The report, based on an analysis of Hewitt Associates’ client database, presents new trend data on the prevalence of retiree health coverage sponsored by large employers and finds a continued erosion of retiree health benefits. The report also includes findings from a new survey assessing how large employers might change their retiree health programs in the future, and on their reaction to the Administration’s proposal to add a prescription drug benefit to Medicare.

The Hewitt survey finds that many large employers say they would seriously consider a variety of strategies to trim retiree health costs in the next three to five years. When asked how their organization would “most likely” respond to the Administration’s proposal to add a drug benefit to Medicare, most large employers said they would “most likely” retain drug coverage for retirees age 65 and over if the administration’s plan were enacted.

• Report

This paper discusses the impacts of the Heritage Foundation proposal for expanding health insurance coverage. Under the proposed tax reform, the employer tax exclusion and all other deductions for health-related expenses would be repealed. A new refundable tax credit would be created for unreimbursed medical expenses. This paper is part of the Kaiser Incremental Health Reform Project.

• Issue Paper

Part of the Kaiser Incremental Health Reform Project, this paper describes a generous tax credit approach to the expansion of health insurance coverage. The design features of refundable, publicly-financed tax credits for the purchase of health insurance are described for a range of sample plans.

• Issue Paper

Health News Index September/October, 1999

The September/October 1999 edition of the Kaiser Family Foundation/Harvard Health News Index includes questions about major health stories covered in the news, including questions about the uninsured, Patients’ Rights and health care reform proposals by democratic presidential candidates. The survey is based on a national random sample of 1,033 Americans conducted October 8-12, 1999 which measures public knowledge of health stories covered by news media during the previous month. The Health News Index is designed to help the news media and people in the health field gain a better understanding of which health stories in the news Americans are following and what they understand about those health issues. Every two months, Kaiser/Harvard issues a new index report.

• HNI September-October 1999
• Topline/Survey

Many proposals for incremental expansion of health insurance coverage would provide subsidies for the purchase of nongroup policies. This paper assesses how subsidy options might play out in regulated or unregulated markets and explores the possible trade-off between two distinct policy goals: maximizing the absolute number of families with insurance or maximizing access for the highest-risk families. This paper is part of the Kaiser Incremental Health Reform Project.

• Issue Paper

Enactment of the Children’s Health Insurance Program has been accompanied by concerns that new coverage will “crowd out” private health insurance coverage. Part of the Kaiser Incremental Health Reform Project, this paper reviews existing empirical literature on the magnitude of crowd-out and discusses implications for CHIP.

• Issue Paper

This paper examines a method for making health insurance more affordable to people who may lose health insurance when they lose or change jobs. A proposal for subsidizing the purchase of group health insurance through COBRA for employees and their dependents who lose their health insurance coverage when the employee leaves a job that provides such coverage. This paper is part of the Kaise Incremental Health Reform Project.

• Issue Paper

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Americans at the end of their working lives are increasingly facing greater uncertainty regarding health insurance and hence access to health care. This paper describes a proposal that would allow older persons not yet eligible for Medicare (under age 65) to “buy into” Medicare coverage.

This paper is part of the Kaiser Incremental Health Reform Project.

• Issue Brief

This paper explores the major policy compromises embodied in the CHIP program. It focuses on two areas: the relative control of the federal and state governments over the program, and the design of the program in relation to the private, employer-based health insurance market.This paper is part of the Kaiser Incremental Health Reform Project.

Issue Brief (.pdf)

This paper discusses ethical issues in incremental approaches to expanding health insurance coverage. Although any reduction in the number of uninsured is morally desirable, there are real moral differences between different policy options. This paper, which is part of the Kaiser Incremental Health Reform Project, examines these moral differences by identifying the values and commitments that ground the different policy options.

• Issue Paper