A number of options may be available to you: If your income is $20,783 or less in 2025 (138% FPL for a single adult), you may qualify for Medicaid coverage. Not all states have elected to expand Medicaid eligibility to this income level.

“Student health plan” refers to a special policy of health coverage that colleges and universities make available to their enrolled students. Typically the student health plan is different from the employer-sponsored group coverage that colleges and universities offer their faculty and staff.

Even if you are eligible for a student health plan, you can apply for coverage and financial assistance through the Marketplace. Depending on your income and other requirements, you may be eligible for assistance paying your premiums and cost sharing. In addition, eligibility for a student health plan does not make you ineligible for Medicaid.

If you are currently enrolled in a student health plan, you can still qualify for Marketplace policies and financial assistance if you apply during Open Enrollment. During Open Enrollment, you can sign up for a Marketplace plan and, if your household income is at least $15,060, you can also apply for premium tax credits.

As of 2019 there is no federal tax penalty for not having health insurance. However, those who live in MA, DC, NJ, CA, or RI may face a state tax penalty for not having coverage.

You can stay on your parent's plan. Eligibility for student health coverage does not make you ineligible to be covered as a dependent on your parent’s policy up to the age of 26.

If you are under age 26, yes. Eligibility for health benefits through your own job does not make you ineligible to be covered as a dependent on your parent’s policy up to the age of 26.

Yes, if you are under the age of 26, you are still eligible to be covered on your parent’s plan. Your parent’s plan must offer you a special opportunity to re-enroll because you lost your other coverage.