Protecting People with Pre-Existing Conditions
It is worth a refresher on how the ACA protects people with pre-existing conditions. It’s also worth asking whether and how an alternative would do the same.
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A Brief History of the Affordable Care Act
Quick TakeWith Election Day just over a month away, here is a timeline of significant ACA moments.
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Back to the Future? A look back at High-Risk Pools
Quick TakeSen. Vance suggested moving higher-risk individuals to different insurance risk pools than healthier ones... What could such a policy mean for health coverage and costs?
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The “Concept of a Plan” President Trump Proposed to Replace the ACA
Quick TakeTrump has long talked about making the ACA less expensive, but the question is less expensive for whom
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What Do the New Census Data Say About the Uninsured in 2023?
Quick TakeWhat do new Census Bureau data say about the uninsured? The uninsured rate remained at a near historic low of 8.0 % in 2023, per the Current Population Survey.
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Inflation Reduction Act Health Insurance Subsidies: What is Their Impact and What Would Happen if They Expire?
Issue BriefEnhanced premium subsidies were first made available under the American Rescue Plan Act and extended until the end of 2025 under the Inflation Reduction Act. This analysis shows the impact that enhanced subsidies have had on enrollment and premium payments, and the potential implications if the enhanced subsidies expire.
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ACA Marketplace Enrollees Will See Steep Increases in Premium Payments in 2026 if Enhanced Subsidies Expire
News ReleaseWithout the enhanced subsidies in the Inflation Reduction Act (IRA), Affordable Care Act (ACA) Marketplace enrollees in 12 of the states that use HealthCare.gov would see their annual premium payments at least double on average, according to a new KFF analysis.
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How ACA Marketplace Premiums Changed by County in 2024
Issue BriefThis analysis details how ACA marketplace premiums changed by county from 2023 to 2024, after taking into account expanded subsidies available under the Inflation Reduction Act.
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Signing Up for Marketplace Coverage Remains a Challenge for Many Consumers
Policy WatchAs open enrollment begins for Marketplace plans, this Policy Watch provides information about consumer experiences with Marketplace sign up from the 2023 KFF Consumer Survey. Data from the survey show that Marketplace sign up has been a challenge to many consumers---often more complicated than enrollment in other kinds of health insurance. The Policy Watch also spotlights efforts to address common enrollment problems such as option overload and transitioning to Marketplace coverage from other forms of coverage.
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2024 Health Insurance Marketplace Calculator
InteractiveThe Health Insurance Marketplace Calculator, updated with 2024 premium data, provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA).