KFF designs, conducts and analyzes original public opinion and survey research on Americans’ attitudes, knowledge, and experiences with the health care system to help amplify the public’s voice in major national debates.
KFF has conducted this annual survey of private and non-federal public employers with three or more workers since 1999. The survey tracks trends in employer health insurance coverage, the cost of that coverage, and other topical health insurance issues. Findings are based on a nationally representative survey of public and private employers with ten or more employees, including those who respond to the full survey and those who indicate only whether or not they provide health coverage.
The archive includes surveys conducted in partnership with the Health Research and Education Trust through 2017 and a small business supplement of the 1998 survey conducted by KFF. Access each report below.
NOTE: In 2025, the sample was updated to firms with 10 or more employees, therefore removing firms with 3-9 workers. This methodological change most noticeably impacts employer-weighted estimates, such as the firm offer rate statistic. However, historical estimates of other key statistics may differ slightly compared to previous reports. For more information, see the Survey Design and Methods Section in the 2025 Report.
NOTE: In 2011, our methodology for calculating employer weights was updated. Statistics such as the percentage of firms offering health benefits or the percentage of firms offering retiree coverage are updated in the preceding reports. Statistics based on the percentage of covered workers were not affected by this change. Most changes were not statistically different. For more information, see the Survey Design and Methods Section in the 2011 Report.
NOTE: In 2003, our methodology for calculating weights was updated. New estimates for many statistics published in 1999-2002 are available in the preceding reports. Most changes were not statistically different. For more information, see the Survey Design and Methods Section in the 2003 Report.
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The survey continues to document employer’s implementation of health reform with question on the percent of firms with grandfathered health plans and enrollment of adult children due to the new health reform law. The 2012 survey included 3,326 randomly selected public and private firms with three or more employees (2,121…
Menlo Park, Calif. – Annual premiums for employer-sponsored family health coverage reached $15,745 this year, up 4 percent from last year, with workers on average paying $4,316 toward the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2012 Employer Health Benefits Survey released today. This year’s premium increase is moderate by historical standards, but outpaced the growth in workers’ wages (1.7 percent) and general inflation (2.3 percent). Since…
Kaiser/HRET Survey: 2002 State Employee Health Plans State employee health plans provided coverage for 3.4 million state government employees in 2002. The Kaiser/HRET Survey: 2002 State Employee Health Plans finds that premiums for state employee health plans increased 12.8% in 2002, similar to national averages. It also finds that state employee plan premiums are slightly more expensive than the national average and that state workers' contributions are less expensive than the average U.S. firm. The…
