Affordable Care Act

Enhanced Premium tax credits

KFF Health News: Congressional Stalemate Creates Chaos for Obamacare Shoppers

8 Things to Watch for 2026 ACA Open Enrollment

The ACA Marketplace Open Enrollment season begins November 1, and with it comes looming changes to the enhanced premium tax credits, increases in out-of-pocket premiums, and changes to Marketplace enrollment and eligibility rules.

Quick Take: ACA Insurers Are Raising Premiums by an Estimated 26%, but Most Enrollees Could See Sharper Increases in What They Pay

ACA Premium Payments Would More than Double on Average If Enhanced Tax Credits Expire

Calculator: ACA Enhanced Premium Tax Credit

Timely insights and analysis from KFF staff

Oct 10, 2025

What an Income Cap Could Mean for ACA Enrollees and the Federal Budget

Jared Ortaliza

Some members of Congress are considering an income cap on the ACA enhanced premium tax credits to lower federal costs. Depending on the income cutoff chosen, a cap may have little effect on the federal budget and a big effect on some households’ budgets, particularly for older enrollees. ... more
Oct 9, 2025

Public Support for Extending the Enhanced ACA Tax Credits Reflects Broader Concerns About Health Care Affordability

Ashley Kirzinger

The debate over these enhanced tax credits can be seen as a proxy for the broader public’s concerns about health care affordability which may be why the public is largely in favor of extending these subsidies – even as overall views of the ACA are still very polarized. ... more
Oct 9, 2025

Which Congressional Districts Could See the Greatest ACA Premium Payment Increases?

Lynne Cotter

If the enhanced premium tax credits expire this year, the impact on ACA enrollees’ premium payments will vary by income, age, and geography. Among the five congressional districts with the highest premium increases, premiums will increase by over 500%. ... more