Medigap Enrollment and Consumer Protections Vary Across States

Appendix Table: Number and Share of Medicare Beneficiaries with a Medigap Policy, 2016
State Number of Medigap Beneficiaries Share of All Beneficiaries in Medigap Share of all Traditional Medicare Beneficiaries in Medigap
Alaska 12,881 15% 15%
Alabama 197,535 20% 27%
Arkansas 176,662 29% 36%
Arizona 282,623 24% 38%
California n/a n/a n/a
Colorado 175,770 21% 33%
Connecticut 154,390 24% 33%
DC 9,449 10% 12%
Delaware 57,472 30% 34%
Florida 831,573 20% 33%
Georgia 343,639 21% 32%
Hawaii 8,736 3% 6%
Iowa 290,255 49% 59%
Idaho 72,810 24% 36%
Illinois 745,608 35% 45%
Indiana 363,080 30% 41%
Kansas 231,674 46% 54%
Kentucky 212,505 24% 33%
Louisiana 138,624 17% 25%
Massachusetts 304,012 24% 31%
Maryland 226,815 23% 26%
Maine 71,292 22% 30%
Michigan 418,914 21% 33%
Minnesota 115,430 12% 27%
Missouri 312,279 27% 38%
Mississippi 148,569 26% 30%
Montana 70,138 33% 41%
North Carolina 466,027 25% 36%
North Dakota 46,862 38% 48%
Nebraska 166,692 51% 58%
New Hampshire 92,613 33% 37%
New Jersey 452,538 29% 35%
New Mexico 57,471 15% 22%
Nevada 84,016 18% 27%
New York 461,459 13% 21%
Ohio 609,567 27% 44%
Oklahoma 185,745 26% 32%
Oregon 141,662 18% 32%
Pennsylvania 657,714 25% 42%
Rhode Island 47,346 23% 37%
South Carolina 247,745 25% 33%
South Dakota 62,984 38% 49%
Tennessee 287,321 22% 35%
Texas 772,368 20% 30%
Utah 70,941 20% 30%
Virginia 391,440 28% 34%
Vermont 49,001 36% 39%
Washington 272,306 22% 31%
Wisconsin 279,958 26% 42%
West Virginia 90,815 21% 29%
Wyoming 45,150 45% 47%
NOTE: Analysis excludes California, as the majority of health insurers do not report their data to the NAIC. Analysis also excludes plans with less than 20 covered lives.
SOURCE: Kaiser Family Foundation analysis of 2016 National Association of Insurance Commissioners (NAIC) Medicare Supplement Data and CMS State/County Market Penetration Files for December 2016.
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