All insurers in the Marketplace are required to accept money orders, checks, pre-paid debit cards, and electronic funds transfers (EFT), which are digital direct deposits. They do not have to accept credit card or debit card payments unless states require it, although many insurers accept all of these forms of payment.

Yes, family members can make a premium payment on your behalf, as well as your church, federal programs such as the Ryan White HIV/AIDS program, or any charity that doesn't make financial help available based on health status. Marketplace plans are discouraged from accepting third-party payments from hospitals and other commercial entities.

The answer depends on whether you are receiving advanced premium tax credits. For people receiving advanced premium tax credits, if a payment due date is missed, insurers must provide a 90-day grace period during which consumers can bring their premium payments up to date and avoid having their coverage terminated.

Yes. A person receiving an advanced premium tax credit has a 90-day grace period to pay all premiums that are owed. If the amount owed for all outstanding premium payments is not paid in full by the end of the grace period, the insurer can terminate coverage.