Uninsured

New and noteworthy

Quote from KFF President and CEO Drew Altman reads, "when it comes to the “affordability crisis” driving the national discussion of health care today, the chronically ill, and most of all the chronically ill uninsured, are the tip of the spear."

The Group that Struggles the Most in American Health Care

In a new column, Dr. Drew Altman, KFF’s Founding President and CEO, previews findings about the chronically ill uninsured from a large KFF survey of 25,000 Americans focusing on the cost and access challenges facing the chronically ill, which will be released tomorrow. He writes: “There are more than enough needs to go around in American health care, but if I had to pick the one group that struggles the most with costs and access, it would be people with chronic illnesses who are also uninsured.”

Other “Beyond the Data” columns >>

Key Facts about the Uninsured Population

The number and share of people without insurance grew in 2024, increasing for the first time since 2019, according to KFF’s analysis of data from the American Community Survey (ACS). This issue brief describes trends in health coverage in 2024, examines the characteristics of the uninsured population , and summarizes the access and financial implications of not having coverage.

Data and analysis

The coverage gap exists because some states did not expand Medicaid under the ACA to cover adults under age 65 without dependent children with incomes at/below 138% of the federal poverty level (FPL)

How Many Uninsured Are in the Coverage Gap?

An estimated 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the "coverage gap," ineligible for Medicaid or for ACA tax credits that would make coverage affordable.

The Uninsured and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

Key Facts on Health Coverage of Immigrants

This fact sheet provides an overview of health coverage for immigrants based on data from the 2023 KFF/LA Times Survey of Immigrants. As of 2023, half of likely undocumented immigrant adults and one in five lawfully present immigrant adults reported being uninsured.

Who was uninsured in 2024?

Latest Polling
9.8%

The share of people under age 65 without insurance
62%

The share of uninsured adults who said they were uninsured because coverage is not affordable
59%

The share of uninsured adults who said they or someone living with them had problems paying for health care
39%

The share of uninsured adults who reported delaying or not getting needed care or medication due to cost

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  • Spotlight on Low-Income Uninsured Young Adults: Causes and Consequences

    Issue Brief

    Spotlight on Low-Income Uninsured Young Adults: Causes and Consequences This brief is the latest in a series using data from the 2005 Kaiser Low-Income Coverage and Access Survey to examine health coverage, access, and financial burdens associated with health care for young adults ages 19 to 29 in low-income families. The findings demonstrate that many low-income uninsured young adults experience problems gaining access to needed health care, with adverse consequences for both their health and…

  • Pulling It Together: A Recovery Raises Expectations Too

    Perspective

    New Orleans is a city still struggling with the aftermath of Katrina and the levee breaks. The people of New Orleans feel that the nation and the federal government have largely forgotten them. Those are the results of our 2008 survey of the people of New Orleans, the second in a series we are doing to track progress in the recovery from the perspective of the residents of the city themselves. As the head of a…

  • Highlights of Kaiser Family Foundation Resources on the Uninsured

    Poll Finding

    With the upcoming U.S. Census Bureau release of 2007 health insurance coverage data, the Foundation has compiled some key resources about the nation’s uninsured population and related health policy issues. Key Resources Five Basic Facts on the Uninsured The Uninsured: A Primer Health Insurance Coverage in America Chartbook, 2006 States Moving Toward Comprehensive Health Care Reform – Interactive Map 2008 Presidential Candidate Health Care Proposals: Side-by-Side Summary Separating the Forest from the Trees in the…

  • New Study Examines the Current Spending on Health Care for the Uninsured and Projects the Cost of Additional Medical Care if the Population Were Insured

    Report

    This study examines the current spending on care for the uninsured and projects additional medical spending if the population had health insurance coverage. The study finds that the uninsured will spend $30 billion out-of-pocket for health care in 2008 while receiving $56 billion in uncompensated care, three quarters of which will be from government sources. The study is an update of a previous Kaiser study and also projects the additional cost to the nation’s health…

  • Eroding Access among Nonelderly Adults with Chronic Conditions: Ten Years of Change

    Report

    A Kaiser study published as a Health Affairs web-exclusive article finds the number of working-age adults who have major chronic conditions grew by 25 percent between 1997 and 2006 and those without health coverage in this group experienced substantial erosion in access to health care. The study also reveals that finds the cost of prescription drugs more of a problem today for all with chronic conditions, regardless of insurance coverage status. Health Affairs Abstract Health…

  • New Reports and Briefing Focus on Dental Health Coverage and Access

    Fact Sheet

    More than 100 million Americans have no insurance to help cover dental needs. With health reform discussions ongoing, the Foundation's Kaiser Commission on Medicaid and the Uninsured (KCMU) cosponsored a briefing which examined oral health in the broader conversation of improving quality and expanding access. Three new reports from KCMU were released at the event. Access to Affordable Dental Care: Gaps for Low-Income Adults Filling an Urgent Need: Improving Children’s Access to Dental Care in…

  • Filling an Urgent Need: Improving Children’s Access to Dental Care in Medicaid and SCHIP

    Report

    In October 2007, the Foundation’s Kaiser Commission on Medicaid and the Uninsured and the National Academy for State Health Policy convened a day-long meeting of policy officials and oral health experts to discuss children’s access to dental care in Medicaid and the State Children’s Health Insurance Program (SCHIP) and exchange information and perspectives on the strategies have worked best to improve it. This report summarizes the 15 experts recommendations on a wide assortment of effective…

  • Pulling It Together: Moving Away From Employer Based Coverage: Don’t Forget Public Opinion

    Perspective

    One of the underlying big issues in the unfolding health reform debate is whether most Americans should continue to get insurance through work where they get it today, or purchase it themselves in the individual private health insurance marketplace. Senator McCain promotes moving to individual insurance and having individuals rather than employers make coverage decisions, as has President Bush.  But this is not only a conservative idea.  Many on the liberal side -- such as…