Affordable Care Act

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ACA Marketplace Plans Nationally Are Seeking a Median 18% Premium Increase for 2026

This analysis of insurers’ initial rate filings for Affordable Care Act Marketplace plans in all 50 states and DC finds the median proposed increase for 2026 is 18%, more than double last year’s proposed increase. The analysis also shows proposed rate changes by state and insurer.

Tariffs Are Driving up Premiums for Small Businesses

Estimates of Additional Uninsured People Across the States

ACA Provisions in the 2025 Federal Budget Reconciliation Law

Health Insurance Marketplace Calculator

The Enhanced Premium Tax Credits

Beyond the Data: Explaining the Muddle on ACA Tax Credits

In his latest column, KFF’s President and CEO Dr. Drew Altman looks at why the issue of extending the enhanced ACA tax credits has languished in Congress without clear direction, despite its importance to the 24 million people who get their coverage in the ACA Marketplaces today and the potentially significant role the issue could play in the midterms if the credits are not extended.

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A Guide To Finding Insurance at 26‌
Why Young Americans Dread Turning 26: Health Insurance Chaos
Trump Voters Wanted Relief From Medical Bills. For Millions, the Bills Are About To Get Bigger.
KFF Health News' 'What the Health?': Here Come the ACA Premium Hikes

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JAMA Forum: Trump vs Biden on Health Care

Sep 3, 2020
Perspective

In this September 2020 post for The JAMA Health Forum, Larry Levitt highlights differences in the records and policy plans of President Donald Trump and former Vice President Joe Biden on key health care issues.
Explaining California v. Texas: A Guide to the Case Challenging the ACA

Sep 1, 2020
Issue Brief

This issue brief answers key questions about California v. Texas (known as Texas v. US in the lower courts), the case challenging the Affordable Care Act to be heard by the Supreme Court.
I lost my job and my health coverage. Can I buy a Marketplace plan now or do I have to wait for the next Open Enrollment?

Aug 26, 2020
FAQs

Yes you can apply now. HealthCare.gov and all state Marketplaces allow a special enrollment opportunity when people lose other coverage, including job-based coverage.In general, you have 60 days following the loss of other job-based coverage to apply for a special enrollment opportunity through the Marketplace.
Election 2020: Where Trump and Biden Stand on Mental Health and Substance Use Issues

Aug 24, 2020
News Release

Amid the coronavirus pandemic, half of Americans report that their mental health has been negatively impacted due to related stress and worry.
COVID-19, Mental Health, and the 2020 Election: A Review of Candidate Platforms

Aug 24, 2020
Issue Brief

This brief examines where the candidates stand on four key aspects of the nation’s mental health and substance abuse challenges: the opioid epidemic, suicide rates, mental health parity, and mental health workforce. On each issue, the brief summarizes the policy positions of President Trump and former Vice President Joe Biden.
Contraception X Article: Out-of-Pocket Spending for Oral Contraceptives Among Women with Private Insurance Coverage After the Affordable Care Act

Aug 21, 2020
Issue Brief

In an article for Contraception X, KFF's Brittni Frederiksen, Matthew Rae, and Alina Salganicoff examine large employer plans to identify which types and brands of oral contraceptive pills have the largest shares of oral contraceptive users with out-of-pocket spending and which oral contraceptives have the highest average annual out-of-pocket costs after the ACA covered contraception under it's preventive services provisions.
Amid the Coronavirus Crisis, President Trump and Democratic Nominee Joe Biden Offer Widely Different Views on Health Care

Aug 20, 2020
News Release

President Trump and Democratic nominee Joe Biden hold widely divergent views on health issues, with the president’s record and response to the coronavirus pandemic likely to play a central role in November’s elections.
New Survey Finds 1 in 5 Potential Marketplace and Medicaid Enrollees Used Consumer Assistance, But Many Others Report Trying and Failing to Obtain Help

Aug 7, 2020
News Release

A new KFF survey finds that nearly one in five potential marketplace and Medicaid enrollees – an estimated 7 million people - say that they got assistance applying for Affordable Care Act (ACA) marketplace plans or Medicaid in the past year, while one in eight – an estimated 5 million – tried and failed to…
Consumer Assistance in Health Insurance: Evidence of Impact and Unmet Need

Aug 7, 2020
Issue Brief

The Affordable Care Act (ACA) established in-person consumer assistance programs to help people identify coverage options and enroll. A variety of professionals provide consumer assistance, including Navigator programs that are funded through state and federal marketplaces, brokers who receive commissions from insurers, local non-profit organizations, and health care providers. In the spring of 2020, KFF surveyed consumers most likely to use or benefit from consumer assistance to learn who uses consumer assistance, why they seek help, and what difference it makes as well as who does not get help and why.
¿Qué es el mercado de seguros de salud?

Jul 15, 2020
FAQs

Los mercados de seguros de salud (también conocidos como de intercambio) son mercados organizados en donde individuos y familias pueden comprar seguro de salud por internet, por teléfono o en persona.