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Employer Health Benefits Survey

KFF has conducted this annual survey of private and non-federal public employers with three or more workers since 1999. The survey tracks trends in employer health insurance coverage, the cost of that coverage, and other topical health insurance issues. Findings are based on a nationally representative survey of public and private employers with ten or more employees, including those who respond to the full survey and those who indicate only whether or not they provide health coverage.

The archive includes surveys conducted in partnership with the Health Research and Education Trust through 2017 and a small business supplement of the 1998 survey conducted by KFF. Access each report below.

NOTE: In 2025, the sample was updated to firms with 10 or more employees, therefore removing firms with 3-9 workers. This methodological change most noticeably impacts employer-weighted estimates, such as the firm offer rate statistic. However, historical estimates of other key statistics may differ slightly compared to previous reports. For more information, see the Survey Design and Methods Section in the 2025 Report.

2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 

NOTE: In 2011, our methodology for calculating employer weights was updated.  Statistics such as the percentage of firms offering health benefits or the percentage of firms offering retiree coverage are updated in the preceding reports.  Statistics based on the percentage of covered workers were not affected by this change.  Most changes were not statistically different.  For more information, see the Survey Design and Methods Section in the 2011 Report.

2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 

NOTE: In 2003, our methodology for calculating weights was updated. New estimates for many statistics published in 1999-2002 are available in the preceding reports.  Most changes were not statistically different.  For more information, see the Survey Design and Methods Section in the 2003 Report.

2003 | 2002 | 2001 | 2000 | 1999 | 1998 |

The survey was previously conducted by KPMG from 1991–1998 and the Health Insurance Association from 1987–1991.

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  • 2014 Employer Health Benefits Survey

    Feature

    This annual Employer Health Benefits Survey (EHBS) provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The 2014 EHBS survey finds average family health premiums rose 3 percent in 2014, relatively modest growth by historical standards.

  • Employer-Sponsored Family Health Premiums Rise a Modest 4 Percent in 2013, National Benchmark Employer Survey Finds

    News Release

    Annual premiums for employer-sponsored family health coverage reached $16,351 this year, up 4 percent from last year, with workers on average paying $4,565 toward the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey. This year's rise in premiums remains moderate by historical standards. The 15th annual Kaiser/HRET survey of more than 2,000 small and large employers provides a detailed picture of the status and trends in employer-sponsored health insurance costs and coverage.

  • 2013 Employer Health Benefits Survey

    Feature

    This annual Employer Health Benefits Survey (EHBS) provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The 2013 EHBS survey finds average family health premiums rose 4 percent in 2013, relatively modest growth by historical standards.

  • 2012 Employer Health Benefits Survey

    Feature

    This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The survey continues to document employer’s implementation of health reform with question on the percent of firms with grandfathered health plans and enrollment of adult children due to the new health reform law. The 2012 survey included 3,326 randomly selected public and private firms with three or more employees (2,121 of which responded to the full survey and 1,205 of which responded to an additional question about offering coverage).