken these medications say they got them from their primary health care provider or a specialist (76%), while about one in six (17%) report getting them from an online provider or website. Fewer say they got a GLP-1 from a medical spa or aesthetic medical center (9%).

Affordability of Prescription Drugs and Views on Trump Administration Actions

President Trump has recently announced several administrative actions aimed at tackling the issue of prescription drug costs. The latest KFF Health Tracking Poll – fielded prior to Trump’s most recent announcement related to cost and coverage of GLP-1 drugs – finds prescription drug costs remain a problem for many Americans, but few think it is likely that the Trump administration will lower their drug costs.

Overall, about one in four (26%) adults say they or someone living with them had problems paying for prescription drugs in the past 12 months, rising to four in ten (41%) among uninsured adults and about one-third among Hispanic adults (33%), Black adults (32%), and those with annual household incomes below $40,000 (33%).

A Quarter of the Public Report Experiencing Problems Paying For Prescription Drugs, Including Larger Shares of Uninsured Adults, Black and Hispanic Adults

In the past month, President Trump has announced several prescription drug pricing deals between his administration and different drugmakers, including deals with Pfizer and AstraZeneca related to what they charge state Medicaid programs for some of their drugs, and a subsequent deal with a maker of in vitro fertilization (IVF) drugs aimed at lowering the cost of these treatments. Alongside these deals, the administration announced the upcoming launch of TrumpRx, a website where the public could go to buy prescription drugs directly from manufacturers without using their health insurance. After this survey was fielded, the Trump administration announced additional deals with makers of GLP-1 weight loss drugs to lower their cost and expand coverage in some instances.

Most of the public is unaware of the Trump administration’s recent prescription drug announcements, with less than a third saying they’ve read or heard “a lot” or “some” about President Trump’s deals to lower the cost of certain drugs for state Medicaid programs (30%), efforts to reduce the cost of some IVF drugs (24%), or the planned TrumpRx website (20%). Public awareness of the launch of TrumpRx is particularly low, with most adults (59%) saying they’ve heard “nothing at all” about this.

Republicans are more likely than Democrats to say they’ve heard at least some about the administration’s recent deals with pharmaceutical companies to lower the cost of some prescription drugs for Medicaid (44% v. 22%) and efforts to reduce the cost of some drugs for IVF treatment (30% v. 19%), but similar shares across partisans say they’ve heard about TrumpRx.

Few Adults Have Heard Much About the Trump
Administration's Recent Announcements on Prescription Drug Costs, TrumpRx, or IVF Treatment

Overall, a majority (62%) of adults say it is either “not too” or “not at all likely” that the Trump administration’s policies will lower prescription drug costs for people like them, while about four in ten (38%) say they think it is “very” or “somewhat likely.”

These expectations are largely driven by partisanship, with large majorities of Republicans (73%) and MAGA-supporting Republican and Republican leaning independents (83%) saying it is likely the administration will lower drug costs for people like them. Comparably, much smaller shares of independents (33%) or Democrats (9%) say they think the administration will lower their prescription drug costs.

Most of the Public Thinks It Is Unlikely the Trump Administration Will Lower Their Prescription Drug Costs, But Views Are Largely Partisan

About half (49%) of adults ages 65 and older with Medicare say they think it is likely that the Trump administration will lower their prescription drug costs, compared to smaller shares of adults under age 65 with employer-sponsored insurance (34%) or Medicaid (32%). About four in ten (38%) adults under age 65 who purchase their own insurance say they think it is likely the administration will lower their drug costs.

Use, Access and Affordability of GLP-1 Drugs

KFF’s latest Health Tracking Poll provides an update to last year’s poll measuring public use of GLP-1 agonists, a group of prescription drugs including name brands like Ozempic, Wegovy, Zepbound and others commonly prescribed for weight loss, the treatment of diabetes, reduction of cardiovascular disease risk, and some other chronic conditions1.

Overall, nearly one in five (18%) adults now say they have ever used GLP-1 agonist drugs either to lose weight or treat a chronic condition, including 12% who say they are currently using them (an increase of 6 percentage points from May 2024).

Use of GLP-1 drugs is highest among adults who report being diagnosed with conditions these drugs are prescribed to treat, including those who have ever been told by a doctor that they have diabetes (57% ever used, including 45% currently using), heart disease (40% ever, 29% currently), and those that have been told by a doctor that they are overweight or obese in the past five years (34% ever, 23% currently).

Across age groups, current GLP-1 use is highest among those who are between the ages of 50 and 64 (22%), with smaller shares of those ages 18-29 (4%), 30-49 (11%), or over age 65 (9%) saying they are currently using these drugs. Women are more likely than men to report using GLP-1 drugs while there are not significant differences in use across race and ethnicity. Use of these drugs is much higher among adults who are currently covered by health insurance compared to those who are uninsured (12% v. 4%).

One in Eight Adults Report Currently Using GLP-1 Drugs, Including Much Larger Shares of Those with Conditions These Drugs Are Prescribed For

Who are GLP-1 Users?

Among the 18% of adults who report having ever used GLP-1 drugs, the vast majority (84%) say they have been diagnosed with at least one of the predominant conditions these drugs are prescribed to treat, including obesity or being overweight in the past five years (77%), or ever being diagnosed with diabetes (49%) or heart disease (21%). Conversely, 15% of GLP-1 users say they have not been diagnosed with any of these conditions by a medical provider.

Among adults who have ever used GLP-1 drugs, the 15% who say they have not been diagnosed with diabetes, heart disease or as overweight or obese may nonetheless have taken these drugs for treatment of other chronic conditions that these drugs are approved for, such as certain types of liver disease or sleep apnea.

The Vast Majority of Adults Who Have Used GLP-1 Drugs Say They Have Been Diagnosed With Diabetes, Heart Disease, or as Overweight or Obese

Looking at the 18% of adults who have ever used GLP-1 agonist drugs, most report using them to treat a chronic condition, while a smaller share say they used them solely to lose weight. Among adults who have used these drugs, seven in ten say they used them primarily to treat a chronic condition like diabetes or heart disease (38%) or to both treat a chronic condition and lose weight (32%), while three in ten GLP-1 users (30%) report using these drugs primarily to lose weight.

Seven in Ten Adults Who Have Used GLP-1 Medications Said They Took the Drugs, At Least in Part, to Treat a Chronic Condition Like Diabetes or Heart Disease

When looking at the public overall, 12% of all adults report ever taking these drugs at least in part to treat a chronic condition, including 7% of the public who say they took them primarily to treat a chronic condition and 6% who say they took these drugs to both treat a chronic condition and to lose weight. Overall, 5% of U.S. adults say they have taken these drugs primarily to lose weight.

Adults ages 30 to 49 and 50 to 64 are more likely than those under age 30 and older than 64 to report ever using these drugs primarily to lose weight. Lower GLP-1 use among adults ages 65 and older, including for weight loss, may reflect Medicare’s lack of coverage for prescription drugs used specifically for weight loss. In the past week, however, the Trump administration announced that some adults with Medicare will now be eligible for GLP-1 drugs as part of a pilot program, following a deal with drugmakers.

Across Age Groups, GLP-1 Use for Weight Loss is Highest Among Adults Ages 30 to 49 and 50 to 64

GLP-1 drugs have become widely available via online telehealth platforms, and in some cases, can be purchased directly from pharmaceutical companies’ websites where the public can buy these drugs without using their insurance. Compounded versions of these drugs that have not been vetted by the FDA are also available to consumers, even as the FDA recently called for an end to their sale and production.

Most adults who have taken GLP-1 drugs say they got them from their primary care doctor or specialist (76%), while about one in six (17%) say they got them from an online provider or website, and one in ten (9%) report getting them from a medical spa or aesthetic medical center.

Most Adults Who Have Taken GLP-1 Medications Say They Got Them from Their Primary Health Care Provider, About One in Six Say They Got Them Online

Most adults (70%) who have taken GLP-1 drugs say their insurance covered at least a part of the cost of these drugs, including about half (48%) who say their insurance covered part of the cost of these drugs and about one in five (22%) who say their insurance covered all of the cost.

About one in four (27%) GLP-1 users report having health insurance but say they paid the full cost themselves. The list prices for these drugs average about $1,000 per month in U.S; however, in the past week, President Trump announced deals with makers of GLP-1 drugs to offer their drugs at cheaper prices directly to consumers. In addition, the administration announced expanded coverage of these drugs for some people with Medicare and Medicaid as part of a pilot program. Health insurance coverage of GLP-1 drugs varies widely and may be more limited for those looking to take the drugs solely for weight loss2.

Most GLP-1 Users Say Their Insurance Covered At Least Part of the Cost, About One in Four Say They Paid the Full Cost Themselves

Even with health insurance covering at least part of the cost of GLP-1 medication for most users, many report difficulty affording them. Just over half (56%) of GLP-1 users – including 55% of those with health insurance – say it was difficult to afford these drugs, including one in four who say it was “very difficult.”

About Half of Adults Who Have Used GLP-1 Medications Say They Were Difficult to Afford, including a Quarter Who Say It Was Very Difficult

The cost of the medications as well as side effects are the most common reason given for discontinuing GLP-1 use. About one in seven adults who have ever used GLP-1 medications say they are no longer using these drugs because of the cost (14%), similar to the share who report no longer taking the medications because of side effects (13%). A smaller share of adults who have ever used these drugs say they stopped taking them because their condition improved (5%).

Cost and Side Effects Are the Most Commonly Cited Reasons for Stopping GLP-1 Medications

Public Interest in Using GLP-1 Drugs for Weight Loss

Beyond the share who have used these drugs, much of the public has encountered GLP-1 drugs, with about four in ten (37%) adults saying they have a close friend or family member who is using one to either lose weight or treat a chronic condition.

Overall, about one in five (22%) adults who are not currently taking GLP-1 drugs (88% of the public) say they would be interested in taking a GLP-1 drug to lose weight, including just 7% who say they would be “very interested.” This rises to four in ten (43%) among adults who are not currently taking a GLP-1 but report being diagnosed as overweight or obese in the past five years, and about one in four (27%) among those who say they have been diagnosed with diabetes or heart disease. Among adults who are not currently taking a GLP-1 medication, women are more likely than men to say they would be at least somewhat interested in taking these drugs to lose weight (27% v. 18%).

One in Five Adults Who Aren’t Using GLP-1 Drugs Say They Are Interested in Taking One for Weight Loss, Including Four in Ten Adults Diagnosed as Overweight/Obese

Methodology

This KFF Health Tracking Poll was designed and analyzed by public opinion researchers at KFF. The survey was conducted October 27-November 2, 2025, online and by telephone among a nationally representative sample of 1,350 U.S. adults in English (n=1,274) and in Spanish (n=76). The sample includes 1,031 adults (n=63 in Spanish) reached through the SSRS Opinion Panel either online (n=1,007) or over the phone (n=24). The SSRS Opinion Panel is a nationally representative probability-based panel where panel members are recruited randomly in one of two ways: (a) Through invitations mailed to respondents randomly sampled from an Address-Based Sample (ABS) provided by Marketing Systems Groups (MSG) through the U.S. Postal Service’s Computerized Delivery Sequence (CDS); (b) from a dual-frame random digit dial (RDD) sample provided by MSG. For the online panel component, invitations were sent to panel members by email followed by up to three reminder emails. 

Another 319 (n=13 in Spanish) adults were reached through random digit dial telephone sample of prepaid cell phone numbers obtained through MSG. Phone numbers used for the prepaid cell phone component were randomly generated from a cell phone sampling frame with disproportionate stratification aimed at reaching Hispanic and non-Hispanic Black respondents. Stratification was based on incidence of the race/ethnicity groups within each frame. Among this prepaid cell phone component, 143 were interviewed by phone and 176 were invited to the web survey via short message service (SMS). 

Respondents in the prepaid cell phone sample who were interviewed by phone received a $15 incentive via a check received by mail. Respondents in the prepaid cell phone sample reached via SMS received a $10 electronic gift card incentive. SSRS Opinion Panel respondents received a $5 electronic gift card incentive (some harder-to-reach groups received a $10 electronic gift card). In order to ensure data quality, cases were removed if they failed two or more quality checks: (1) attention check questions in the online version of the questionnaire, (2) had over 30% item non-response, or (3) had a length less than one quarter of the mean length by mode. Based on this criterion, one case was removed.

The combined cell phone and panel samples were weighted to match the sample’s demographics to the national U.S. adult population using data from the Census Bureau’s 2024 Current Population Survey (CPS), September 2023 Volunteering and Civic Life Supplement data from the CPS, and the 2025 KFF Benchmarking Survey with ABS and prepaid cell phone samples. The demographic variables included in weighting for the general population sample are gender, age, education, race/ethnicity, region, civic engagement, frequency of internet use and political party identification. The weights account for differences in the probability of selection for each sample type (prepaid cell phone and panel). This includes adjustment for the sample design and geographic stratification of the cell phone sample, within household probability of selection, and the design of the panel-recruitment procedure.

The margin of sampling error including the design effect for the full sample is plus or minus 3 percentage points. Numbers of respondents and margins of sampling error for key subgroups are shown in the table below. For results based on other subgroups, the margin of sampling error may be higher. Sample sizes and margins of sampling error for other subgroups are available on request. Sampling error is only one of many potential sources of error and there may be other unmeasured error in this or any other public opinion poll. KFF public opinion and survey research is a charter member of the Transparency Initiative of the American Association for Public Opinion Research

GroupN (unweighted)M.O.S.E.
Total1,350± 3 percentage points
 
Party ID 
Democrats424± 6 percentage points
Independents422± 6 percentage points
Republicans412± 6 percentage points
   
MAGA Republicans377± 6 percentage points

 

 

Endnotes

  1. These drugs are commonly prescribed for weight management, to treat type 2 diabetes, or to reduce the risk of heart attacks and stroke in people with cardiovascular disease. In August 2025, the U.S. Food and Drug Administration (FDA) approved the GLP-1 agonist Wegovy to treat MASH, a type of liver disease. ↩︎
  2. Medicare has long-been prohibited by law from covering medications used specifically for weight loss but covers GLP-1 drugs for other approved conditions like type 2 diabetes. However, the Trump administration recently announced plans to expand Medicare coverage for GLP-1s under a pilot program. Medicaid coverage of GLP-1s varies, with several states planning to restrict coverage amid the drugs’ high costs and recent cuts in federal health care spending. KFF’s 2025 Employer Health Benefits Survey found a notable increase in the share of the largest employers that cover GLP-1 medications for weight loss in the past year. Most of these employers reported that this led to increased spending, leading some to indicate they will not cover these drugs in the future. Affordable Care Act Marketplace plans often cover GLP-1 drugs, such as Ozempic, that have been approved for treatment of type 2 diabetes, but seldom cover those approved for obesity, like Wegovy and Zepbound. Marketplace plans often require prior authorization for coverage of these drugs. ↩︎
News Release

Poll: 1 in 8 Adults Say They Are Currently Taking a GLP-1 Drug for Weight Loss, Diabetes or Another Condition, Even as Half Say the Drugs Are Difficult to Afford

Most Doubt the Trump Administration Will Lower Drug Costs for People Like Them, Though Three-Fourths of Republicans Expect It Will

Published: Nov 14, 2025

About one in eight adults (12%) say that they are currently taking a GLP-1 drug such as Ozempic or Wegovy either to lose weight or treat a chronic condition, an increase from 18 months ago, though the high costs of the medications remain a concern, a new KFF Health Tracking Poll finds.

Overall nearly one in five adults (18%) say at some point they have taken a GLP-1 drug, a class of medications used for weight loss and to treat diabetes, heart disease, and other chronic conditions.

Women are more likely than men to say they are currently taking GLP-1 drugs (15% vs. 9%). Across age groups, current GLP-1 use is highest among adults ages 50-64 (22%). Lower use among those ages 65 and older (9%) likely reflects Medicare’s lack of coverage for drugs prescribed specifically for weight loss.

GLP-1 drugs have been used by large shares of adults who say they have been diagnosed with diabetes (57% have ever used the drug, including 45% who are currently using), heart disease (40% ever, 29% currently), or as obese or overweight in the past five years (34% ever, 23% currently).

While most adults who have taken GLP-1 drugs say their insurance covered at least a part of the cost of these drugs, about a quarter (27%) of users with health insurance say they paid the full cost of the drugs themselves.

The poll – fielded prior to President Trump’s announcement last week related to the cost and coverage of GLP-1 drugs – finds that about half of GLP-1 users (56%), including a similar share among those with insurance (55%), say that it was difficult to afford these drugs.

In addition, among adults who have ever taken GLP-1 drugs, cost is one of the most commonly cited reasons for stopping. Overall, 14% of GLP-1 users say they are now no longer using the medications due to the cost of the drugs. A similar share cite the drugs’ side effects (13%), while fewer say they stopped because their condition improved (5%).

Most Do Not Expect Trump Administration to Lower Drug Prices for People Like Them

Most of the public has heard little or nothing about recent Trump administration announcement aimed at addressing drug prices, including deals to lower what drug makers charge state Medicaid programs, a deal to lower the cost of in vitro fertilization (IVF) drugs, and plans for a website called TrumpRx that would allow people to buy drugs directly from manufacturers without using their health insurance.

When asked about whether they expected the Trump administration’s policies to lower the cost of prescription drugs for people like them, most (62%) say it is either “not too likely” or “not at all likely,” while nearly four in 10 (38%) say it is “very” or “somewhat likely.”

Those expectations are largely driven by partisanship. Large majorities of Republicans (73%) and MAGA supporters (83%) say it is likely that the Trump administration will lower drug prices for people like them, while far fewer independents (33%) and just one in 10 Democrats (9%) say that it is likely.

Medicare enrollees are more likely to think the Trump administration policies will help people like them. About half (49%) of adults ages 65 and older with Medicare say they think it is likely that the Trump administration will lower their prescription drug costs, compared to smaller shares of adults under age 65 with employer-sponsored insurance (34%) or Medicaid (32%).

Other findings include:

  • Overall, about one in four (26%) adults say they or someone in their household had problems paying for prescription drugs in the past year. The shares are higher among uninsured adults (41%), Hispanic adults (33%), Black adults (32%), and those with annual household incomes below $40,000 (33%).
  • Most people who have taken GLP-1 drugs say they got them from one of their doctors (76%), while about one in six (17%) say they got them from an online provider or website, and one in ten (9%) report getting them from a medical spa or aesthetic medical center.
  • Among people who have not taken a GLP-1 drug, about one in five (22%) say they would be interested in taking a GLP-1 drug to lose weight, including 7% who say they would be “very interested.” Women are more likely than men to say they would be at least somewhat interested in taking these drugs to lose weight (27% v. 18%). Interest rises to four in ten (43%) among adults who have been diagnosed as obese or overweight but are not currently taking these drugs.

Designed and analyzed by public opinion researchers at KFF, this survey was conducted October 27-November 2, 2025, online and by telephone among a nationally representative sample of 1,350 U.S. adults in English and in Spanish. The margin of sampling error is plus or minus 3 percentage points for the full sample. For results based on other subgroups, the margin of sampling error may be higher.