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This Visualizing Health Policy infographic looks at the experience of unexpected or “surprise” medical bills in the United States. Out-of-network charges typically expose individuals to higher cost-sharing when they use services, and may lead to balance billing – in which providers bill patients directly, and often unexpectedly, at a higher rate. In the past two years, one in five insured adults had an unexpected medical bill from an out-of-network provider. Overall, two-thirds of adults are…