The Changing Composition of Health Insurance Coverage in the United States

Published: Dec 30, 1994

This paper analyzes changes in insurance coverage that have occurred at the national level between 1988 and 1994.

  • Report: The Changing Composition Of Health Insurance Coverage In The United States
Poll Finding

National Survey on Public Knowledge and Attitudes on Contraception and Unplanned Pregnancy 1995

Published: Dec 30, 1994

Nationwide surveys have explored public opinion on these issues, but few surveys have measured the public’s knowledge of unplanned pregnancy, abortion, contraceptive methods and other related topics. The Kaiser Family Foundation commissioned a survey of Americans to identify where the gaps and misperceptions exist in the public’s knowledge of reproductive health issues, in an effort to help dispel the myths and provide Americans with the facts. The national household survey of 2,002 Americans was designed and analyzed by the Kaiser Family Foundation and Louis Harris and Associates, Inc. and conducted by Louis Harris and Associates, Inc.

Survey on Public Knowledge and Attitudes on Contraception and Unplanned Pregnancy in the U.S., Canada and the Netherlands

Published: Dec 30, 1994

G. Emergency Contraceptive Pills, or Morning-After Pills

G1. If a woman has just had sex and thinks she might become pregnant, is there anything that she could do in the next few days to prevent pregnancy, or not?

Asked only in the U.S. USA18+ Yes, there is something 36% No, there is not anything 47% Too late to prevent pregnancy (Vol.) 1% Not sure/Refused 17% G2. Have you ever heard of morning-after pills, also called emergency contraceptive pills, or not?

USA18+ USA18-44 CAN18-44 NETH18-44 Yes, have heard of it 54% 53% 71% 96% No, have not heard of it 45% 47% 28% 4% Not sure/Refused * 1% * * G3. How soon after sexual intercourse do morning-after pills have to be taken — immediately, within 12 hours, within 24 hours, within 72 hours, or within one week?

Based on those who have heard of emergency contraceptive pills.

USA18+ USA18-44 CAN18-44 NETH18-44 Immediately 10% 10% 9% 4% Within 12 hours 31% 28% 30% 34% Within 24 hours 28% 32% 36% 49% Within 72 hours 9% 12% 11% 6% Within one week 5% 6% * * Not sure/Refused 16% 12% 13% 6% G4. (Ask Females: Have you/ Ask Males: Has your current or most recent partner) ever usedmorning-after pills, or not?

Based on those who have heard of emergency contraceptive pills.

USA18+ USA18-44 CAN18-44 NETH18-44 Yes, have taken 1% 2% 9% 11% No, have not taken 98% 98% 86% 82% Not sure/Refused 1% 1% 5% 7% G5. Morning-after pills are a particular kind of birth control pills that are taken after sexual intercourse. If several of the pills are taken at the same time within 72 hours of sex, they may reduce the chance ofpregnancy by up to 75%.

From what you know about morning-after pills, would you say (you/your current or recent partner) would be very likely, somewhat likely, or not at all likely to take them if you had unprotected sex and wanted to prevent pregnancy?

USA18+ USA18-44 CAN18-44 NETH18-44 Very likely 23% 21% 19% 33% Somewhat likely 20% 24% 23% 17% Not at all likely 47% 52% 47% 31% Not applic. (Vol.) 7% 3% 7% 11% Not sure/Refused 3% 1% 5% 9% G6. Do you think morning-after pills should be widely available, like condoms or tightly controlled like drugs that require a prescription from you doctor?

USA18+ USA18-44 CAN18-44 NETH18-44 Widely available 37% 33% 27% 26% Tightly controlled 58% 64% 64% 71% Not sure/Refused 5% 3% 9% 3% G7. Would a method of birth control that is taken soon after intercourse, such as morning-after pills, pose ethical concerns for you, or not?

USA18+ USA18-44 CAN18-44 NETH18-44 Yes, would pose concerns 36% 43% 31% 21% No, would not 61% 55% 65% 74% Not sure/Refused 3% 2% 5% 4% H. Abortion

H1. Of every 100 pregnancies in the United States, how many do you feel end in abortion?

Asked only in the U.S.

USA18+ Mean: 35 pregnancies Not sure/Refused 5% H2. Do you feel that the number of abortions per every 100 women in the United States is increasing, decreasing, or staying about the same each year?

Asked only in the U.S. USA18+ Increasing 49% Decreasing 8% Staying about the same 41% Not sure/Refused 2% H3. Of every 100 abortions that occur in the United States, how many do you feel occur among (Read each item — Do not rotate)?

Asked only in the U.S.

USA18+ Mean Not sure/Refused a. Teenagers 49 pregnancies 4% b. Lower income women 46 4% c. Minority women 42 6% H4. Of all women between the ages of 12 and 50, what percentage do you feel has had an abortion?

Asked only in the U.S. USA18+ Mean: 31% Not sure/Refused 7% H5. Is the percentage of women in the United States who have had an abortion higher, lower, or about the same as the percentage of women who have had an abortion in other developed countries like Canada, Great Britain or Germany?

USA18+ USA18-44 CAN18-44 NETH18-44 Higher in the U.S. 49% 57% 10% 16% Lower in the U.S. 16% 14% 43% 67% About the same 28% 24% 32% 7% Not sure/Refused 6% 5% 15% 10% I. Factuals

Now, I have just a few factual questions for the purpose of classification.

I1. Are you single, married, living as a couple with someone, widowed, separated, or divorced?

USA18+ USA18-44 CAN18-44 NETH18-44 Single 19% 29% 33% 24% Married 56% 53% 49% 55% Living as a couple 6% 9% 13% 17% Widowed 1% 1% 1% * Separated 2% 2% 2% * Divorced 7% 3% 3% 3% Not sure/Refused * * * * I2. Are you covered by any form of health insurance including Medicaid or Medicare, or not?

Asked only in the U.S.

USA18+ Yes 84% No 16% Not sure/Refused * I3. What is the highest level of school you have completed or the highest degree you have received? (Probe: If respondent says just “High School:” What was the highest grade youcompleted? If 12th Grade, code “Graduate.” If 11th Grade or less, code “Less Than.”)

The U.S. and Canada: USA18+ USA18-44 CAN18-44 Less than high school (grades 1-11, grade 12 but no diploma) 12% 7% 16% High school graduate or equivalent (e.g., GED) 42% 44% 26% Some college but no degree 25% 28% 20% College graduate 14% 15% 24% Postgraduate 6% 6% 15% Not sure/Refused * * 8% The Netherlands:

NETH18-44 Primary school 3% Lower technical and vocational education 16% Lower secondary school 14% Middle technical and vocational education 29% Higher secondary school 10% Higher technical and vocational education 21% University 7% Not sure/Refused * I4. Are you of Hispanic or Latino origin or descent, or not?

Asked only in the U.S.

USA18+ USA18-44 Yes 8% 10% No 90% 88% Not sure/Refused 2% 1% I5. Do you consider yourself white, (Rotate: Black or African-American), Asian or Pacific Islander, Native American or some other race?

Asked only in the U.S.

USA18+ USA18-44 White 80% 77% Black or African-American 12% 13% Asian or Pacific Islander 1% 2% Native American 2% 2% Other race 4% 5% Not sure/Refused 1% 1% I6. Which of the following income categories best describes your total 1993 household income? Was it (read list)?

USA18+ USA18-44 CAN18-44 NETH18-44 $7,500 or less 9% 7% 4% 7% $7,501 to $15,000 11% 10% 6% 8% $15,001 to $25,000 17% 18% 14% 27% $25,001 to $35,000 17% 17% 15% 21% $35,001 to $50,000 19% 21% 18% 7% $50,001 to $75,000 12% 13% 21% 4% $75,001 to $100,000 5% 5% 7% * $100,001 to $125,000 2% 2% 3% * Over $125,000 2% 3% 3% * Not sure/Refused 6% 4% 9% 25% I7. Did you vote in the 1992 presidential election, when about half of the American public voted, or not?

Asked only in the U.S.

USA18+ Yes 71% No 29% Not sure/Refused * I7a. Did you vote for George Bush, Bill Clinton, or Ross Perot?

Based on those who voted in the 1992 presidential election. Asked only in the U.S.

USA18+ George Bush 38% Bill Clinton 41% Ross Perot 14% Other 1% Not sure/Refused 5% I8. How frequently do you attend religious services? Would you say at least once a week, at least once a month, a few times a year, or never?

USA18+ USA18-44 CAN18-44 NETH18-44 At least once a week 37% 30% 18% 10% At least once a month 16% 18% 14% 10% A few times a year 28% 33% 38% 24% Never 18% 19% 30% 55% Not sure/Refused 1% * 1% 1% I9. Language interview was conducted in.

USA18+ USA18-44 CAN18-44 NETH18-44 English 99% 98% 71% * Spanish 1% 2% * * French * * 29% * Dutch * * * 100%

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Surveys on Public Knowledge and Attitudes on Contraception and Unplanned Pregnancy:Survey Part One Part Two Part Three

Managed Care And Low-Income Populations: A Case Study of Managed Care in Oregon

Published: Dec 30, 1994

To gather early insights and timely information for state and federal policymakers concerning how the movement to managed care is affecting the poor and their access to care, the Henry J. Kaiser Family Foundation and The Commonwealth Fund are jointly sponsoring case studies and population surveys in California, Minnesota, New York, Oregon, and Tennessee. This case study describes the first year’s experience of Oregon’s Initiative, the Oregon Health Plan (OHP). It is designed to furnish insights on access issues related to the movement to managed care under the OHP.

Managed Care And Low-Income Populations: A Case Study of Managed Care in Tennessee

Published: Dec 30, 1994

To gather early insights and timely information for state and federal policymakers concerning how the movement to managed care is affecting the poor and their access to care, the Henry J. Kaiser Family Foundation and The Commonwealth Fund are jointly sponsoring case studies and population surveys in California, Minnesota, New York, Oregon, and Tennessee. This case study describes the first year’s experience of Tennessee’s initiative, TennCare. The TennCare experience provides early insights into the issues that states will face as they move to enroll more of their low-income populations into managed care arrangements.

Report (.pdf)

Kaiser Family Foundation 1995 Survey of Obstetrician/Gynecologists On Contraception and Unplanned Pregnancy

Published: Dec 30, 1994

Attitudes And Practices With Regard To Abortion

Conducted by Fact Finders, Inc. of Albany, New York, this 1995 survey on contraception and unplanned pregnancy concerned Obstetrician/Gynecologists’ attitudes and practices regarding the issues.

The Implications of Past Medicaid Spending Growth for Future Debates

Published: Dec 30, 1994

This paper analyzes the rapid growth in the Medicaid program during the 1988 – 1992 period. It also explains the dramatic slowdown on growth that occurred in 1993 and suggests a likely course of Medicaid expenditure increases over the remainder of the decade.

  • Report: The Implications Of Past Medicaid Spending Growth For Future Debates
Poll Finding

National Survey of Public Knowledge of Welfare Reform and the Federal Budget

Published: Dec 30, 1994

Survey Shows “Two Faces” Of Public Opinion On Welfare Reform

Americans Support Time Limits and Tough Work Requirements, But Reluctant to Abandon Those In Need

Public Defines Welfare Broadly Understands Key Details of Welfare Programs

Embargoed for release: 9:00 a.m. EST, Thursday, January 12, 1995

For further information contact: Matt James or Tina Hoff

Menlo Park, CA — A new Kaiser/Harvard survey of Americans nationwide has found that the public supports strong welfare reform measures, such as time limits and work requirements, but is reluctant to simply cut people off and leave them without some means of basic support.

The survey identifies four core beliefs that shape the public’s policy preferences. Two lead the public to support time limits and other strong welfare policies: the belief that welfare causes more harm than good because it discourages work and causes family break up, and the belief that welfare costs the taxpayer too much money. But two other core beliefs make the public concerned that these same strong policies will leave low income people without basic support: the belief that lack of economic opportunity as much as personal responsibility is the reason people need welfare, and the belief that both government and people themselves have a shared responsibility for ensuring that people have a minimum standard of living.

Two-thirds (68%) of Americans favor ending welfare payments after two years for all able-bodied welfare recipients, including women with pre-school children, and requiring them to take a job. But support for cutting off payments drops to 26 percent if the job pays low wages that would make it difficult to support a family, and to only 16 percent if the person is unable to find a job.

Large majorities favor government providing job training (87%) and public service jobs (74%) for people on welfare, and providing child care to low-income mothers who work or are in job training (85%). After education, training, health and child care benefits have been provided, 56 percent believe welfare recipients should be required to do community service work in exchange for continued benefits or have benefits cut off after a specified period of time. Only 10 percent believe the government should end all aid under these circumstances, and 25 percent believe the government should cut recipients off only after guaranteeing they have a job.

The public’s desire to “do something” about welfare is also reflected in support for limits on welfare. Majorities favor requiring mothers to report the name of a child’s father before they can receive welfare (81%), setting limits or denying welfare to non-citizens, including most legal immigrants (64%), denying additional benefits to women who have more children while on welfare (59%), and government limiting how fast welfare programs can grow, regardless of how many people may need assistance (capping welfare) (57%).

Nearly equal proportions of Americans say: 1) “We shouldn’t let people who can’t get or hold a job go hungry or homeless, and we need to continue welfare payments to these people” (44%), and 2) “We should have a firm limit on how long people can stay on welfare, regardless of the consequences, in order to get them to work” (43%).

“The jury is still out on what the public will support on welfare reform. At the moment they want four things that may be incompatible — get people off welfare within two years, get them jobs that provide a minimum standard of living, don’t let families suffer severe hardship, and don’t raise taxes or cut government programs to do these things,” said Drew Altman, Kaiser Family Foundation president and former welfare commissioner in New Jersey under Governor Tom Kean.

Two-thirds of Americans (66%) oppose a proposal that would end welfare benefits for unmarried women and their children if that meant some of the children would have to be cared for in group homes or orphanages. If such a proposal were enacted, the public overwhelmingly prefers having the government pay for group homes where mothers and their children live together (56%), rather than providing orphanages for the children (8%) or doing nothing (8%). A fourth of respondents said none of the above.

One important caveat should be added. The public is not prepared to sacrifice very much to see reforms enacted. Only about half are willing to pay more taxes or see other programs cut to provide job training (53% willing to 40% unwilling) and public service jobs (47% to 45%).

Awareness of Reform Proposals

At this early stage, the public is not yet following the welfare reform debate closely. In sharp contrast to the 47% who said in October 1993 that they were following news stories and other information about health care reform very closely (Kaiser/Harvard Survey, October 1993), only 13% say in this survey they have been following stories about welfare reform very closely.

Only three in ten Americans say they understand President Clinton’s welfare proposals very (5%) or fairly well (25%). A similar proportion understand the Republican proposals very (7%) or fairly well (24%).

“Americans do not yet know the consequences of the various welfare reform proposals,” said Dr. Robert J. Blendon, Professor and Chairman of the Department of Health Policy and Management at Harvard University. “As the debate continues and begins to focus on the implications of particular proposals — whether they be severe negative consequences for individuals and families or increased taxes or cuts in other government programs — the public is likely to become more cautious.”

Welfare Spending

Asked to choose from a list of six areas which two consumed the largest share of federal spending, only 14 percent correctly named Social Security and 37 percent named defense as one of the top two. Four-in-ten Americans (40%) thought welfare was one of the two largest areas of federal spending.

When asked to define welfare, the public identified the following six major federal government programs from a list of nine as being welfare programs: food stamps (93%), AFDC (Aid to Families with Dependent Children) (85%), public housing (85%), WIC (the Women, Infants, and Children program) (72%), the school lunch program (62%) and Medicaid (60%). Most did not regard Supplemental Security Income (SSI), the federal cash assistance program for the aged, blind, and disabled, as welfare. These six major programs labelled by the public as welfare make up 10.2 percent of the 1993 budget, ranking behind defense (21%) and Social Security (21%), and equal to Medicare (10.2%).

State and Federal Roles

The public wants to see the states play a major role in welfare reform. Given four choices, a majority (52%) thought government officials should experiment with reform at the state level, compared to 29 percent who preferred reform at the national level, 7 percent who wanted to leave welfare as it is, and 6 percent who would prefer to eliminate all welfare benefits.

But Americans are wary of letting states determine their own policies without some federal guidelines. While 36 percent thought each state should determine the best way to aid poor people, 50 percent believed the federal government needs to set guidelines when it gives money to states, in order to assure they will treat everyone fairly and do the right thing for poor people.

A majority of Americans (58%) also favor a “swap” proposal, where states would be in charge of welfare and the federal government would take responsibility for paying for the health care of poor people, instead of both responsibilities being shared as they are now. Twenty-four percent are opposed, and 18 percent said they didn’t know.

Core Beliefs and Values

Americans’ beliefs about what policies and reforms should be enacted can be related back to four core values they hold about welfare and poverty:

  1. Americans see the welfare system as doing more harm (56%) than good (33%) because they believe it encourages the breakup of the family and discourages work.

The overwhelming majority (81%) think that most welfare recipients are able to work. The idea that welfare discourages people from working was identified by half of Americans (49%) as what bothers them most about the current welfare system ranking far ahead of concerns such as costing taxpayers too much (14%) and causing families to break up (13%). Two-thirds (68%) say that welfare encourages women to have more children than they would have if they were not able to get welfare.

 

  • Most Americans believe the country spends too much (64%) or the right amount (17%) rather than too little (12%) on welfare.They are somewhat divided in their willingness to pay more taxes or see other programs cut to provide job training (53% willing to 40% unwilling) and public service jobs (47% to 45%). The public is also split nearly evenly on whether people who receive money from welfare could get along without it (46%) or really need this help (44%).
  • Americans perceive a variety of reasons for people being on welfare, some rooted in individual responsibility and others in social conditions and lack of economic opportunities.When questioned about possible reasons people are on welfare, most often rated as major reasons were: welfare pays better than some jobs do (71%); people choose not to work (65%); poor education (64%); and women having babies in order to collect additional welfare benefits (62%). Americans are split on whether welfare recipients really want to work (40%) or choose not to (47%). More broadly, 38 percent believe lack of personal effort is the main reason for poverty in the U.S.; 42 percent lack of opportunities and jobs.But the public also sees economic and social obstacles that prevent people from leaving welfare. The vast majority of Americans (72%) believe there are jobs for most welfare recipients who really want to work. But only 22 percent believe that most of these jobs pay enough to support a family. While 42 percent say “It’s important for a mother with young children to stay at home even if it means having to provide her with welfare,” 35 percent believe “We should not pay welfare to mothers with young children because it’s so important that people work.” The survey suggests that because Americans believe that both individuals and society share in the responsibility for people being on welfare, Americans’ support for reform proposals may decline if they think that the reform will not lead to a minimal standard of living or will create severe hardship for families.
  • Most Americans believe that government and welfare recipients have a shared responsibility for ensuring that people have a minimum standard of living.Asked who should be primarily responsible for making sure that non-working low-income people have a minimum standard of living, a majority (57%) said that responsibility should be shared between government and people themselves, friends, and voluntary agencies; 26 percent said people themselves and friends and voluntary agencies; and only 14 percent said government should be primarily responsible. Significantly, however, most of those who believe in shared responsibility want government’s role to last only for a limited time (71%). Only 25% said government responsibility should last “as long as it takes.” The theme is clear: the public believes that able-bodied people have an obligation to help themselves, but also that government has a role in maintaining a safety net for a reasonable but not unlimited period of time.

 

Public Knowledge

With some significant exceptions, the public is reasonably well informed about the welfare system. For example:

  • the public (90%) knows that more women and children are on welfare than men. (In 1992, two-thirds of AFDC recipients, or 9.2 million, were children);

 

  • a majority of the public (57%) knows responsibility for running welfare is shared between federal and state governments. (Federal funds pay on average 55% of AFDC benefits plus 50% of administrative costs);
  • a plurality (32%) knows how much public assistance mothers are receiving each month. (The average benefit in 1993 was $399 per month for a family of three);
  • seventy-one percent say that they know what Medicaid is and 43 percent know that it pays not only for hospital and doctor services for poor adults and children, but also for services for the elderly in nursing homes and the blind and disabled. (The public was least knowledgeable about Medicaid financing for the blind and disabled, the program’s fastest rising major cost).
  • the public overwhelmingly believes most people on welfare are minorities. (In 1992, 39 percent of AFDC recipients were white, 37 percent black, 18 percent Hispanic, 3 percent Asian, 1 percent Native American, and 2 percent unknown);
  • when asked how long people stay on welfare, 43 percent said continuously until their children grow up, 26 percent said on and off until their children grow up, and 15 percent said a few years before leaving welfare for good. (Thirty-four percent stay on welfare less than one year and another 44 percent for up to five years. A majority of those who leave welfare return later to the welfare rolls. Welfare dependency is characterized more by repeat spells of dependency than continuous dependency on public assistance.)

 


Methodology

The Kaiser/Harvard Survey was a random-sample, telephone survey of adults nationwide. The national sample consisted of 1,200 adults and was conducted between December 27 and 29, 1994. The survey was designed by the Harvard University School of Public Health’s Department of Health Policy and Management and the Kaiser Family Foundation, and was conducted by KRC Communications Research, a national opinion research firm located in Newton, Massachusetts. The margin of error in the national sample is plus or minus 3 percent. The survey is the first conducted under a new program, the Kaiser/Harvard program on the Public and Health/Social Policy, designed to monitor public knowledge, values and beliefs on health and health-related issues.

The Kaiser Family Foundation, based in Menlo Park, California, is a non-profit, independent national health care philanthropy and is not associated with Kaiser Permanente or Kaiser Industries. The Foundation’s work is focused on four main areas: health policy, reproductive health, HIV, and health and development in South Africa. The Foundation does not support any particular proposal or approach to welfare reform.

Note: This publication is not available on our website. However, the data from these surveys is still available through the Public Opinion and Media Research Group. Please email kaiserpolls@kff.org for more information.

Poll Finding

Survey on Public Knowledge and Attitudes on Contraception and Unplanned Pregnancy in the U.S., Canada and the Netherlands

Published: Dec 30, 1994

The three separate random-sample telephone surveys of adults ages 18 and older living in the United States, Canada, and the Netherlands, designed by the Henry J. Kaiser Family Foundation in association with Louis Harris and Associates, Inc and conducted in 1995. The surveys were conducted to assess differences in public knowledge, opinions, and practices related to pregnancy and birth control, hoping to help explain some of the variation in unplanned pregnancy rates between the U.S. and other developed nations.

Medicaid Disproportionate Share and Other Special Financing Programs: A Fiscal Dilemma for the States and The Federal Government

Published: Nov 29, 1994

This paper presents the results of a survey of 39 states and their DSH payments and the special financing arrangements in those states.

  • Report: Medicaid Disproportionate Share and Other Special Financing Programs: A Fiscal Dilemma